Total complaints
207
Filed since 2014
207 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
207 consumer complaints filed with the CFPB
This profile shows IPAC'S Inc.'s complaint history from CFPB public records. 207 consumers have filed complaints since 2014. The company has a 0.5% timely response rate and has provided relief in 0% of cases.
Total complaints
207
Filed since 2014
Timely response
0.5%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How IPAC'S Inc.'s 207 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| Credit reporting or other personal consumer reports | 183 |
| Debt collection | 20 |
| Credit reporting, credit repair services, or other personal consumer reports | 2 |
| Debt or credit management | 1 |
| Payday loan, title loan, personal loan, or advance loan | 1 |
| State | Complaints |
|---|---|
| IL | 125 |
| IN | 15 |
| TX | 12 |
| FL | 9 |
| CA | 8 |
| GA | 8 |
| MS | 5 |
| AZ | 4 |
| MA | 4 |
| IA | 3 |
| LA | 3 |
| TN | 3 |
| MI | 2 |
| SC | 1 |
| MN | 1 |
| NY | 1 |
| CO | 1 |
| DE | 1 |
| MO | 1 |
| Issue | Complaints |
|---|---|
| Problem with fraud alerts or security freezes | 133 |
| Problem with a company's investigation into an existing problem | 30 |
| Incorrect information on your report | 11 |
| Unable to get your credit report or credit score | 6 |
| Attempts to collect debt not owed | 6 |
| Improper use of your report | 4 |
| Threatened to contact someone or share information improperly | 4 |
| Written notification about debt | 4 |
| Communication tactics | 2 |
| Took or threatened to take negative or legal action | 2 |
| Unauthorized withdrawals or charges | 1 |
| Cont'd attempts collect debt not owed | 1 |
| False statements or representation | 1 |
| Received a loan you didn't apply for | 1 |
| Problem with a company's investigation into an existing issue | 1 |
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 1 | 0% |
| 2016 | 1 | 0% |
| 2018 | 1 | 100% |
| 2022 | 1 | 0% |
| 2023 | 3 | 0% |
| 2024 | 6 | 0% |
| 2025 | 113 | 0% |
| 2026 | 81 | 0% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
IPAC'S Inc. has accumulated 207 consumer complaints in the CFPB public database, with filings active across 19 U.S. states. Of those submissions, 6 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2014, and the most recent logged activity is 2026-03-25, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, IPAC'S Inc. reports a 0.5% timely-response rate and has closed 1.4% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Credit reporting or other personal consumer reports", and the single most common underlying issue is "Problem with fraud alerts or security freezes".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating IPAC'S Inc.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
IPAC'S Inc. has received 207 consumer complaints filed with the Consumer Financial Protection Bureau.
IPAC'S Inc. has a 0.5% timely response rate to CFPB complaints.
The most common issue reported against IPAC'S Inc. is "Problem with fraud alerts or security freezes" in the "Credit reporting or other personal consumer reports" product category.
Read our methodology — how this data is sourced, computed, and verified.