2026 data Public-data reference. official source

Credit Consulting Services, Inc.

81 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

81 consumer complaints filed with the CFPB

This profile shows Credit Consulting Services, Inc.'s complaint history from CFPB public records. 81 consumers have filed complaints since 2013. The company has a 93.8% timely response rate and has provided relief in 1.2% of cases.

81
Total Complaints
93.8%
Timely Response
8.6%
Disputed
1.2%
Relief Provided
8
States Active
2013
Since

Total complaints

81

Filed since 2013

Timely response

93.8%

CFPB-tracked response window

Relief rate

1.2%

Closed with monetary or non-monetary relief

Timely response rate 93.8%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 1.2%
Industry median

Share closed with monetary or non-monetary relief.

Credit Consulting Services, Inc. complaint mix by product

Total complaints: 81

Credit Consulting Services, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 81 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 67 complaints (82.7%), resolution 1.5% Debt collection 82.7% Credit reporting,: 12 complaints (14.8%), resolution 0.0% Credit reporting, 14.8% Credit reporting: 2 complaints (2.5%), resolution 0.0%
  • Debt collection 67 82.7% 2% relief
  • Credit reporting, 12 14.8% 0% relief
  • Credit reporting 2 2.5% 0% relief

How Credit Consulting Services, Inc.'s 81 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 67
Credit reporting, credit repair services, or other personal consumer reports 12
Credit reporting or other personal consumer reports 2

Top States

State Complaints
CA 69
GA 3
UT 2
NV 1
TX 1
VA 1
AZ 1
WA 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 23
False statements or representation 12
Cont'd attempts collect debt not owed 9
Incorrect information on your report 8
Took or threatened to take negative or legal action 7
Disclosure verification of debt 5
Written notification about debt 5
Communication tactics 4
Improper use of your report 3
Problem with a credit reporting company's investigation into an existing problem 3
Taking/threatening an illegal action 1
Threatened to contact someone or share information improperly 1

Yearly Trend

Year Complaints Timely
2013 3 100%
2015 5 80%
2016 7 100%
2017 16 93.8%
2018 5 100%
2019 4 100%
2020 3 66.7%
2021 10 80%
2022 5 100%
2023 5 100%
2024 9 100%
2025 7 100%
2026 2 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Credit Consulting Services, Inc.

Credit Consulting Services, Inc. has accumulated 81 consumer complaints in the CFPB public database, with filings active across 8 U.S. states. Of those submissions, 38 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2026-03-30, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Credit Consulting Services, Inc. reports a 93.8% timely-response rate and has closed 97.5% of cases with a written explanation to the consumer. 1.2% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 8.6% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Credit Consulting Services, Inc.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Credit Consulting Services, Inc. have?

Credit Consulting Services, Inc. has received 81 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Credit Consulting Services, Inc. respond to complaints on time?

Credit Consulting Services, Inc. has a 93.8% timely response rate to CFPB complaints.

What is the most common complaint about Credit Consulting Services, Inc.?

The most common issue reported against Credit Consulting Services, Inc. is "Attempts to collect debt not owed" in the "Debt collection" product category.

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