CFPB · Single-product concentration
IPAC'S Inc.
361 CFPB complaints · 91.4% in "Credit reporting or other personal consumer reports" · top issue Problem with fraud alerts or security freezes.
IPAC'S Inc.: 91.4% of 361 CFPB complaints sit in "Credit reporting or other personal consumer reports". Timely 3.3% · relief 0%. Allegations, not findings.
- Single-product concentration
- +23300% filings 2014 to 2026
CFPB relief outcome brief
CCDB company ipac-s-inc
0% relief · 3.3% timely · 361 filings · Credit reporting or other personal consumer reports
Same-product relief peers
Nearest relief peer: Fidelity National Information Services, Inc. (FNIS) (0% relief)
IPAC'S Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Coded fields dominate IPAC'S Inc.'s 361 filings
Only 2.5% include narrative text, so product/issue codes carry most of what can be read here. The two counts still add to total filings.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
IPAC'S Inc. complaint mix by product
- Credit reporting 330 91.4% – 0% relief
- Debt collection 27 7.5% – 0% relief
- Credit reporting, 2 0.6% – 0% relief
- Debt or 1 0.3% – 0% relief
- Payday loan, 1 0.3% – 0% relief
How IPAC'S Inc.'s 361 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit reporting or other personal consumer reports | 330 |
| Debt collection | 27 |
| Credit reporting, credit repair services, or other personal consumer reports | 2 |
| Debt or credit management | 1 |
| Payday loan, title loan, personal loan, or advance loan | 1 |
Concentrated filing states for IPAC'S Inc.
Top states by attributed CFPB complaint volume for this company
- Leading state
- IL
- 57.3% of this company's filings
IPAC'S Inc. rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 234
- +23300% vs 2014
Top States
| State | Complaints |
|---|---|
| IL | 207 |
| GA | 33 |
| IN | 23 |
| TX | 20 |
| CA | 14 |
| FL | 12 |
| AZ | 7 |
| MS | 7 |
| TN | 7 |
| NY | 5 |
| MA | 4 |
| IA | 4 |
| LA | 3 |
| MO | 2 |
| MN | 2 |
| MI | 2 |
| KY | 2 |
| MD | 1 |
| DE | 1 |
| SC | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Problem with fraud alerts or security freezes | 280 |
| Problem with a company's investigation into an existing problem | 30 |
| Incorrect information on your report | 11 |
| Attempts to collect debt not owed | 8 |
| Written notification about debt | 7 |
| Unable to get your credit report or credit score | 6 |
| Threatened to contact someone or share information improperly | 4 |
| Improper use of your report | 4 |
| Communication tactics | 3 |
| Took or threatened to take negative or legal action | 3 |
| False statements or representation | 1 |
| Unauthorized withdrawals or charges | 1 |
| Received a loan you didn't apply for | 1 |
| Cont'd attempts collect debt not owed | 1 |
| Problem with a company's investigation into an existing issue | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 1 | 0% |
| 2016 | 1 | 0% |
| 2018 | 1 | 100% |
| 2022 | 1 | 0% |
| 2023 | 3 | 0% |
| 2024 | 6 | 0% |
| 2025 | 114 | 0% |
| 2026 | 234 | 4.7% |
Source: CFPB Consumer Complaint Database
IPAC'S Inc. filings cluster in one product
IPAC'S Inc.'s 361 logged complaints stay concentrated: only 24 states show a filing. Only 2.5% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2014 through 2026-06-25.
IPAC'S Inc. answers 3.3% of complaints inside the CFPB's tracked window and closes 0.8% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Problem with fraud alerts or security freezes."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about IPAC'S Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for IPAC'S Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 361.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 3.3%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for IPAC'S Inc. (3.3% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration