CFPB · Diversified product mix
AmeriCash Holding LLC
214 CFPB complaints · diversified mix (top product 29.9%) · top issue Charged fees or interest you didn't expect.
AmeriCash Holding LLC: top product "Debt collection" is only 29.9% of 214 - multi-bucket mix. Timely 90.7% · relief 2.3%. Allegations, not findings.
- Diversified product mix
- +500% filings 2014 to 2026
CFPB relief outcome brief
CCDB company americash-holding-llc
2.3% relief · 90.7% timely · 214 filings · Debt collection
Same-product relief peers
Nearest relief peer: Tidewater Finance Company, Inc. (2.3% relief)
AmeriCash Holding LLC closes 2.3% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of AmeriCash Holding LLC's 214 filings include narrative text
52.8% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
AmeriCash Holding LLC complaint mix by product
- Debt collection 64 29.9% – 0% relief
- Payday loan, 62 29.0% – 8% relief
- Payday loan, 36 16.8% – 0% relief
- Payday loan 20 9.3% – 0% relief
- Credit reporting 15 7.0% – 0% relief
- Consumer Loan 14 6.5% – 0% relief
- Credit reporting, 3 1.4% – 0% relief
How AmeriCash Holding LLC's 214 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 64 |
| Payday loan, title loan, or personal loan | 62 |
| Payday loan, title loan, personal loan, or advance loan | 36 |
| Payday loan | 20 |
| Credit reporting or other personal consumer reports | 15 |
| Consumer Loan | 14 |
| Credit reporting, credit repair services, or other personal consumer reports | 3 |
Concentrated filing states for AmeriCash Holding LLC
Top states by attributed CFPB complaint volume for this company
- Leading state
- IL
- 50.9% of this company's filings
AmeriCash Holding LLC rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 18
- +500% vs 2014
Top States
| State | Complaints |
|---|---|
| IL | 109 |
| WI | 32 |
| MO | 17 |
| NC | 9 |
| SC | 9 |
| CA | 6 |
| GA | 6 |
| IN | 3 |
| TX | 2 |
| MI | 2 |
| NJ | 1 |
| HI | 1 |
| CT | 1 |
| IA | 1 |
| VA | 1 |
| PR | 1 |
| AZ | 1 |
| WA | 1 |
| OK | 1 |
| TN | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Charged fees or interest you didn't expect | 26 |
| Attempts to collect debt not owed | 21 |
| Struggling to pay your loan | 21 |
| Took or threatened to take negative or legal action | 16 |
| Communication tactics | 15 |
| Charged fees or interest I didn't expect | 15 |
| Incorrect information on your report | 12 |
| Problem with the payoff process at the end of the loan | 10 |
| Problems when you are unable to pay | 8 |
| Improper use of your report | 7 |
| Problem when making payments | 6 |
| Received a loan you didn't apply for | 5 |
| Getting a line of credit | 5 |
| Loan payment wasn't credited to your account | 4 |
| Written notification about debt | 4 |
| Problem with a company's investigation into an existing problem | 4 |
| Getting the loan | 3 |
| Was approved for a loan, but didn't receive the money | 3 |
| Managing the loan or lease | 3 |
| False statements or representation | 3 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 3 | 100% |
| 2015 | 14 | 100% |
| 2016 | 17 | 100% |
| 2017 | 20 | 100% |
| 2018 | 17 | 100% |
| 2019 | 20 | 100% |
| 2020 | 13 | 100% |
| 2021 | 8 | 100% |
| 2022 | 13 | 92.3% |
| 2023 | 15 | 100% |
| 2024 | 35 | 100% |
| 2025 | 21 | 66.7% |
| 2026 | 18 | 33.3% |
Source: CFPB Consumer Complaint Database
AmeriCash Holding LLC spreads across product buckets
AmeriCash Holding LLC's 214 logged complaints stay concentrated: only 28 states show a filing. 52.8% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2014 through 2026-06-25.
AmeriCash Holding LLC answers 90.7% of complaints inside the CFPB's tracked window and closes 91.1% with a written explanation. 2.3% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Charged fees or interest you didn't expect."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about AmeriCash Holding LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for AmeriCash Holding LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 214.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 90.7%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for AmeriCash Holding LLC (90.7% timely; 2.3% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix