AmeriCash Holding LLC
214 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
AmeriCash Holding LLC complaint mix by product
- Debt collection 64 29.9% – 0% relief
- Payday loan, 62 29.0% – 8% relief
- Payday loan, 36 16.8% – 0% relief
- Payday loan 20 9.3% – 0% relief
- Credit reporting 15 7.0% – 0% relief
- Consumer Loan 14 6.5% – 0% relief
- Credit reporting, 3 1.4% – 0% relief
How AmeriCash Holding LLC's 214 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 64 |
| Payday loan, title loan, or personal loan | 62 |
| Payday loan, title loan, personal loan, or advance loan | 36 |
| Payday loan | 20 |
| Credit reporting or other personal consumer reports | 15 |
| Consumer Loan | 14 |
| Credit reporting, credit repair services, or other personal consumer reports | 3 |
Top States
| State | Complaints |
|---|---|
| IL | 109 |
| WI | 32 |
| MO | 17 |
| NC | 9 |
| SC | 9 |
| CA | 6 |
| GA | 6 |
| IN | 3 |
| TX | 2 |
| MI | 2 |
| NJ | 1 |
| HI | 1 |
| CT | 1 |
| IA | 1 |
| VA | 1 |
| PR | 1 |
| AZ | 1 |
| WA | 1 |
| OK | 1 |
| TN | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Charged fees or interest you didn't expect | 26 |
| Attempts to collect debt not owed | 21 |
| Struggling to pay your loan | 21 |
| Took or threatened to take negative or legal action | 16 |
| Communication tactics | 15 |
| Charged fees or interest I didn't expect | 15 |
| Incorrect information on your report | 12 |
| Problem with the payoff process at the end of the loan | 10 |
| Problems when you are unable to pay | 8 |
| Improper use of your report | 7 |
| Problem when making payments | 6 |
| Received a loan you didn't apply for | 5 |
| Getting a line of credit | 5 |
| Loan payment wasn't credited to your account | 4 |
| Written notification about debt | 4 |
| Problem with a company's investigation into an existing problem | 4 |
| Getting the loan | 3 |
| Was approved for a loan, but didn't receive the money | 3 |
| Managing the loan or lease | 3 |
| False statements or representation | 3 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 3 | 100% |
| 2015 | 14 | 100% |
| 2016 | 17 | 100% |
| 2017 | 20 | 100% |
| 2018 | 17 | 100% |
| 2019 | 20 | 100% |
| 2020 | 13 | 100% |
| 2021 | 8 | 100% |
| 2022 | 13 | 92.3% |
| 2023 | 15 | 100% |
| 2024 | 35 | 100% |
| 2025 | 21 | 66.7% |
| 2026 | 18 | 33.3% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About AmeriCash Holding LLC
AmeriCash Holding LLC's 214 logged complaints stay concentrated: only 28 states show a filing on record. 52.8% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2014 through 2026-06-25.
AmeriCash Holding LLC answers 90.7% of complaints inside the CFPB's tracked window and closes 91.1% with a written explanation. 2.3% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Charged fees or interest you didn't expect."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about AmeriCash Holding LLC.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does AmeriCash Holding LLC have?
214, per the CFPB's public complaint count for this company (see the full breakdown above).
Does AmeriCash Holding LLC respond to complaints on time?
90.7% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about AmeriCash Holding LLC?
"Charged fees or interest you didn't expect", filed under the "Debt collection" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.