CFPB · Narrative-heavy record

Big City Finance, LLLP

65 CFPB complaints · 73.8% with narratives · top issue Charged fees or interest you didn't expect.

65 CFPB complaints

Big City Finance, LLLP: 73.8% of 65 filings include consumer narratives. Timely 100% · relief 0% · top product Payday loan, title loan, or personal loan. Allegations, not findings.

  • Narrative-heavy record
  • -33.3% filings 2018 to 2026

CFPB relief outcome brief

CCDB company big-city-finance-lllp

0% relief · 100% timely · 65 filings · Payday loan, title loan, or personal loan

Nearest relief peer: Kashia Services (0% relief)

Big City Finance, LLLP (this)0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Big City Finance, LLLP and nearest filing-volume peers

Big City Finance, LLLP closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Big City Finance, LLLP's 65 filings include narrative text

73.8% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Big City Finance, LLLP complaint mix by product

Total complaints: 65

Big City Finance, LLLP complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 65 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Payday loan,: 38 complaints (58.5%), resolution 0.0% Payday loan, 58.5% Payday loan,: 21 complaints (32.3%), resolution 0.0% Payday loan, 32.3% Debt collection: 4 complaints (6.2%), resolution 0.0% Debt collection 6.2% Credit reporting: 2 complaints (3.1%), resolution 0.0%
  • Payday loan, 38 58.5% 0% relief
  • Payday loan, 21 32.3% 0% relief
  • Debt collection 4 6.2% 0% relief
  • Credit reporting 2 3.1% 0% relief

How Big City Finance, LLLP's 65 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Payday loan, title loan, or personal loan 38
Payday loan, title loan, personal loan, or advance loan 21
Debt collection 4
Credit reporting or other personal consumer reports 2

Big City Finance, LLLP falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2026
4
-33.3% vs 2018
05101520 201820192020202120222023202420252026 4

Top States

State Complaints
TX 65

Top Issues

Issue Complaints
Charged fees or interest you didn't expect 27
Struggling to pay your loan 14
Incorrect information on your report 3
Can't contact lender or servicer 3
Getting the loan 3
Improper use of your report 2
Problem with the payoff process at the end of the loan 2
Received a loan you didn't apply for 2
Written notification about debt 1
Threatened to contact someone or share information improperly 1
Money was taken from your bank account on the wrong day or for the wrong amount 1
Can't stop withdrawals from your bank account 1
Problem when making payments 1
Attempts to collect debt not owed 1
Communication tactics 1
Loan payment wasn't credited to your account 1
Problem with a credit reporting company's investigation into an existing problem 1

Yearly Trend

Year Complaints Timely
2018 6 100%
2019 15 100%
2020 3 100%
2021 5 100%
2022 9 100%
2023 5 100%
2024 6 100%
2025 12 100%
2026 4 100%

Source: CFPB Consumer Complaint Database

Big City Finance, LLLP's narrative-rich complaint ledger

Big City Finance, LLLP's 65 logged complaints stay concentrated: only 1 state shows a filing. 73.8% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2018 through 2026-03-12.

Big City Finance, LLLP answers 100% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Payday loan, title loan, or personal loan" draws the most filings, most often for "Charged fees or interest you didn't expect."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Big City Finance, LLLP.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Big City Finance, LLLP: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Big City Finance, LLLP (100% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record