CFPB · Mid-pack CFPB posture
Apple Financial Holdings, Inc.
203 CFPB complaints · 13 states · top issue Managing an account.
Apple Financial Holdings, Inc. has 203 consumer complaints in the CFPB public database. Timely response is 92.1%; 13.3% closed with relief; top product Checking or savings account. Allegations, not regulatory findings.
- Mid-pack CFPB posture
- +600% filings 2014 to 2026
CFPB relief outcome brief
CCDB company apple-financial-holdings-inc
13.3% relief · 92.1% timely · 203 filings · Checking or savings account
Same-product relief peers
Nearest relief peer: E*Trade Bank (13.3% relief)
Apple Financial Holdings, Inc. closes 13.3% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 203 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Apple Financial Holdings, Inc. complaint mix by product
- Checking or 135 67.8% – 8% relief
- Bank account 40 20.1% – 28% relief
- Mortgage 8 4.0% – 13% relief
- Money transfer, 7 3.5% – 29% relief
- Credit card 4 2.0% – 25% relief
- Credit reporting, 3 1.5% – 0% relief
- Payday loan, 2 1.0% – 50% relief
How Apple Financial Holdings, Inc.'s 203 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Checking or savings account | 135 |
| Bank account or service | 40 |
| Mortgage | 8 |
| Money transfer, virtual currency, or money service | 7 |
| Credit card or prepaid card | 4 |
| Credit reporting, credit repair services, or other personal consumer reports | 3 |
| Payday loan, title loan, or personal loan | 2 |
| Credit card | 1 |
| Credit reporting or other personal consumer reports | 1 |
| Debt collection | 1 |
| Money transfers | 1 |
Concentrated filing states for Apple Financial Holdings, Inc.
Top states by attributed CFPB complaint volume for this company
- Leading state
- NY
- 84.7% of this company's filings
Apple Financial Holdings, Inc. rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 7
- +600% vs 2014
Top States
| State | Complaints |
|---|---|
| NY | 172 |
| VA | 5 |
| NC | 4 |
| NJ | 3 |
| TX | 2 |
| CO | 2 |
| FL | 2 |
| WI | 2 |
| CA | 2 |
| DE | 1 |
| CT | 1 |
| IL | 1 |
| MD | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Managing an account | 92 |
| Closing an account | 20 |
| Account opening, closing, or management | 15 |
| Deposits and withdrawals | 14 |
| Opening an account | 11 |
| Problem with a lender or other company charging your account | 6 |
| Problem caused by your funds being low | 6 |
| Using a debit or ATM card | 6 |
| Trouble during payment process | 6 |
| Fraud or scam | 4 |
| Problems caused by my funds being low | 4 |
| Problem with a purchase shown on your statement | 3 |
| Other transaction problem | 3 |
| Fees or interest | 2 |
| Incorrect information on your report | 2 |
| Problem when making payments | 2 |
| Struggling to pay mortgage | 1 |
| Improper use of your report | 1 |
| Took or threatened to take negative or legal action | 1 |
| Making/receiving payments, sending money | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 1 | 100% |
| 2015 | 15 | 80% |
| 2016 | 19 | 100% |
| 2017 | 20 | 95% |
| 2018 | 24 | 87.5% |
| 2019 | 14 | 42.9% |
| 2020 | 19 | 100% |
| 2021 | 23 | 100% |
| 2022 | 7 | 85.7% |
| 2023 | 16 | 100% |
| 2024 | 17 | 100% |
| 2025 | 21 | 100% |
| 2026 | 7 | 100% |
Source: CFPB Consumer Complaint Database
What the CFPB record shows about Apple Financial Holdings, Inc.
Apple Financial Holdings, Inc.'s 203 logged complaints stay concentrated: only 13 states show a filing. Only 29.6% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2014 through 2026-04-14.
Apple Financial Holdings, Inc. answers 92.1% of complaints inside the CFPB's tracked window and closes 85.7% with a written explanation. 13.3% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Checking or savings account" draws the most filings, most often for "Managing an account."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Apple Financial Holdings, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Apple Financial Holdings, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 203.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 92.1%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Apple Financial Holdings, Inc. (92.1% timely; 13.3% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Mid-pack CFPB posture