CFPB · Single-product concentration
Creditor Advocates Inc
23 CFPB complaints · 95.7% in "Debt collection" · top issue Attempts to collect debt not owed.
Creditor Advocates Inc: 95.7% of 23 CFPB complaints sit in "Debt collection". Timely 100% · relief 73.9%. Allegations, not findings.
- Single-product concentration
- -50% filings 2014 to 2026
CFPB relief outcome brief
CCDB company creditor-advocates-inc
73.9% relief · 100% timely · 23 filings · Debt collection
Same-product relief peers
Nearest relief peer: Atlantic Credit & Finance, Inc. (74.6% relief)
Creditor Advocates Inc closes 73.9% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 23 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Creditor Advocates Inc complaint mix by product
- Debt collection 22 95.7% – 73% relief
- Credit reporting, 1 4.3% – 100% relief
How Creditor Advocates Inc's 23 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 22 |
| Credit reporting, credit repair services, or other personal consumer reports | 1 |
Concentrated filing states for Creditor Advocates Inc
Top states by attributed CFPB complaint volume for this company
- Leading state
- MN
- 56.5% of this company's filings
Creditor Advocates Inc falling annual filings
Annual filing volume from the CFPB public database
- 2026
- 1
- -50% vs 2014
Top States
| State | Complaints |
|---|---|
| MN | 13 |
| IA | 7 |
| AL | 1 |
| TX | 1 |
| SD | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 7 |
| Written notification about debt | 4 |
| False statements or representation | 4 |
| Communication tactics | 3 |
| Disclosure verification of debt | 3 |
| Cont'd attempts collect debt not owed | 1 |
| Incorrect information on your report | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 2 | 100% |
| 2015 | 3 | 100% |
| 2017 | 2 | 100% |
| 2018 | 2 | 100% |
| 2019 | 1 | 100% |
| 2021 | 2 | 100% |
| 2022 | 4 | 100% |
| 2023 | 1 | 100% |
| 2024 | 3 | 100% |
| 2025 | 2 | 100% |
| 2026 | 1 | 100% |
Source: CFPB Consumer Complaint Database
Creditor Advocates Inc filings cluster in one product
Creditor Advocates Inc's 23 logged complaints stay concentrated: only 5 states show a filing. Only 39.1% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2014 through 2026-06-18.
Creditor Advocates Inc answers 100% of complaints inside the CFPB's tracked window and closes 26.1% with a written explanation. 73.9% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Creditor Advocates Inc.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Creditor Advocates Inc: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 23.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Creditor Advocates Inc (100% timely; 73.9% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration