2026 data Public-data reference. official source

AmeriCash Holding LLC

171 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

171 consumer complaints filed with the CFPB

This profile shows AmeriCash Holding LLC's complaint history from CFPB public records. 171 consumers have filed complaints since 2014. The company has a 91.8% timely response rate and has provided relief in 2.9% of cases.

171
Total Complaints
91.8%
Timely Response
5.8%
Disputed
2.9%
Relief Provided
21
States Active
2014
Since

Total complaints

171

Filed since 2014

Timely response

91.8%

CFPB-tracked response window

Relief rate

2.9%

Closed with monetary or non-monetary relief

Timely response rate 91.8%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 2.9%
Industry median

Share closed with monetary or non-monetary relief.

AmeriCash Holding LLC complaint mix by product

Total complaints: 171

AmeriCash Holding LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 171 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Payday loan,: 54 complaints (31.6%), resolution 9.3% Payday loan, 31.6% Debt collection: 50 complaints (29.2%), resolution 0.0% Debt collection 29.2% Payday loan,: 23 complaints (13.5%), resolution 0.0% Payday loan, 13.5% Payday loan: 18 complaints (10.5%), resolution 0.0% Payday loan 10.5% Consumer Loan: 12 complaints (7.0%), resolution 0.0% Consumer Loan 7.0% Credit reporting: 11 complaints (6.4%), resolution 0.0% Credit reporting 6.4% Credit reporting,: 3 complaints (1.8%), resolution 0.0%
  • Payday loan, 54 31.6% 9% relief
  • Debt collection 50 29.2% 0% relief
  • Payday loan, 23 13.5% 0% relief
  • Payday loan 18 10.5% 0% relief
  • Consumer Loan 12 7.0% 0% relief
  • Credit reporting 11 6.4% 0% relief
  • Credit reporting, 3 1.8% 0% relief

How AmeriCash Holding LLC's 171 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Payday loan, title loan, or personal loan 54
Debt collection 50
Payday loan, title loan, personal loan, or advance loan 23
Payday loan 18
Consumer Loan 12
Credit reporting or other personal consumer reports 11
Credit reporting, credit repair services, or other personal consumer reports 3

Top States

State Complaints
IL 96
WI 23
MO 11
NC 8
SC 7
GA 4
CA 4
IN 3
MI 2
AR 1
CO 1
NM 1
VA 1
TX 1
PR 1
OK 1
TN 1
VT 1
IA 1
MN 1

Top Issues

Issue Complaints
Charged fees or interest you didn't expect 20
Attempts to collect debt not owed 19
Struggling to pay your loan 17
Communication tactics 13
Charged fees or interest I didn't expect 13
Took or threatened to take negative or legal action 9
Incorrect information on your report 9
Problem with the payoff process at the end of the loan 7
Problems when you are unable to pay 7
Improper use of your report 6
Problem when making payments 6
Received a loan you didn't apply for 4
Problem with a company's investigation into an existing problem 4
Written notification about debt 3
Managing the loan or lease 3
False statements or representation 3
Can't stop withdrawals from your bank account 3
Charged bank acct wrong day or amt 2
Money was taken from your bank account on the wrong day or for the wrong amount 2
Payment to acct not credited 2

Yearly Trend

Year Complaints Timely
2014 3 100%
2015 13 100%
2016 16 100%
2017 17 100%
2018 15 100%
2019 15 100%
2020 12 100%
2021 8 100%
2022 8 100%
2023 14 100%
2024 23 100%
2025 19 68.4%
2026 8 0%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About AmeriCash Holding LLC

AmeriCash Holding LLC has accumulated 171 consumer complaints in the CFPB public database, with filings active across 21 U.S. states. Of those submissions, 77 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2014, and the most recent logged activity is 2026-03-18, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, AmeriCash Holding LLC reports a 91.8% timely-response rate and has closed 85.4% of cases with a written explanation to the consumer. 2.9% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 5.8% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Payday loan, title loan, or personal loan", and the single most common underlying issue is "Charged fees or interest you didn't expect".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating AmeriCash Holding LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does AmeriCash Holding LLC have?

AmeriCash Holding LLC has received 171 consumer complaints filed with the Consumer Financial Protection Bureau.

Does AmeriCash Holding LLC respond to complaints on time?

AmeriCash Holding LLC has a 91.8% timely response rate to CFPB complaints.

What is the most common complaint about AmeriCash Holding LLC?

The most common issue reported against AmeriCash Holding LLC is "Charged fees or interest you didn't expect" in the "Payday loan, title loan, or personal loan" product category.

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