CFPB · Single-product concentration

Credit Card Receivables Fund Incorporated

536 CFPB complaints · 87.1% in "Debt collection" · top issue Attempts to collect debt not owed.

536 CFPB complaints

Credit Card Receivables Fund Incorporated: 87.1% of 536 CFPB complaints sit in "Debt collection". Timely 95.1% · relief 1.7%. Allegations, not findings.

  • Single-product concentration
  • -16.7% filings 2013 to 2026

CFPB relief outcome brief

CCDB company credit-card-receivables-fund-incorporated

1.7% relief · 95.1% timely · 536 filings · Debt collection

Nearest relief peer: Financial Assistance Inc (1.7% relief)

Credit Card Receivables Fund…1.7%Hillcrest Davidson & Associa…0.9%Cherry Technologies Inc.3.2%Applied Data Finance, LLC0.7%Old National Bancorp20.4%
Closed-with-relief % among Credit Card Receivables Fund Incorporated and nearest filing-volume peers

Credit Card Receivables Fund Incorporated closes 1.7% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 536 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

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Timely response rate 95.1%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 1.7%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Credit Card Receivables Fund Incorporated complaint mix by product

Total complaints: 536

Credit Card Receivables Fund Incorporated complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 536 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 467 complaints (87.8%), resolution 1.9% Debt collection 87.8% Credit reporting: 27 complaints (5.1%), resolution 0.0% Credit reporting,: 22 complaints (4.1%), resolution 0.0% Credit card: 10 complaints (1.9%), resolution 0.0% Credit card: 3 complaints (0.6%), resolution 0.0% Debt or: 2 complaints (0.4%), resolution 0.0% Student loan: 1 complaints (0.2%), resolution 0.0%
  • Debt collection 467 87.8% 2% relief
  • Credit reporting 27 5.1% 0% relief
  • Credit reporting, 22 4.1% 0% relief
  • Credit card 10 1.9% 0% relief
  • Credit card 3 0.6% 0% relief
  • Debt or 2 0.4% 0% relief
  • Student loan 1 0.2% 0% relief

How Credit Card Receivables Fund Incorporated's 536 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 467
Credit reporting or other personal consumer reports 27
Credit reporting, credit repair services, or other personal consumer reports 22
Credit card 10
Credit card or prepaid card 3
Debt or credit management 2
Student loan 1
Bank account or service 1
Credit reporting 1
Consumer Loan 1
Mortgage 1

Nationwide filing states for Credit Card Receivables Fund Incorporated

Top states by attributed CFPB complaint volume for this company

Nationwide footprint
Leading state
CA
15.3% of this company's filings
CA82FL60GA47TX44NY31IL26PA25OH21

Credit Card Receivables Fund Incorporated falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2026
10
-16.7% vs 2013
020406080100 20132015201720192021202320252026 10

Top States

State Complaints
CA 82
FL 60
GA 47
TX 44
NY 31
IL 26
PA 25
OH 21
NC 17
TN 14
IN 13
MI 12
NV 12
AZ 11
LA 11
NJ 10
MO 9
OK 9
WA 9
KY 7

Top Issues

Issue Complaints
Attempts to collect debt not owed 147
Took or threatened to take negative or legal action 77
Written notification about debt 75
False statements or representation 42
Cont'd attempts collect debt not owed 36
Disclosure verification of debt 35
Taking/threatening an illegal action 32
Incorrect information on your report 21
Communication tactics 17
Improper use of your report 11
Problem with a credit reporting company's investigation into an existing problem 9
Problem with a company's investigation into an existing problem 8
Threatened to contact someone or share information improperly 3
Improper contact or sharing of info 3
Closing your account 2
Getting a credit card 2
Other 2
Delinquent account 2
Struggling to pay your bill 1
Dealing with your lender or servicer 1

Yearly Trend

Year Complaints Timely
2013 12 83.3%
2014 44 95.5%
2015 36 100%
2016 38 97.4%
2017 22 100%
2018 34 100%
2019 51 100%
2020 56 100%
2021 19 100%
2022 16 100%
2023 82 100%
2024 62 98.4%
2025 54 64.8%
2026 10 90%

Source: CFPB Consumer Complaint Database

Credit Card Receivables Fund Incorporated filings cluster in one product

Credit Card Receivables Fund Incorporated's 536 logged complaints reach a nationwide footprint - 44 states have at least one filing. Only 39.2% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2013 through 2026-06-25.

Credit Card Receivables Fund Incorporated answers 95.1% of complaints inside the CFPB's tracked window and closes 97% with a written explanation. 1.7% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Credit Card Receivables Fund Incorporated.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Credit Card Receivables Fund Incorporated: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Credit Card Receivables Fund Incorporated (95.1% timely; 1.7% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration