CFPB · Narrative-heavy record
Belmont Finance LLC
59 CFPB complaints · 47.5% with narratives · top issue Incorrect information on your report.
Belmont Finance LLC: 47.5% of 59 filings include consumer narratives. Timely 100% · relief 1.7% · top product Debt collection. Allegations, not findings.
- Narrative-heavy record
- +700% filings 2018 to 2026
CFPB relief outcome brief
CCDB company belmont-finance-llc
1.7% relief · 100% timely · 59 filings · Debt collection
Same-product relief peers
Nearest relief peer: Credit Card Receivables Fund Incorporated (1.7% relief)
Belmont Finance LLC closes 1.7% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Belmont Finance LLC's 59 filings include narrative text
47.5% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Belmont Finance LLC complaint mix by product
- Debt collection 24 40.7% – 0% relief
- Credit reporting 14 23.7% – 0% relief
- Credit reporting, 7 11.9% – 0% relief
- Payday loan, 7 11.9% – 14% relief
- Payday loan, 6 10.2% – 0% relief
- Debt or 1 1.7% – 0% relief
How Belmont Finance LLC's 59 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 24 |
| Credit reporting or other personal consumer reports | 14 |
| Credit reporting, credit repair services, or other personal consumer reports | 7 |
| Payday loan, title loan, personal loan, or advance loan | 7 |
| Payday loan, title loan, or personal loan | 6 |
| Debt or credit management | 1 |
Where Belmont Finance LLC complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- NC
- 32.2% of this company's filings
Belmont Finance LLC rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 8
- +700% vs 2018
Top States
| State | Complaints |
|---|---|
| NC | 19 |
| GA | 7 |
| TX | 6 |
| MS | 3 |
| CT | 3 |
| FL | 3 |
| AR | 2 |
| SC | 2 |
| TN | 2 |
| AL | 2 |
| WA | 1 |
| OK | 1 |
| MI | 1 |
| LA | 1 |
| CA | 1 |
| OH | 1 |
| ID | 1 |
| NJ | 1 |
| IN | 1 |
| NE | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 10 |
| Improper use of your report | 9 |
| Attempts to collect debt not owed | 8 |
| Written notification about debt | 6 |
| False statements or representation | 6 |
| Charged fees or interest you didn't expect | 4 |
| Took or threatened to take negative or legal action | 3 |
| Struggling to pay your loan | 2 |
| Problem with a company's investigation into an existing problem | 2 |
| Problem with a credit reporting company's investigation into an existing problem | 2 |
| Problem when making payments | 2 |
| Communication tactics | 1 |
| Unauthorized withdrawals or charges | 1 |
| Getting the loan | 1 |
| Problem with additional add-on products or services | 1 |
| Problem with the payoff process at the end of the loan | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2018 | 1 | 100% |
| 2020 | 5 | 100% |
| 2021 | 6 | 100% |
| 2022 | 9 | 100% |
| 2023 | 8 | 100% |
| 2024 | 12 | 100% |
| 2025 | 10 | 100% |
| 2026 | 8 | 100% |
Source: CFPB Consumer Complaint Database
Belmont Finance LLC's narrative-rich complaint ledger
Belmont Finance LLC's 59 logged complaints stay concentrated: only 20 states show a filing. 47.5% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2018 through 2026-06-23.
Belmont Finance LLC answers 100% of complaints inside the CFPB's tracked window and closes 96.6% with a written explanation. 1.7% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Belmont Finance LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Belmont Finance LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 59.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Belmont Finance LLC (100% timely; 1.7% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record