CFPB · Single-product concentration
Credit Points 720
1 CFPB complaints · 100% in "Credit reporting, credit repair services, or other personal consumer reports" · top issue Fraud or scam.
Credit Points 720: 100% of 1 CFPB complaints sit in "Credit reporting, credit repair services, or other personal consumer reports". Timely 100% · relief 100%. Allegations, not findings.
- Single-product concentration
- 0% filings 2022 to 2022
CFPB relief outcome brief
CCDB company credit-points-720
100% relief · 100% timely · 1 filings · Credit reporting, credit repair services, or other personal consumer reports
Same-product relief peers
Nearest relief peer: Accurate Background (39.8% relief)
Credit Points 720 closes 100% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Credit Points 720 complaint mix by product
- Credit reporting, 1 100.0% – 100% relief
How Credit Points 720's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit reporting, credit repair services, or other personal consumer reports | 1 |
Top States
| State | Complaints |
|---|---|
| FL | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Fraud or scam | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2022 | 1 | 100% |
Source: CFPB Consumer Complaint Database
Credit Points 720 filings cluster in one product
Credit Points 720's 1 logged complaints stay concentrated: only 1 state shows a filing. Only 0% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2022 through 2022-08-19.
Credit Points 720 answers 100% of complaints inside the CFPB's tracked window and closes 0% with a written explanation. 100% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting, credit repair services, or other personal consumer reports" draws the most filings, most often for "Fraud or scam."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Credit Points 720.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Credit Points 720: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 1.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Credit Points 720 (100% timely; 100% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration