Credova Holdings Inc
61 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Credova Holdings Inc complaint mix by product
- Debt collection 22 36.1% – 0% relief
- Payday loan, 19 31.1% – 0% relief
- Credit reporting 10 16.4% – 10% relief
- Payday loan, 7 11.5% – 0% relief
- Credit reporting, 1 1.6% – 0% relief
- Credit card 1 1.6% – 0% relief
- Money transfer, 1 1.6% – 0% relief
How Credova Holdings Inc's 61 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 22 |
| Payday loan, title loan, personal loan, or advance loan | 19 |
| Credit reporting or other personal consumer reports | 10 |
| Payday loan, title loan, or personal loan | 7 |
| Credit reporting, credit repair services, or other personal consumer reports | 1 |
| Credit card or prepaid card | 1 |
| Money transfer, virtual currency, or money service | 1 |
Top States
| State | Complaints |
|---|---|
| TX | 9 |
| FL | 8 |
| GA | 6 |
| VA | 4 |
| MI | 4 |
| MD | 4 |
| PA | 3 |
| NC | 3 |
| OH | 2 |
| NV | 2 |
| AL | 2 |
| AZ | 2 |
| HI | 2 |
| TN | 2 |
| OK | 1 |
| OR | 1 |
| MO | 1 |
| KS | 1 |
| KY | 1 |
| MN | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 12 |
| Charged fees or interest you didn't expect | 7 |
| Getting the loan | 7 |
| Improper use of your report | 6 |
| Problem with the payoff process at the end of the loan | 4 |
| False statements or representation | 4 |
| Took or threatened to take negative or legal action | 3 |
| Incorrect information on your report | 3 |
| Problem with additional add-on products or services | 2 |
| Communication tactics | 2 |
| Problem when making payments | 2 |
| Problem with a company's investigation into an existing problem | 2 |
| Getting a credit card | 1 |
| Confusing or missing disclosures | 1 |
| Unexpected or other fees | 1 |
| Unable to get your credit report or credit score | 1 |
| Problem with fraud alerts or security freezes | 1 |
| Getting a line of credit | 1 |
| Threatened to contact someone or share information improperly | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2021 | 2 | 100% |
| 2022 | 7 | 100% |
| 2023 | 15 | 100% |
| 2024 | 15 | 100% |
| 2025 | 14 | 100% |
| 2026 | 8 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Credova Holdings Inc
Credova Holdings Inc's 61 logged complaints stay concentrated: only 22 states show a filing on record. 67.2% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2021 through 2026-06-08.
Credova Holdings Inc answers 100% of complaints inside the CFPB's tracked window and closes 98.4% with a written explanation. 1.6% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Credova Holdings Inc.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Credova Holdings Inc have?
61, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Credova Holdings Inc respond to complaints on time?
100% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Credova Holdings Inc?
"Attempts to collect debt not owed", filed under the "Debt collection" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.