IPAC'S Inc.
361 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
IPAC'S Inc. complaint mix by product
- Credit reporting 330 91.4% – 0% relief
- Debt collection 27 7.5% – 0% relief
- Credit reporting, 2 0.6% – 0% relief
- Debt or 1 0.3% – 0% relief
- Payday loan, 1 0.3% – 0% relief
How IPAC'S Inc.'s 361 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit reporting or other personal consumer reports | 330 |
| Debt collection | 27 |
| Credit reporting, credit repair services, or other personal consumer reports | 2 |
| Debt or credit management | 1 |
| Payday loan, title loan, personal loan, or advance loan | 1 |
Top States
| State | Complaints |
|---|---|
| IL | 207 |
| GA | 33 |
| IN | 23 |
| TX | 20 |
| CA | 14 |
| FL | 12 |
| AZ | 7 |
| MS | 7 |
| TN | 7 |
| NY | 5 |
| MA | 4 |
| IA | 4 |
| LA | 3 |
| MO | 2 |
| MN | 2 |
| MI | 2 |
| KY | 2 |
| MD | 1 |
| DE | 1 |
| SC | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Problem with fraud alerts or security freezes | 280 |
| Problem with a company's investigation into an existing problem | 30 |
| Incorrect information on your report | 11 |
| Attempts to collect debt not owed | 8 |
| Written notification about debt | 7 |
| Unable to get your credit report or credit score | 6 |
| Threatened to contact someone or share information improperly | 4 |
| Improper use of your report | 4 |
| Communication tactics | 3 |
| Took or threatened to take negative or legal action | 3 |
| False statements or representation | 1 |
| Unauthorized withdrawals or charges | 1 |
| Received a loan you didn't apply for | 1 |
| Cont'd attempts collect debt not owed | 1 |
| Problem with a company's investigation into an existing issue | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 1 | 0% |
| 2016 | 1 | 0% |
| 2018 | 1 | 100% |
| 2022 | 1 | 0% |
| 2023 | 3 | 0% |
| 2024 | 6 | 0% |
| 2025 | 114 | 0% |
| 2026 | 234 | 4.7% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About IPAC'S Inc.
IPAC'S Inc.'s 361 logged complaints stay concentrated: only 24 states show a filing on record. Only 2.5% of filings carry a written consumer narrative, so most of this record is coded categories rather than the verbatim complaint text. Records run from 2014 through 2026-06-25.
IPAC'S Inc. answers 3.3% of complaints inside the CFPB's tracked window and closes 0.8% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Problem with fraud alerts or security freezes."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about IPAC'S Inc..
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does IPAC'S Inc. have?
361, per the CFPB's public complaint count for this company (see the full breakdown above).
Does IPAC'S Inc. respond to complaints on time?
3.3% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about IPAC'S Inc.?
"Problem with fraud alerts or security freezes", filed under the "Credit reporting or other personal consumer reports" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.