CFPB · Single-product concentration
Credential Acceptance Corporation
4 CFPB complaints · 100% in "Vehicle loan or lease" · top issue Managing the loan or lease.
Credential Acceptance Corporation: 100% of 4 CFPB complaints sit in "Vehicle loan or lease". Timely 100% · relief 50%. Allegations, not findings.
- Single-product concentration
- -50% filings 2017 to 2022
CFPB relief outcome brief
CCDB company credential-acceptance-corporation
50% relief · 100% timely · 4 filings · Vehicle loan or lease
Same-product relief peers
Nearest relief peer: Universal Acceptance Corporation (Ne) (25.1% relief)
Credential Acceptance Corporation closes 50% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Credential Acceptance Corporation complaint mix by product
- Vehicle loan 4 100.0% – 50% relief
How Credential Acceptance Corporation's 4 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Vehicle loan or lease | 4 |
Credential Acceptance Corporation falling annual filings
Annual filing volume from the CFPB public database
- 2022
- 1
- -50% vs 2017
Top States
| State | Complaints |
|---|---|
| CA | 4 |
Top Issues
| Issue | Complaints |
|---|---|
| Managing the loan or lease | 2 |
| Struggling to pay your loan | 2 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2017 | 2 | 100% |
| 2018 | 1 | 100% |
| 2022 | 1 | 100% |
Source: CFPB Consumer Complaint Database
Credential Acceptance Corporation filings cluster in one product
Credential Acceptance Corporation's 4 logged complaints stay concentrated: only 1 state shows a filing. 50% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2017 through 2022-02-03.
Credential Acceptance Corporation answers 100% of complaints inside the CFPB's tracked window and closes 50% with a written explanation. 50% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Vehicle loan or lease" draws the most filings, most often for "Managing the loan or lease."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Credential Acceptance Corporation.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Credential Acceptance Corporation: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 4.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Credential Acceptance Corporation (100% timely; 50% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration