2026 data Public-data reference. official source

Neighborhood Assistance Corporation of America ("NACA")

97 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

97 consumer complaints filed with the CFPB

This profile shows Neighborhood Assistance Corporation of America ("NACA")'s complaint history from CFPB public records. 97 consumers have filed complaints since 2012. The company has a 86.6% timely response rate and has provided relief in 4.1% of cases.

97
Total Complaints
86.6%
Timely Response
7.2%
Disputed
4.1%
Relief Provided
24
States Active
2012
Since

Total complaints

97

Filed since 2012

Timely response

86.6%

CFPB-tracked response window

Relief rate

4.1%

Closed with monetary or non-monetary relief

Timely response rate 86.6%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 4.1%
Industry median

Share closed with monetary or non-monetary relief.

Neighborhood Assistance Corporation of America ("NACA") complaint mix by product

Total complaints: 97

Neighborhood Assistance Corporation of America ("NACA") complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 97 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 91 complaints (93.8%), resolution 4.4% Mortgage 93.8% Debt collection: 2 complaints (2.1%), resolution 0.0% Payday loan,: 1 complaints (1.0%), resolution 0.0% Money transfer,: 1 complaints (1.0%), resolution 0.0% Bank account: 1 complaints (1.0%), resolution 0.0% Credit reporting: 1 complaints (1.0%), resolution 0.0%
  • Mortgage 91 93.8% 4% relief
  • Debt collection 2 2.1% 0% relief
  • Payday loan, 1 1.0% 0% relief
  • Money transfer, 1 1.0% 0% relief
  • Bank account 1 1.0% 0% relief
  • Credit reporting 1 1.0% 0% relief

How Neighborhood Assistance Corporation of America ("NACA")'s 97 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 91
Debt collection 2
Payday loan, title loan, or personal loan 1
Money transfer, virtual currency, or money service 1
Bank account or service 1
Credit reporting or other personal consumer reports 1

Top States

State Complaints
CA 19
GA 10
NC 9
FL 8
TX 8
MO 5
NY 4
VA 4
AR 3
IL 3
MA 3
SC 2
MI 2
CO 2
PA 2
AL 2
WI 1
DC 1
KS 1
DE 1

Top Issues

Issue Complaints
Applying for a mortgage or refinancing an existing mortgage 38
Loan modification,collection,foreclosure 13
Application, originator, mortgage broker 11
Closing on a mortgage 11
Trouble during payment process 5
Credit decision / Underwriting 4
Settlement process and costs 4
Struggling to pay mortgage 3
Communication tactics 2
Improper use of your report 1
Getting a line of credit 1
Confusing or missing disclosures 1
Account opening, closing, or management 1
Incorrect information on your report 1
Loan servicing, payments, escrow account 1

Yearly Trend

Year Complaints Timely
2012 2 100%
2013 11 72.7%
2014 6 100%
2015 3 100%
2016 7 100%
2017 10 80%
2018 8 50%
2019 6 100%
2020 6 50%
2021 14 92.9%
2022 8 100%
2023 7 100%
2024 3 100%
2025 3 100%
2026 3 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Neighborhood Assistance Corporation of America ("NACA")

Neighborhood Assistance Corporation of America ("NACA") has accumulated 97 consumer complaints in the CFPB public database, with filings active across 24 U.S. states. Of those submissions, 34 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2012, and the most recent logged activity is 2026-03-18, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Neighborhood Assistance Corporation of America ("NACA") reports a 86.6% timely-response rate and has closed 92.8% of cases with a written explanation to the consumer. 4.1% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 7.2% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Mortgage", and the single most common underlying issue is "Applying for a mortgage or refinancing an existing mortgage".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Neighborhood Assistance Corporation of America ("NACA"): cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Neighborhood Assistance Corporation of America ("NACA") have?

Neighborhood Assistance Corporation of America ("NACA") has received 97 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Neighborhood Assistance Corporation of America ("NACA") respond to complaints on time?

Neighborhood Assistance Corporation of America ("NACA") has a 86.6% timely response rate to CFPB complaints.

What is the most common complaint about Neighborhood Assistance Corporation of America ("NACA")?

The most common issue reported against Neighborhood Assistance Corporation of America ("NACA") is "Applying for a mortgage or refinancing an existing mortgage" in the "Mortgage" product category.

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