2026 data Public-data reference. official source

Herbert P. Sears Co., Inc.

401 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

401 consumer complaints filed with the CFPB

This profile shows Herbert P. Sears Co., Inc.'s complaint history from CFPB public records. 401 consumers have filed complaints since 2013. The company has a 99.8% timely response rate and has provided relief in 3.7% of cases.

401
Total Complaints
99.8%
Timely Response
1.2%
Disputed
3.7%
Relief Provided
26
States Active
2013
Since

Total complaints

401

Filed since 2013

Timely response

99.8%

CFPB-tracked response window

Relief rate

3.7%

Closed with monetary or non-monetary relief

Timely response rate 99.8%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 3.7%
Industry median

Share closed with monetary or non-monetary relief.

Herbert P. Sears Co., Inc. complaint mix by product

Total complaints: 401

Herbert P. Sears Co., Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 401 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 328 complaints (82.0%), resolution 4.6% Debt collection 82.0% Credit reporting: 40 complaints (10.0%), resolution 0.0% Credit reporting 10.0% Credit reporting,: 28 complaints (7.0%), resolution 0.0% Credit reporting, 7.0% Checking or: 1 complaints (0.3%), resolution 0.0% Payday loan,: 1 complaints (0.3%), resolution 0.0% Payday loan,: 1 complaints (0.3%), resolution 0.0% Debt or: 1 complaints (0.3%), resolution 0.0%
  • Debt collection 328 82.0% 5% relief
  • Credit reporting 40 10.0% 0% relief
  • Credit reporting, 28 7.0% 0% relief
  • Checking or 1 0.3% 0% relief
  • Payday loan, 1 0.3% 0% relief
  • Payday loan, 1 0.3% 0% relief
  • Debt or 1 0.3% 0% relief

How Herbert P. Sears Co., Inc.'s 401 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 328
Credit reporting or other personal consumer reports 40
Credit reporting, credit repair services, or other personal consumer reports 28
Checking or savings account 1
Payday loan, title loan, personal loan, or advance loan 1
Payday loan, title loan, or personal loan 1
Debt or credit management 1
Student loan 1

Top States

State Complaints
CA 215
TX 75
AZ 26
FL 24
GA 12
NV 11
NY 5
NC 5
WA 3
LA 3
MD 3
UT 2
IL 2
MT 1
DE 1
NH 1
MO 1
OH 1
MI 1
MN 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 120
Written notification about debt 48
Took or threatened to take negative or legal action 41
False statements or representation 37
Cont'd attempts collect debt not owed 33
Incorrect information on your report 28
Communication tactics 27
Improper use of your report 22
Disclosure verification of debt 13
Problem with a credit reporting company's investigation into an existing problem 10
Problem with a company's investigation into an existing problem 9
Improper contact or sharing of info 4
Threatened to contact someone or share information improperly 3
Charged fees or interest you didn't expect 2
Electronic communications 1
Taking/threatening an illegal action 1
Confusing or missing disclosures 1
Issue where my lender is my school 1

Yearly Trend

Year Complaints Timely
2013 7 100%
2014 14 100%
2015 21 95.2%
2016 19 100%
2017 15 100%
2018 25 100%
2019 15 100%
2020 21 100%
2021 37 100%
2022 20 100%
2023 31 100%
2024 64 100%
2025 78 100%
2026 34 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Herbert P. Sears Co., Inc.

Herbert P. Sears Co., Inc. has accumulated 401 consumer complaints in the CFPB public database, with filings active across 26 U.S. states. Of those submissions, 101 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2026-03-31, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Herbert P. Sears Co., Inc. reports a 99.8% timely-response rate and has closed 96.3% of cases with a written explanation to the consumer. 3.7% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 1.2% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Herbert P. Sears Co., Inc.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Herbert P. Sears Co., Inc. have?

Herbert P. Sears Co., Inc. has received 401 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Herbert P. Sears Co., Inc. respond to complaints on time?

Herbert P. Sears Co., Inc. has a 99.8% timely response rate to CFPB complaints.

What is the most common complaint about Herbert P. Sears Co., Inc.?

The most common issue reported against Herbert P. Sears Co., Inc. is "Attempts to collect debt not owed" in the "Debt collection" product category.

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