Tidewater Finance Company, Inc.
387 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Tidewater Finance Company, Inc. complaint mix by product
- Debt collection 108 28.6% – 1% relief
- Credit reporting, 80 21.2% – 0% relief
- Vehicle loan 73 19.4% – 0% relief
- Consumer Loan 45 11.9% – 16% relief
- Credit reporting 29 7.7% – 0% relief
- Credit card 28 7.4% – 0% relief
- Payday loan, 14 3.7% – 0% relief
How Tidewater Finance Company, Inc.'s 387 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 108 |
| Credit reporting, credit repair services, or other personal consumer reports | 80 |
| Vehicle loan or lease | 73 |
| Consumer Loan | 45 |
| Credit reporting or other personal consumer reports | 29 |
| Credit card or prepaid card | 28 |
| Payday loan, title loan, or personal loan | 14 |
| Credit card | 5 |
| Credit reporting | 3 |
| Money transfer, virtual currency, or money service | 1 |
| Bank account or service | 1 |
Top States
| State | Complaints |
|---|---|
| IL | 41 |
| CA | 39 |
| GA | 36 |
| FL | 29 |
| MI | 26 |
| VA | 26 |
| TX | 25 |
| MD | 19 |
| OH | 18 |
| NC | 15 |
| AZ | 14 |
| TN | 10 |
| IN | 8 |
| NJ | 8 |
| AL | 7 |
| MO | 5 |
| MS | 5 |
| OK | 5 |
| PA | 5 |
| WA | 5 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 68 |
| Managing the loan or lease | 53 |
| Attempts to collect debt not owed | 39 |
| Improper use of your report | 32 |
| Problem with a credit reporting company's investigation into an existing problem | 16 |
| Took or threatened to take negative or legal action | 15 |
| Written notification about debt | 15 |
| Problems when you are unable to pay | 14 |
| Repossession | 13 |
| Problems at the end of the loan or lease | 13 |
| Communication tactics | 13 |
| Struggling to pay your loan | 10 |
| False statements or representation | 10 |
| Cont'd attempts collect debt not owed | 7 |
| Fees or interest | 7 |
| Disclosure verification of debt | 6 |
| Problem when making payments | 6 |
| Problem with a purchase shown on your statement | 4 |
| Getting a loan or lease | 3 |
| Problem with a company's investigation into an existing problem | 3 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 20 | 90% |
| 2015 | 18 | 100% |
| 2016 | 27 | 100% |
| 2017 | 42 | 95.2% |
| 2018 | 51 | 94.1% |
| 2019 | 60 | 100% |
| 2020 | 38 | 97.4% |
| 2021 | 22 | 100% |
| 2022 | 23 | 100% |
| 2023 | 23 | 100% |
| 2024 | 20 | 100% |
| 2025 | 25 | 100% |
| 2026 | 18 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Tidewater Finance Company, Inc.
Tidewater Finance Company, Inc.'s 387 logged complaints stay concentrated: only 37 states show a filing on record. 55.8% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2014 through 2026-06-23.
Tidewater Finance Company, Inc. answers 97.9% of complaints inside the CFPB's tracked window and closes 96.6% with a written explanation. 2.3% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Tidewater Finance Company, Inc..
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Tidewater Finance Company, Inc. have?
387, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Tidewater Finance Company, Inc. respond to complaints on time?
97.9% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Tidewater Finance Company, Inc.?
"Incorrect information on your report", filed under the "Debt collection" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.