CFPB · Single-product concentration
TClub Inc
185 CFPB complaints · 98.4% in "Money transfer, virtual currency, or money service" · top issue Money was not available when promised.
TClub Inc: 98.4% of 185 CFPB complaints sit in "Money transfer, virtual currency, or money service". Timely 2.2% · relief 0%. Allegations, not findings.
- Single-product concentration
- +396.8% filings 2025 to 2026
CFPB relief outcome brief
CCDB company tclub-inc
0% relief · 2.2% timely · 185 filings · Money transfer, virtual currency, or money service
Same-product relief peers
Nearest relief peer: Early Warning Services, LLC (0% relief)
TClub Inc closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Coded fields dominate TClub Inc's 185 filings
Only 2.2% include narrative text, so product/issue codes carry most of what can be read here. The two counts still add to total filings.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
TClub Inc complaint mix by product
- Money transfer, 182 98.4% – 0% relief
- Checking or 2 1.1% – 0% relief
- Credit reporting 1 0.5% – 0% relief
How TClub Inc's 185 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Money transfer, virtual currency, or money service | 182 |
| Checking or savings account | 2 |
| Credit reporting or other personal consumer reports | 1 |
Where TClub Inc complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- TX
- 23.8% of this company's filings
TClub Inc rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 154
- +396.8% vs 2025
Top States
| State | Complaints |
|---|---|
| TX | 44 |
| CA | 17 |
| NJ | 15 |
| PA | 13 |
| WA | 10 |
| FL | 10 |
| GA | 6 |
| MA | 6 |
| NC | 6 |
| NY | 6 |
| MI | 5 |
| VA | 5 |
| IN | 5 |
| CT | 4 |
| IL | 4 |
| TN | 3 |
| AZ | 3 |
| OH | 2 |
| AR | 2 |
| UT | 2 |
Top Issues
| Issue | Complaints |
|---|---|
| Money was not available when promised | 125 |
| Fraud or scam | 40 |
| Other transaction problem | 10 |
| Wrong amount charged or received | 3 |
| Problem caused by your funds being low | 2 |
| Incorrect exchange rate | 1 |
| Confusing or misleading advertising or marketing | 1 |
| Unexpected or other fees | 1 |
| Problem with customer service | 1 |
| Incorrect information on your report | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2025 | 31 | 0% |
| 2026 | 154 | 2.6% |
Source: CFPB Consumer Complaint Database
TClub Inc filings cluster in one product
TClub Inc's 185 logged complaints stay concentrated: only 33 states show a filing. Only 2.2% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2025 through 2026-06-11.
TClub Inc answers 2.2% of complaints inside the CFPB's tracked window and closes 2.2% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Money transfer, virtual currency, or money service" draws the most filings, most often for "Money was not available when promised."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about TClub Inc.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for TClub Inc: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 185.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 2.2%.
- Servicer under contract with Federal Student Aid Δ 0.9 pts · 6.4K complaints 1.3%timely
- IPAC'S Inc. Δ 1.1 pts · 361 complaints 3.3%timely
- A & O Recovery Solutions, LLC Δ 1.2 pts · 209 complaints 1%timely
- Merchants & Medical Adjustment Bureau, Inc. dba Credit Bureau Associates Δ 1.5 pts · 301 complaints 3.7%timely
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for TClub Inc (2.2% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration