CFPB · Diversified product mix

Berco Finance Corp

7 CFPB complaints · diversified mix (top product 28.6%) · top issue Problems when you are unable to pay.

7 CFPB complaints

Berco Finance Corp: top product "Consumer Loan" is only 28.6% of 7 - multi-bucket mix. Timely 85.7% · relief 14.3%. Allegations, not findings.

  • Diversified product mix
  • 0% filings 2015 to 2019

CFPB relief outcome brief

CCDB company berco-finance-corp

14.3% relief · 85.7% timely · 7 filings · Consumer Loan

Nearest relief peer: Security National Automotive Acceptance (14.4% relief)

Berco Finance Corp (this)14.3%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Berco Finance Corp and nearest filing-volume peers

Berco Finance Corp closes 14.3% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

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Timely response rate 85.7%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 14.3%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Berco Finance Corp complaint mix by product

Total complaints: 7

Berco Finance Corp complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 7 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Consumer Loan: 2 complaints (28.6%), resolution 50.0% Consumer Loan 28.6% Credit reporting,: 2 complaints (28.6%), resolution 0.0% Credit reporting, 28.6% Credit reporting: 1 complaints (14.3%), resolution 0.0% Credit reporting 14.3% Vehicle loan: 1 complaints (14.3%), resolution 0.0% Vehicle loan 14.3% Debt collection: 1 complaints (14.3%), resolution 0.0% Debt collection 14.3%
  • Consumer Loan 2 28.6% 50% relief
  • Credit reporting, 2 28.6% 0% relief
  • Credit reporting 1 14.3% 0% relief
  • Vehicle loan 1 14.3% 0% relief
  • Debt collection 1 14.3% 0% relief

How Berco Finance Corp's 7 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Consumer Loan 2
Credit reporting, credit repair services, or other personal consumer reports 2
Credit reporting 1
Vehicle loan or lease 1
Debt collection 1

Concentrated filing states for Berco Finance Corp

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
OR
71.4% of this company's filings
OR5UT1AZ1

Berco Finance Corp complaints by year

Annual filing volume from the CFPB public database

Trend in view
2019
2
0% vs 2015
0.511.522.5 2015201720182019 2

Top States

State Complaints
OR 5
UT 1
AZ 1

Top Issues

Issue Complaints
Problems when you are unable to pay 2
Incorrect information on credit report 1
Improper use of your report 1
Incorrect information on your report 1
Getting a loan or lease 1
Attempts to collect debt not owed 1

Yearly Trend

Year Complaints Timely
2015 2 100%
2017 1 0%
2018 2 100%
2019 2 100%

Source: CFPB Consumer Complaint Database

Berco Finance Corp spreads across product buckets

Berco Finance Corp's 7 logged complaints stay concentrated: only 3 states show a filing. Only 28.6% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2015 through 2019-10-12.

Berco Finance Corp answers 85.7% of complaints inside the CFPB's tracked window and closes 85.7% with a written explanation. 14.3% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Consumer Loan" draws the most filings, most often for "Problems when you are unable to pay."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Berco Finance Corp.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Berco Finance Corp: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Berco Finance Corp (85.7% timely; 14.3% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix