Total complaints
171
Filed since 2014
171 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
171 consumer complaints filed with the CFPB
This profile shows AmeriCash Holding LLC's complaint history from CFPB public records. 171 consumers have filed complaints since 2014. The company has a 91.8% timely response rate and has provided relief in 2.9% of cases.
Total complaints
171
Filed since 2014
Timely response
91.8%
CFPB-tracked response window
Relief rate
2.9%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How AmeriCash Holding LLC's 171 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| Payday loan, title loan, or personal loan | 54 |
| Debt collection | 50 |
| Payday loan, title loan, personal loan, or advance loan | 23 |
| Payday loan | 18 |
| Consumer Loan | 12 |
| Credit reporting or other personal consumer reports | 11 |
| Credit reporting, credit repair services, or other personal consumer reports | 3 |
| State | Complaints |
|---|---|
| IL | 96 |
| WI | 23 |
| MO | 11 |
| NC | 8 |
| SC | 7 |
| GA | 4 |
| CA | 4 |
| IN | 3 |
| MI | 2 |
| AR | 1 |
| CO | 1 |
| NM | 1 |
| VA | 1 |
| TX | 1 |
| PR | 1 |
| OK | 1 |
| TN | 1 |
| VT | 1 |
| IA | 1 |
| MN | 1 |
| Issue | Complaints |
|---|---|
| Charged fees or interest you didn't expect | 20 |
| Attempts to collect debt not owed | 19 |
| Struggling to pay your loan | 17 |
| Communication tactics | 13 |
| Charged fees or interest I didn't expect | 13 |
| Took or threatened to take negative or legal action | 9 |
| Incorrect information on your report | 9 |
| Problem with the payoff process at the end of the loan | 7 |
| Problems when you are unable to pay | 7 |
| Improper use of your report | 6 |
| Problem when making payments | 6 |
| Received a loan you didn't apply for | 4 |
| Problem with a company's investigation into an existing problem | 4 |
| Written notification about debt | 3 |
| Managing the loan or lease | 3 |
| False statements or representation | 3 |
| Can't stop withdrawals from your bank account | 3 |
| Charged bank acct wrong day or amt | 2 |
| Money was taken from your bank account on the wrong day or for the wrong amount | 2 |
| Payment to acct not credited | 2 |
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 3 | 100% |
| 2015 | 13 | 100% |
| 2016 | 16 | 100% |
| 2017 | 17 | 100% |
| 2018 | 15 | 100% |
| 2019 | 15 | 100% |
| 2020 | 12 | 100% |
| 2021 | 8 | 100% |
| 2022 | 8 | 100% |
| 2023 | 14 | 100% |
| 2024 | 23 | 100% |
| 2025 | 19 | 68.4% |
| 2026 | 8 | 0% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
AmeriCash Holding LLC has accumulated 171 consumer complaints in the CFPB public database, with filings active across 21 U.S. states. Of those submissions, 77 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2014, and the most recent logged activity is 2026-03-18, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, AmeriCash Holding LLC reports a 91.8% timely-response rate and has closed 85.4% of cases with a written explanation to the consumer. 2.9% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 5.8% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Payday loan, title loan, or personal loan", and the single most common underlying issue is "Charged fees or interest you didn't expect".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating AmeriCash Holding LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
Learn more about your rights and how to interpret complaint data.
Explore additional financial data about companies, lenders, and institutions on our partner portals.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
AmeriCash Holding LLC has received 171 consumer complaints filed with the Consumer Financial Protection Bureau.
AmeriCash Holding LLC has a 91.8% timely response rate to CFPB complaints.
The most common issue reported against AmeriCash Holding LLC is "Charged fees or interest you didn't expect" in the "Payday loan, title loan, or personal loan" product category.
Read our methodology — how this data is sourced, computed, and verified.