CFPB · Mid-pack CFPB posture

Cadence Bancorporation

48 CFPB complaints · 14 states · top issue Managing an account.

48 CFPB complaints

Cadence Bancorporation has 48 consumer complaints in the CFPB public database. Timely response is 100%; 2.1% closed with relief; top product Checking or savings account. Allegations, not regulatory findings.

  • Mid-pack CFPB posture
  • +700% filings 2018 to 2021

CFPB relief outcome brief

CCDB company cadence-bancorporation

2.1% relief · 100% timely · 48 filings · Checking or savings account

Nearest relief peer: Betterment LLC (2.2% relief)

Cadence Bancorporation (this)2.1%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Cadence Bancorporation and nearest filing-volume peers

Cadence Bancorporation closes 2.1% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 48 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

Subscribe (RSS)
Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 2.1%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Cadence Bancorporation complaint mix by product

Total complaints: 48

Cadence Bancorporation complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 48 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Checking or: 29 complaints (60.4%), resolution 3.4% Checking or 60.4% Mortgage: 12 complaints (25.0%), resolution 0.0% Mortgage 25.0% Credit reporting,: 4 complaints (8.3%), resolution 0.0% Credit reporting, 8.3% Money transfer,: 2 complaints (4.2%), resolution 0.0% Payday loan,: 1 complaints (2.1%), resolution 0.0%
  • Checking or 29 60.4% 3% relief
  • Mortgage 12 25.0% 0% relief
  • Credit reporting, 4 8.3% 0% relief
  • Money transfer, 2 4.2% 0% relief
  • Payday loan, 1 2.1% 0% relief

How Cadence Bancorporation's 48 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Checking or savings account 29
Mortgage 12
Credit reporting, credit repair services, or other personal consumer reports 4
Money transfer, virtual currency, or money service 2
Payday loan, title loan, or personal loan 1

Where Cadence Bancorporation complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
GA
35.4% of this company's filings
GA17TX6FL4AL4MS2WV1MD1SC1

Cadence Bancorporation rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2021
8
+700% vs 2018
0510152025 2018201920202021 8

Top States

State Complaints
GA 17
TX 6
FL 4
AL 4
MS 2
WV 1
MD 1
SC 1
MA 1
OH 1
NY 1
CO 1
WA 1
ME 1

Top Issues

Issue Complaints
Managing an account 18
Incorrect information on your report 5
Trouble during payment process 5
Problem with a lender or other company charging your account 4
Struggling to pay mortgage 4
Closing an account 3
Problem caused by your funds being low 2
Opening an account 2
Closing on a mortgage 1
Getting a line of credit 1
Fraud or scam 1
Problem with a credit reporting company's investigation into an existing problem 1
Wrong amount charged or received 1

Yearly Trend

Year Complaints Timely
2018 1 100%
2019 21 100%
2020 18 100%
2021 8 100%

Source: CFPB Consumer Complaint Database

What the CFPB record shows about Cadence Bancorporation

Cadence Bancorporation's 48 logged complaints stay concentrated: only 14 states show a filing. Only 37.5% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2018 through 2021-09-22.

Cadence Bancorporation answers 100% of complaints inside the CFPB's tracked window and closes 97.9% with a written explanation. 2.1% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Checking or savings account" draws the most filings, most often for "Managing an account."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Cadence Bancorporation.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Cadence Bancorporation: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Cadence Bancorporation (100% timely; 2.1% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Mid-pack CFPB posture