CFPB · Single-product concentration

Citizens First Wholesales Mortgage

8 CFPB complaints · 87.5% in "Mortgage" · top issue Trouble during payment process.

8 CFPB complaints

Citizens First Wholesales Mortgage: 87.5% of 8 CFPB complaints sit in "Mortgage". Timely 100% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • 0% filings 2016 to 2018

CFPB relief outcome brief

CCDB company citizens-first-wholesales-mortgage

0% relief · 100% timely · 8 filings · Mortgage

Nearest relief peer: Rushmore Loan Management Services LLC (0% relief)

Citizens First Wholesales Mo…0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Citizens First Wholesales Mortgage and nearest filing-volume peers

Citizens First Wholesales Mortgage closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Subscribe (RSS)
Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Citizens First Wholesales Mortgage complaint mix by product

Total complaints: 8

Citizens First Wholesales Mortgage complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 8 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 7 complaints (87.5%), resolution 0.0% Mortgage 87.5% Credit reporting,: 1 complaints (12.5%), resolution 0.0% Credit reporting, 12.5%
  • Mortgage 7 87.5% 0% relief
  • Credit reporting, 1 12.5% 0% relief

How Citizens First Wholesales Mortgage's 8 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 7
Credit reporting, credit repair services, or other personal consumer reports 1

Where Citizens First Wholesales Mortgage complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
TX
25% of this company's filings
TX2SC2NC1ME1AL1FL1

Citizens First Wholesales Mortgage complaints by year

Annual filing volume from the CFPB public database

Trend in view
2018
1
0% vs 2016
02468 201620172018 1

Top States

State Complaints
TX 2
SC 2
NC 1
ME 1
AL 1
FL 1

Top Issues

Issue Complaints
Trouble during payment process 5
Application, originator, mortgage broker 1
Loan servicing, payments, escrow account 1
Incorrect information on your report 1

Yearly Trend

Year Complaints Timely
2016 1 100%
2017 6 100%
2018 1 100%

Source: CFPB Consumer Complaint Database

Citizens First Wholesales Mortgage filings cluster in one product

Citizens First Wholesales Mortgage's 8 logged complaints stay concentrated: only 6 states show a filing. Only 12.5% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2016 through 2018-04-30.

Citizens First Wholesales Mortgage answers 100% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Trouble during payment process."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Citizens First Wholesales Mortgage.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Citizens First Wholesales Mortgage: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Citizens First Wholesales Mortgage (100% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration