Total complaints
40
Filed since 2015
40 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
40 consumer complaints filed with the CFPB
This profile shows Credit Wise Recovery Solution LLC's complaint history from CFPB public records. 40 consumers have filed complaints since 2015. The company has a 2.5% timely response rate and has provided relief in 0% of cases.
Total complaints
40
Filed since 2015
Timely response
2.5%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How Credit Wise Recovery Solution LLC's 40 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| Credit reporting, credit repair services, or other personal consumer reports | 32 |
| Debt collection | 5 |
| Credit card or prepaid card | 3 |
| State | Complaints |
|---|---|
| NY | 10 |
| TX | 4 |
| FL | 4 |
| PA | 3 |
| NJ | 3 |
| OH | 2 |
| LA | 2 |
| AZ | 1 |
| SC | 1 |
| UNITED STATES MINOR OUTLYING ISLANDS | 1 |
| OR | 1 |
| CO | 1 |
| DE | 1 |
| GA | 1 |
| CA | 1 |
| MS | 1 |
| MI | 1 |
| VA | 1 |
| MA | 1 |
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 24 |
| Attempts to collect debt not owed | 3 |
| Improper use of your report | 3 |
| Problem with fraud alerts or security freezes | 2 |
| Cont'd attempts collect debt not owed | 2 |
| Problem with a credit reporting company's investigation into an existing problem | 2 |
| Problem with customer service | 1 |
| Problem with a purchase shown on your statement | 1 |
| Credit monitoring or identity theft protection services | 1 |
| Getting a credit card | 1 |
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 1 | 100% |
| 2017 | 1 | 0% |
| 2019 | 7 | 0% |
| 2020 | 6 | 0% |
| 2021 | 21 | 0% |
| 2022 | 4 | 0% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
Credit Wise Recovery Solution LLC has accumulated 40 consumer complaints in the CFPB public database, with filings active across 19 U.S. states. Of those submissions, 16 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2015, and the most recent logged activity is 2022-01-28, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, Credit Wise Recovery Solution LLC reports a 2.5% timely-response rate and has closed 5% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Credit reporting, credit repair services, or other personal consumer reports", and the single most common underlying issue is "Incorrect information on your report".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Credit Wise Recovery Solution LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
Learn more about your rights and how to interpret complaint data.
Explore additional financial data about companies, lenders, and institutions on our partner portals.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Credit Wise Recovery Solution LLC has received 40 consumer complaints filed with the Consumer Financial Protection Bureau.
Credit Wise Recovery Solution LLC has a 2.5% timely response rate to CFPB complaints.
The most common issue reported against Credit Wise Recovery Solution LLC is "Incorrect information on your report" in the "Credit reporting, credit repair services, or other personal consumer reports" product category.
Read our methodology — how this data is sourced, computed, and verified.