CFPB · Diversified product mix
Tidewater Finance Company, Inc.
387 CFPB complaints · diversified mix (top product 27.9%) · top issue Incorrect information on your report.
Tidewater Finance Company, Inc.: top product "Debt collection" is only 27.9% of 387 - multi-bucket mix. Timely 97.9% · relief 2.3%. Allegations, not findings.
- Diversified product mix
- -10% filings 2014 to 2026
CFPB relief outcome brief
CCDB company tidewater-finance-company-inc
2.3% relief · 97.9% timely · 387 filings · Debt collection
Same-product relief peers
Nearest relief peer: AmeriCash Holding LLC (2.3% relief)
Tidewater Finance Company, Inc. closes 2.3% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Tidewater Finance Company, Inc.'s 387 filings include narrative text
55.8% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Tidewater Finance Company, Inc. complaint mix by product
- Debt collection 108 28.6% – 1% relief
- Credit reporting, 80 21.2% – 0% relief
- Vehicle loan 73 19.4% – 0% relief
- Consumer Loan 45 11.9% – 16% relief
- Credit reporting 29 7.7% – 0% relief
- Credit card 28 7.4% – 0% relief
- Payday loan, 14 3.7% – 0% relief
How Tidewater Finance Company, Inc.'s 387 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 108 |
| Credit reporting, credit repair services, or other personal consumer reports | 80 |
| Vehicle loan or lease | 73 |
| Consumer Loan | 45 |
| Credit reporting or other personal consumer reports | 29 |
| Credit card or prepaid card | 28 |
| Payday loan, title loan, or personal loan | 14 |
| Credit card | 5 |
| Credit reporting | 3 |
| Money transfer, virtual currency, or money service | 1 |
| Bank account or service | 1 |
Where Tidewater Finance Company, Inc. complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- IL
- 10.6% of this company's filings
Tidewater Finance Company, Inc. complaints by year
Annual filing volume from the CFPB public database
- 2026
- 18
- -10% vs 2014
Top States
| State | Complaints |
|---|---|
| IL | 41 |
| CA | 39 |
| GA | 36 |
| FL | 29 |
| MI | 26 |
| VA | 26 |
| TX | 25 |
| MD | 19 |
| OH | 18 |
| NC | 15 |
| AZ | 14 |
| TN | 10 |
| IN | 8 |
| NJ | 8 |
| AL | 7 |
| MO | 5 |
| MS | 5 |
| OK | 5 |
| PA | 5 |
| WA | 5 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 68 |
| Managing the loan or lease | 53 |
| Attempts to collect debt not owed | 39 |
| Improper use of your report | 32 |
| Problem with a credit reporting company's investigation into an existing problem | 16 |
| Took or threatened to take negative or legal action | 15 |
| Written notification about debt | 15 |
| Problems when you are unable to pay | 14 |
| Repossession | 13 |
| Problems at the end of the loan or lease | 13 |
| Communication tactics | 13 |
| Struggling to pay your loan | 10 |
| False statements or representation | 10 |
| Cont'd attempts collect debt not owed | 7 |
| Fees or interest | 7 |
| Disclosure verification of debt | 6 |
| Problem when making payments | 6 |
| Problem with a purchase shown on your statement | 4 |
| Getting a loan or lease | 3 |
| Problem with a company's investigation into an existing problem | 3 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 20 | 90% |
| 2015 | 18 | 100% |
| 2016 | 27 | 100% |
| 2017 | 42 | 95.2% |
| 2018 | 51 | 94.1% |
| 2019 | 60 | 100% |
| 2020 | 38 | 97.4% |
| 2021 | 22 | 100% |
| 2022 | 23 | 100% |
| 2023 | 23 | 100% |
| 2024 | 20 | 100% |
| 2025 | 25 | 100% |
| 2026 | 18 | 100% |
Source: CFPB Consumer Complaint Database
Tidewater Finance Company, Inc. spreads across product buckets
Tidewater Finance Company, Inc.'s 387 logged complaints stay concentrated: only 37 states show a filing. 55.8% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2014 through 2026-06-23.
Tidewater Finance Company, Inc. answers 97.9% of complaints inside the CFPB's tracked window and closes 96.6% with a written explanation. 2.3% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Tidewater Finance Company, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Tidewater Finance Company, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 387.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 97.9%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Tidewater Finance Company, Inc. (97.9% timely; 2.3% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix