Total complaints
10
Filed since 2014
2026 data Public-data reference. official source
Credit Shop, Incorporated
10 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
10 consumer complaints filed with the CFPB
This profile shows Credit Shop, Incorporated's complaint history from CFPB public records. 10 consumers have filed complaints since 2014. The company has a 70% timely response rate and has provided relief in 10% of cases.
10
Total Complaints
70%
Timely Response
0%
Disputed
10%
Relief Provided
3
States Active
2014
Since
Timely response
70%
CFPB-tracked response window
Relief rate
10%
Closed with monetary or non-monetary relief
Timely response rate 70.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 10.0%
Industry median
Share closed with monetary or non-monetary relief.
Credit Shop, Incorporated complaint mix by product
- Debt collection 4 40.0% – 0% relief
- Payday loan, 3 30.0% – 0% relief
- Consumer Loan 1 10.0% – 0% relief
- Payday loan 1 10.0% – 0% relief
- Credit reporting, 1 10.0% – 100% relief
How Credit Shop, Incorporated's 10 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 4 |
| Payday loan, title loan, or personal loan | 3 |
| Consumer Loan | 1 |
| Payday loan | 1 |
| Credit reporting, credit repair services, or other personal consumer reports | 1 |
Top States
| State | Complaints |
|---|---|
| FL | 5 |
| CA | 4 |
| TX | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 3 |
| Incorrect information on your report | 2 |
| Managing the loan or lease | 1 |
| Charged fees or interest I didn't expect | 1 |
| Written notification about debt | 1 |
| Struggling to pay your loan | 1 |
| Charged fees or interest you didn't expect | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 1 | 100% |
| 2016 | 1 | 100% |
| 2018 | 2 | 50% |
| 2019 | 2 | 50% |
| 2020 | 3 | 66.7% |
| 2021 | 1 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Credit Shop, Incorporated
Credit Shop, Incorporated has accumulated 10 consumer complaints in the CFPB public database, with filings active across 3 U.S. states. Of those submissions, 3 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2014, and the most recent logged activity is 2021-02-08, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, Credit Shop, Incorporated reports a 70% timely-response rate and has closed 80% of cases with a written explanation to the consumer. 10% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Credit Shop, Incorporated: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Credit Shop, Incorporated have?
Credit Shop, Incorporated has received 10 consumer complaints filed with the Consumer Financial Protection Bureau.
Does Credit Shop, Incorporated respond to complaints on time?
Credit Shop, Incorporated has a 70% timely response rate to CFPB complaints.
What is the most common complaint about Credit Shop, Incorporated?
The most common issue reported against Credit Shop, Incorporated is "Attempts to collect debt not owed" in the "Debt collection" product category.
Read our methodology — how this data is sourced, computed, and verified.
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