CFPB · Single-product concentration
A & O Recovery Solutions, LLC
209 CFPB complaints · 77% in "Debt collection" · top issue Took or threatened to take negative or legal action.
A & O Recovery Solutions, LLC: 77% of 209 CFPB complaints sit in "Debt collection". Timely 1% · relief 0%. Allegations, not findings.
- Single-product concentration
- +6000% filings 2015 to 2026
CFPB relief outcome brief
CCDB company a-o-recovery-solutions-llc
0% relief · 1% timely · 209 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
A & O Recovery Solutions, LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 209 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
A & O Recovery Solutions, LLC complaint mix by product
- Debt collection 161 77.0% – 0% relief
- Credit reporting 30 14.4% – 0% relief
- Credit reporting, 14 6.7% – 0% relief
- Credit card 3 1.4% – 0% relief
- Payday loan, 1 0.5% – 0% relief
How A & O Recovery Solutions, LLC's 209 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 161 |
| Credit reporting or other personal consumer reports | 30 |
| Credit reporting, credit repair services, or other personal consumer reports | 14 |
| Credit card | 3 |
| Payday loan, title loan, or personal loan | 1 |
Where A & O Recovery Solutions, LLC complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- GA
- 24.4% of this company's filings
A & O Recovery Solutions, LLC rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 61
- +6000% vs 2015
Top States
| State | Complaints |
|---|---|
| GA | 51 |
| CA | 39 |
| IL | 14 |
| AZ | 14 |
| VA | 11 |
| TX | 9 |
| FL | 8 |
| NC | 7 |
| PA | 6 |
| OH | 6 |
| CT | 5 |
| NJ | 5 |
| KY | 5 |
| NY | 4 |
| MI | 3 |
| DC | 2 |
| MA | 2 |
| IA | 2 |
| MD | 2 |
| SC | 2 |
Top Issues
| Issue | Complaints |
|---|---|
| Took or threatened to take negative or legal action | 62 |
| Attempts to collect debt not owed | 60 |
| Incorrect information on your report | 29 |
| Written notification about debt | 16 |
| Problem with a company's investigation into an existing problem | 9 |
| Communication tactics | 8 |
| Improper use of your report | 7 |
| False statements or representation | 6 |
| Cont'd attempts collect debt not owed | 4 |
| Electronic communications | 3 |
| Improper contact or sharing of info | 1 |
| Taking/threatening an illegal action | 1 |
| Problem with a company's investigation into an existing issue | 1 |
| Can't contact lender or servicer | 1 |
| Problem with a credit reporting company's investigation into an existing problem | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 1 | 0% |
| 2016 | 4 | 0% |
| 2017 | 5 | 0% |
| 2018 | 4 | 0% |
| 2019 | 7 | 0% |
| 2020 | 10 | 0% |
| 2021 | 17 | 0% |
| 2022 | 5 | 0% |
| 2023 | 4 | 0% |
| 2024 | 18 | 0% |
| 2025 | 73 | 0% |
| 2026 | 61 | 3.3% |
Source: CFPB Consumer Complaint Database
A & O Recovery Solutions, LLC filings cluster in one product
A & O Recovery Solutions, LLC's 209 logged complaints stay concentrated: only 32 states show a filing. Only 28.7% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2015 through 2026-06-25.
A & O Recovery Solutions, LLC answers 1% of complaints inside the CFPB's tracked window and closes 0% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Took or threatened to take negative or legal action."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about A & O Recovery Solutions, LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for A & O Recovery Solutions, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 209.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 1%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for A & O Recovery Solutions, LLC (1% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration