Total complaints
444
Filed since 2013
444 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
444 consumer complaints filed with the CFPB
This profile shows Credit Card Receivables Fund Incorporated's complaint history from CFPB public records. 444 consumers have filed complaints since 2013. The company has a 95.3% timely response rate and has provided relief in 1.8% of cases.
Total complaints
444
Filed since 2013
Timely response
95.3%
CFPB-tracked response window
Relief rate
1.8%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How Credit Card Receivables Fund Incorporated's 444 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| Debt collection | 388 |
| Credit reporting, credit repair services, or other personal consumer reports | 20 |
| Credit reporting or other personal consumer reports | 19 |
| Credit card | 8 |
| Debt or credit management | 2 |
| Credit card or prepaid card | 2 |
| Student loan | 1 |
| Credit reporting | 1 |
| Consumer Loan | 1 |
| Bank account or service | 1 |
| Mortgage | 1 |
| State | Complaints |
|---|---|
| CA | 61 |
| FL | 53 |
| GA | 39 |
| TX | 35 |
| PA | 24 |
| NY | 24 |
| IL | 23 |
| OH | 19 |
| NC | 15 |
| TN | 13 |
| MI | 11 |
| NV | 10 |
| OK | 9 |
| WA | 9 |
| LA | 9 |
| AZ | 9 |
| MO | 8 |
| NJ | 7 |
| IN | 7 |
| KY | 6 |
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 121 |
| Written notification about debt | 66 |
| Took or threatened to take negative or legal action | 58 |
| Disclosure verification of debt | 33 |
| Taking/threatening an illegal action | 31 |
| Cont'd attempts collect debt not owed | 31 |
| False statements or representation | 31 |
| Incorrect information on your report | 17 |
| Communication tactics | 14 |
| Improper use of your report | 9 |
| Problem with a credit reporting company's investigation into an existing problem | 9 |
| Problem with a company's investigation into an existing problem | 4 |
| Improper contact or sharing of info | 3 |
| Closing your account | 2 |
| Other | 2 |
| Credit card protection / Debt protection | 1 |
| Dealing with your lender or servicer | 1 |
| Incorrect information on credit report | 1 |
| Taking out the loan or lease | 1 |
| Account opening, closing, or management | 1 |
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 12 | 83.3% |
| 2014 | 44 | 95.5% |
| 2015 | 33 | 100% |
| 2016 | 33 | 97% |
| 2017 | 17 | 100% |
| 2018 | 27 | 100% |
| 2019 | 37 | 100% |
| 2020 | 42 | 100% |
| 2021 | 15 | 100% |
| 2022 | 15 | 100% |
| 2023 | 71 | 100% |
| 2024 | 47 | 97.9% |
| 2025 | 47 | 68.1% |
| 2026 | 4 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
Credit Card Receivables Fund Incorporated has accumulated 444 consumer complaints in the CFPB public database, with filings active across 42 U.S. states. Of those submissions, 124 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2026-03-04, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, Credit Card Receivables Fund Incorporated reports a 95.3% timely-response rate and has closed 96.8% of cases with a written explanation to the consumer. 1.8% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 8.1% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Credit Card Receivables Fund Incorporated: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Credit Card Receivables Fund Incorporated has received 444 consumer complaints filed with the Consumer Financial Protection Bureau.
Credit Card Receivables Fund Incorporated has a 95.3% timely response rate to CFPB complaints.
The most common issue reported against Credit Card Receivables Fund Incorporated is "Attempts to collect debt not owed" in the "Debt collection" product category.
Read our methodology — how this data is sourced, computed, and verified.