CFPB · Single-product concentration

City First Mortgage Corp

5 CFPB complaints · 80% in "Mortgage" · top issue Closing on a mortgage.

5 CFPB complaints

City First Mortgage Corp: 80% of 5 CFPB complaints sit in "Mortgage". Timely 100% · relief 20%. Allegations, not findings.

  • Single-product concentration
  • -50% filings 2018 to 2025

CFPB relief outcome brief

CCDB company city-first-mortgage-corp

20% relief · 100% timely · 5 filings · Mortgage

Nearest relief peer: Wells Fargo & Company (20.1% relief)

City First Mortgage Corp (th…20%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among City First Mortgage Corp and nearest filing-volume peers

City First Mortgage Corp closes 20% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Subscribe (RSS)
Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 20.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

City First Mortgage Corp complaint mix by product

Total complaints: 5

City First Mortgage Corp complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 5 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 4 complaints (80.0%), resolution 25.0% Mortgage 80.0% Credit reporting: 1 complaints (20.0%), resolution 0.0% Credit reporting 20.0%
  • Mortgage 4 80.0% 25% relief
  • Credit reporting 1 20.0% 0% relief

How City First Mortgage Corp's 5 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 4
Credit reporting or other personal consumer reports 1

City First Mortgage Corp falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2025
1
-50% vs 2018
0.511.522.5 2018201920222025 1

Top States

State Complaints
FL 5

Top Issues

Issue Complaints
Closing on a mortgage 2
Improper use of your report 1
Trouble during payment process 1
Applying for a mortgage or refinancing an existing mortgage 1

Yearly Trend

Year Complaints Timely
2018 2 100%
2019 1 100%
2022 1 100%
2025 1 100%

Source: CFPB Consumer Complaint Database

City First Mortgage Corp filings cluster in one product

City First Mortgage Corp's 5 logged complaints stay concentrated: only 1 state shows a filing. Only 20% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2018 through 2025-01-02.

City First Mortgage Corp answers 100% of complaints inside the CFPB's tracked window and closes 80% with a written explanation. 20% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Closing on a mortgage."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about City First Mortgage Corp.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for City First Mortgage Corp: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for City First Mortgage Corp (100% timely; 20% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration