2026 data Public-data reference. official source

Credit Card Receivables Fund Incorporated

444 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

444 consumer complaints filed with the CFPB

This profile shows Credit Card Receivables Fund Incorporated's complaint history from CFPB public records. 444 consumers have filed complaints since 2013. The company has a 95.3% timely response rate and has provided relief in 1.8% of cases.

444
Total Complaints
95.3%
Timely Response
8.1%
Disputed
1.8%
Relief Provided
42
States Active
2013
Since

Total complaints

444

Filed since 2013

Timely response

95.3%

CFPB-tracked response window

Relief rate

1.8%

Closed with monetary or non-monetary relief

Timely response rate 95.3%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 1.8%
Industry median

Share closed with monetary or non-monetary relief.

Credit Card Receivables Fund Incorporated complaint mix by product

Total complaints: 444

Credit Card Receivables Fund Incorporated complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 444 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 388 complaints (88.2%), resolution 2.1% Debt collection 88.2% Credit reporting,: 20 complaints (4.5%), resolution 0.0% Credit reporting: 19 complaints (4.3%), resolution 0.0% Credit card: 8 complaints (1.8%), resolution 0.0% Debt or: 2 complaints (0.5%), resolution 0.0% Credit card: 2 complaints (0.5%), resolution 0.0% Student loan: 1 complaints (0.2%), resolution 0.0%
  • Debt collection 388 88.2% 2% relief
  • Credit reporting, 20 4.5% 0% relief
  • Credit reporting 19 4.3% 0% relief
  • Credit card 8 1.8% 0% relief
  • Debt or 2 0.5% 0% relief
  • Credit card 2 0.5% 0% relief
  • Student loan 1 0.2% 0% relief

How Credit Card Receivables Fund Incorporated's 444 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 388
Credit reporting, credit repair services, or other personal consumer reports 20
Credit reporting or other personal consumer reports 19
Credit card 8
Debt or credit management 2
Credit card or prepaid card 2
Student loan 1
Credit reporting 1
Consumer Loan 1
Bank account or service 1
Mortgage 1

Top States

State Complaints
CA 61
FL 53
GA 39
TX 35
PA 24
NY 24
IL 23
OH 19
NC 15
TN 13
MI 11
NV 10
OK 9
WA 9
LA 9
AZ 9
MO 8
NJ 7
IN 7
KY 6

Top Issues

Issue Complaints
Attempts to collect debt not owed 121
Written notification about debt 66
Took or threatened to take negative or legal action 58
Disclosure verification of debt 33
Taking/threatening an illegal action 31
Cont'd attempts collect debt not owed 31
False statements or representation 31
Incorrect information on your report 17
Communication tactics 14
Improper use of your report 9
Problem with a credit reporting company's investigation into an existing problem 9
Problem with a company's investigation into an existing problem 4
Improper contact or sharing of info 3
Closing your account 2
Other 2
Credit card protection / Debt protection 1
Dealing with your lender or servicer 1
Incorrect information on credit report 1
Taking out the loan or lease 1
Account opening, closing, or management 1

Yearly Trend

Year Complaints Timely
2013 12 83.3%
2014 44 95.5%
2015 33 100%
2016 33 97%
2017 17 100%
2018 27 100%
2019 37 100%
2020 42 100%
2021 15 100%
2022 15 100%
2023 71 100%
2024 47 97.9%
2025 47 68.1%
2026 4 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Credit Card Receivables Fund Incorporated

Credit Card Receivables Fund Incorporated has accumulated 444 consumer complaints in the CFPB public database, with filings active across 42 U.S. states. Of those submissions, 124 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2026-03-04, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Credit Card Receivables Fund Incorporated reports a 95.3% timely-response rate and has closed 96.8% of cases with a written explanation to the consumer. 1.8% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 8.1% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Credit Card Receivables Fund Incorporated: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Credit Card Receivables Fund Incorporated have?

Credit Card Receivables Fund Incorporated has received 444 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Credit Card Receivables Fund Incorporated respond to complaints on time?

Credit Card Receivables Fund Incorporated has a 95.3% timely response rate to CFPB complaints.

What is the most common complaint about Credit Card Receivables Fund Incorporated?

The most common issue reported against Credit Card Receivables Fund Incorporated is "Attempts to collect debt not owed" in the "Debt collection" product category.

Related