CFPB · Single-product concentration

Cheadle Law Firm

43 CFPB complaints · 90.7% in "Debt collection" · top issue False statements or representation.

43 CFPB complaints

Cheadle Law Firm: 90.7% of 43 CFPB complaints sit in "Debt collection". Timely 100% · relief 2.3%. Allegations, not findings.

  • Single-product concentration
  • +100% filings 2016 to 2026

CFPB relief outcome brief

CCDB company cheadle-law-firm

2.3% relief · 100% timely · 43 filings · Debt collection

Nearest relief peer: Tidewater Finance Company, Inc. (2.3% relief)

Cheadle Law Firm (this)2.3%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Cheadle Law Firm and nearest filing-volume peers

Cheadle Law Firm closes 2.3% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Cheadle Law Firm's 43 filings include narrative text

65.1% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 2.3%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Cheadle Law Firm complaint mix by product

Total complaints: 43

Cheadle Law Firm complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 43 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 39 complaints (90.7%), resolution 2.6% Debt collection 90.7% Payday loan,: 2 complaints (4.7%), resolution 0.0% Payday loan,: 1 complaints (2.3%), resolution 0.0% Debt or: 1 complaints (2.3%), resolution 0.0%
  • Debt collection 39 90.7% 3% relief
  • Payday loan, 2 4.7% 0% relief
  • Payday loan, 1 2.3% 0% relief
  • Debt or 1 2.3% 0% relief

How Cheadle Law Firm's 43 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 39
Payday loan, title loan, or personal loan 2
Payday loan, title loan, personal loan, or advance loan 1
Debt or credit management 1

Concentrated filing states for Cheadle Law Firm

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
TN
88.4% of this company's filings
TN38AL1NH1SC1CA1FL1

Cheadle Law Firm rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
2
+100% vs 2016
0246810 20162017201820192020202120222023202420252026 2

Top States

State Complaints
TN 38
AL 1
NH 1
SC 1
CA 1
FL 1

Top Issues

Issue Complaints
False statements or representation 13
Took or threatened to take negative or legal action 11
Written notification about debt 9
Attempts to collect debt not owed 3
Struggling to pay your loan 2
Communication tactics 2
Confusing or missing disclosures 1
Cont'd attempts collect debt not owed 1
Charged fees or interest you didn't expect 1

Yearly Trend

Year Complaints Timely
2016 1 100%
2017 1 100%
2018 1 100%
2019 4 100%
2020 9 100%
2021 3 100%
2022 5 100%
2023 4 100%
2024 7 100%
2025 6 100%
2026 2 100%

Source: CFPB Consumer Complaint Database

Cheadle Law Firm filings cluster in one product

Cheadle Law Firm's 43 logged complaints stay concentrated: only 6 states show a filing. 65.1% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2016 through 2026-06-14.

Cheadle Law Firm answers 100% of complaints inside the CFPB's tracked window and closes 97.7% with a written explanation. 2.3% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "False statements or representation."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Cheadle Law Firm.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Cheadle Law Firm: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Cheadle Law Firm (100% timely; 2.3% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration