CFPB · Single-product concentration

Champions Funding, LLC

15 CFPB complaints · 80% in "Mortgage" · top issue Trouble during payment process.

15 CFPB complaints

Champions Funding, LLC: 80% of 15 CFPB complaints sit in "Mortgage". Timely 100% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • -50% filings 2023 to 2026

CFPB relief outcome brief

CCDB company champions-funding-llc

0% relief · 100% timely · 15 filings · Mortgage

Nearest relief peer: Rushmore Loan Management Services LLC (0% relief)

Champions Funding, LLC (this)0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Champions Funding, LLC and nearest filing-volume peers

Champions Funding, LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 15 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

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Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Champions Funding, LLC complaint mix by product

Total complaints: 15

Champions Funding, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 15 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 12 complaints (80.0%), resolution 0.0% Mortgage 80.0% Credit reporting: 2 complaints (13.3%), resolution 0.0% Credit reporting 13.3% Payday loan,: 1 complaints (6.7%), resolution 0.0% Payday loan, 6.7%
  • Mortgage 12 80.0% 0% relief
  • Credit reporting 2 13.3% 0% relief
  • Payday loan, 1 6.7% 0% relief

How Champions Funding, LLC's 15 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 12
Credit reporting or other personal consumer reports 2
Payday loan, title loan, personal loan, or advance loan 1

Concentrated filing states for Champions Funding, LLC

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
CA
46.7% of this company's filings
CA7AZ2TX1CO1GA1PA1NC1WA1

Champions Funding, LLC falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2026
1
-50% vs 2023
02468 2023202420252026 1

Top States

State Complaints
CA 7
AZ 2
TX 1
CO 1
GA 1
PA 1
NC 1
WA 1

Top Issues

Issue Complaints
Trouble during payment process 4
Closing on a mortgage 4
Applying for a mortgage or refinancing an existing mortgage 3
Struggling to pay mortgage 1
Struggling to pay your loan 1
Problem with a company's investigation into an existing problem 1
Incorrect information on your report 1

Yearly Trend

Year Complaints Timely
2023 2 100%
2024 7 100%
2025 5 100%
2026 1 100%

Source: CFPB Consumer Complaint Database

Champions Funding, LLC filings cluster in one product

Champions Funding, LLC's 15 logged complaints stay concentrated: only 8 states show a filing. Only 33.3% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2023 through 2026-01-27.

Champions Funding, LLC answers 100% of complaints inside the CFPB's tracked window and closes 93.3% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Trouble during payment process."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Champions Funding, LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Champions Funding, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Champions Funding, LLC (100% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration