2026 data Public-data reference. official source

Credit Wise Recovery Solution LLC

40 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

40 consumer complaints filed with the CFPB

This profile shows Credit Wise Recovery Solution LLC's complaint history from CFPB public records. 40 consumers have filed complaints since 2015. The company has a 2.5% timely response rate and has provided relief in 0% of cases.

40
Total Complaints
2.5%
Timely Response
0%
Disputed
0%
Relief Provided
19
States Active
2015
Since

Total complaints

40

Filed since 2015

Timely response

2.5%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 2.5%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

Credit Wise Recovery Solution LLC complaint mix by product

Total complaints: 40

Credit Wise Recovery Solution LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 40 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting,: 32 complaints (80.0%), resolution 0.0% Credit reporting, 80.0% Debt collection: 5 complaints (12.5%), resolution 0.0% Debt collection 12.5% Credit card: 3 complaints (7.5%), resolution 0.0% Credit card 7.5%
  • Credit reporting, 32 80.0% 0% relief
  • Debt collection 5 12.5% 0% relief
  • Credit card 3 7.5% 0% relief

How Credit Wise Recovery Solution LLC's 40 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting, credit repair services, or other personal consumer reports 32
Debt collection 5
Credit card or prepaid card 3

Top States

State Complaints
NY 10
TX 4
FL 4
PA 3
NJ 3
OH 2
LA 2
AZ 1
SC 1
UNITED STATES MINOR OUTLYING ISLANDS 1
OR 1
CO 1
DE 1
GA 1
CA 1
MS 1
MI 1
VA 1
MA 1

Top Issues

Issue Complaints
Incorrect information on your report 24
Attempts to collect debt not owed 3
Improper use of your report 3
Problem with fraud alerts or security freezes 2
Cont'd attempts collect debt not owed 2
Problem with a credit reporting company's investigation into an existing problem 2
Problem with customer service 1
Problem with a purchase shown on your statement 1
Credit monitoring or identity theft protection services 1
Getting a credit card 1

Yearly Trend

Year Complaints Timely
2015 1 100%
2017 1 0%
2019 7 0%
2020 6 0%
2021 21 0%
2022 4 0%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Credit Wise Recovery Solution LLC

Credit Wise Recovery Solution LLC has accumulated 40 consumer complaints in the CFPB public database, with filings active across 19 U.S. states. Of those submissions, 16 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2015, and the most recent logged activity is 2022-01-28, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Credit Wise Recovery Solution LLC reports a 2.5% timely-response rate and has closed 5% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Credit reporting, credit repair services, or other personal consumer reports", and the single most common underlying issue is "Incorrect information on your report".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Credit Wise Recovery Solution LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Credit Wise Recovery Solution LLC have?

Credit Wise Recovery Solution LLC has received 40 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Credit Wise Recovery Solution LLC respond to complaints on time?

Credit Wise Recovery Solution LLC has a 2.5% timely response rate to CFPB complaints.

What is the most common complaint about Credit Wise Recovery Solution LLC?

The most common issue reported against Credit Wise Recovery Solution LLC is "Incorrect information on your report" in the "Credit reporting, credit repair services, or other personal consumer reports" product category.

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