CFPB · Single-product concentration
Credit Wise Recovery Solution LLC
49 CFPB complaints · 83.7% in "Credit reporting, credit repair services, or other personal consumer reports" · top issue Incorrect information on your report.
Credit Wise Recovery Solution LLC: 83.7% of 49 CFPB complaints sit in "Credit reporting, credit repair services, or other personal consumer reports". Timely 2% · relief 0%. Allegations, not findings.
- Single-product concentration
- +300% filings 2015 to 2022
CFPB relief outcome brief
CCDB company credit-wise-recovery-solution-llc
0% relief · 2% timely · 49 filings · Credit reporting, credit repair services, or other personal consumer reports
Same-product relief peers
Nearest relief peer: Innovis (0% relief)
Credit Wise Recovery Solution LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Credit Wise Recovery Solution LLC's 49 filings include narrative text
51% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Credit Wise Recovery Solution LLC complaint mix by product
- Credit reporting, 41 83.7% – 0% relief
- Debt collection 5 10.2% – 0% relief
- Credit card 3 6.1% – 0% relief
How Credit Wise Recovery Solution LLC's 49 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit reporting, credit repair services, or other personal consumer reports | 41 |
| Debt collection | 5 |
| Credit card or prepaid card | 3 |
Where Credit Wise Recovery Solution LLC complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- NY
- 22.4% of this company's filings
Credit Wise Recovery Solution LLC rising annual filings
Annual filing volume from the CFPB public database
- 2022
- 4
- +300% vs 2015
Top States
| State | Complaints |
|---|---|
| NY | 11 |
| TX | 6 |
| FL | 5 |
| PA | 4 |
| NJ | 3 |
| LA | 3 |
| OH | 2 |
| CA | 2 |
| OR | 1 |
| WA | 1 |
| WI | 1 |
| VA | 1 |
| MI | 1 |
| MA | 1 |
| DE | 1 |
| SC | 1 |
| AZ | 1 |
| UNITED STATES MINOR OUTLYING ISLANDS | 1 |
| GA | 1 |
| MS | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 29 |
| Improper use of your report | 5 |
| Problem with a credit reporting company's investigation into an existing problem | 4 |
| Attempts to collect debt not owed | 3 |
| Cont'd attempts collect debt not owed | 2 |
| Problem with fraud alerts or security freezes | 2 |
| Problem with a purchase shown on your statement | 1 |
| Credit monitoring or identity theft protection services | 1 |
| Getting a credit card | 1 |
| Problem with customer service | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 1 | 100% |
| 2017 | 1 | 0% |
| 2019 | 12 | 0% |
| 2020 | 9 | 0% |
| 2021 | 22 | 0% |
| 2022 | 4 | 0% |
Source: CFPB Consumer Complaint Database
Credit Wise Recovery Solution LLC filings cluster in one product
Credit Wise Recovery Solution LLC's 49 logged complaints stay concentrated: only 21 states show a filing. 51% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2022-01-28.
Credit Wise Recovery Solution LLC answers 2% of complaints inside the CFPB's tracked window and closes 4.1% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting, credit repair services, or other personal consumer reports" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Credit Wise Recovery Solution LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Credit Wise Recovery Solution LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 49.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 2%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Credit Wise Recovery Solution LLC (2% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration