2026 data Public-data reference. official source

IPAC'S Inc.

207 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

207 consumer complaints filed with the CFPB

This profile shows IPAC'S Inc.'s complaint history from CFPB public records. 207 consumers have filed complaints since 2014. The company has a 0.5% timely response rate and has provided relief in 0% of cases.

207
Total Complaints
0.5%
Timely Response
0%
Disputed
0%
Relief Provided
19
States Active
2014
Since

Total complaints

207

Filed since 2014

Timely response

0.5%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.5%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

IPAC'S Inc. complaint mix by product

Total complaints: 207

IPAC'S Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 207 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting: 183 complaints (88.4%), resolution 0.0% Credit reporting 88.4% Debt collection: 20 complaints (9.7%), resolution 0.0% Debt collection 9.7% Credit reporting,: 2 complaints (1.0%), resolution 0.0% Debt or: 1 complaints (0.5%), resolution 0.0% Payday loan,: 1 complaints (0.5%), resolution 0.0%
  • Credit reporting 183 88.4% 0% relief
  • Debt collection 20 9.7% 0% relief
  • Credit reporting, 2 1.0% 0% relief
  • Debt or 1 0.5% 0% relief
  • Payday loan, 1 0.5% 0% relief

How IPAC'S Inc.'s 207 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting or other personal consumer reports 183
Debt collection 20
Credit reporting, credit repair services, or other personal consumer reports 2
Debt or credit management 1
Payday loan, title loan, personal loan, or advance loan 1

Top States

State Complaints
IL 125
IN 15
TX 12
FL 9
CA 8
GA 8
MS 5
AZ 4
MA 4
IA 3
LA 3
TN 3
MI 2
SC 1
MN 1
NY 1
CO 1
DE 1
MO 1

Top Issues

Issue Complaints
Problem with fraud alerts or security freezes 133
Problem with a company's investigation into an existing problem 30
Incorrect information on your report 11
Unable to get your credit report or credit score 6
Attempts to collect debt not owed 6
Improper use of your report 4
Threatened to contact someone or share information improperly 4
Written notification about debt 4
Communication tactics 2
Took or threatened to take negative or legal action 2
Unauthorized withdrawals or charges 1
Cont'd attempts collect debt not owed 1
False statements or representation 1
Received a loan you didn't apply for 1
Problem with a company's investigation into an existing issue 1

Yearly Trend

Year Complaints Timely
2014 1 0%
2016 1 0%
2018 1 100%
2022 1 0%
2023 3 0%
2024 6 0%
2025 113 0%
2026 81 0%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About IPAC'S Inc.

IPAC'S Inc. has accumulated 207 consumer complaints in the CFPB public database, with filings active across 19 U.S. states. Of those submissions, 6 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2014, and the most recent logged activity is 2026-03-25, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, IPAC'S Inc. reports a 0.5% timely-response rate and has closed 1.4% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Credit reporting or other personal consumer reports", and the single most common underlying issue is "Problem with fraud alerts or security freezes".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating IPAC'S Inc.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does IPAC'S Inc. have?

IPAC'S Inc. has received 207 consumer complaints filed with the Consumer Financial Protection Bureau.

Does IPAC'S Inc. respond to complaints on time?

IPAC'S Inc. has a 0.5% timely response rate to CFPB complaints.

What is the most common complaint about IPAC'S Inc.?

The most common issue reported against IPAC'S Inc. is "Problem with fraud alerts or security freezes" in the "Credit reporting or other personal consumer reports" product category.

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