CFPB · Mid-pack CFPB posture

Beal Financial Corporation

21 CFPB complaints · 10 states · top issue Trouble during payment process.

21 CFPB complaints

Beal Financial Corporation has 21 consumer complaints in the CFPB public database. Timely response is 100%; 9.5% closed with relief; top product Mortgage. Allegations, not regulatory findings.

  • Mid-pack CFPB posture
  • +14.3% filings 2023 to 2026

CFPB relief outcome brief

CCDB company beal-financial-corporation

9.5% relief · 100% timely · 21 filings · Mortgage

Nearest relief peer: Impac Mortgage Holdings, Inc. (9.6% relief)

Beal Financial Corporation (…9.5%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Beal Financial Corporation and nearest filing-volume peers

Beal Financial Corporation closes 9.5% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 21 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

Subscribe (RSS)
Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 9.5%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Beal Financial Corporation complaint mix by product

Total complaints: 21

Beal Financial Corporation complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 21 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 14 complaints (66.7%), resolution 7.1% Mortgage 66.7% Debt collection: 4 complaints (19.0%), resolution 0.0% Debt collection 19.0% Checking or: 2 complaints (9.5%), resolution 50.0% Checking or 9.5% Credit reporting: 1 complaints (4.8%), resolution 0.0%
  • Mortgage 14 66.7% 7% relief
  • Debt collection 4 19.0% 0% relief
  • Checking or 2 9.5% 50% relief
  • Credit reporting 1 4.8% 0% relief

How Beal Financial Corporation's 21 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 14
Debt collection 4
Checking or savings account 2
Credit reporting or other personal consumer reports 1

Concentrated filing states for Beal Financial Corporation

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
CA
47.6% of this company's filings
CA10TX3PR1FL1MD1LA1NC1IN1

Beal Financial Corporation rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
8
+14.3% vs 2023
0246810 2023202420252026 8

Top States

State Complaints
CA 10
TX 3
PR 1
FL 1
MD 1
LA 1
NC 1
IN 1
TN 1
MS 1

Top Issues

Issue Complaints
Trouble during payment process 9
Struggling to pay mortgage 5
Took or threatened to take negative or legal action 4
Managing an account 2
Problem with a company's investigation into an existing problem 1

Yearly Trend

Year Complaints Timely
2023 7 100%
2024 5 100%
2025 1 100%
2026 8 100%

Source: CFPB Consumer Complaint Database

What the CFPB record shows about Beal Financial Corporation

Beal Financial Corporation's 21 logged complaints stay concentrated: only 10 states show a filing. Only 14.3% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2023 through 2026-05-16.

Beal Financial Corporation answers 100% of complaints inside the CFPB's tracked window and closes 90.5% with a written explanation. 9.5% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Trouble during payment process."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Beal Financial Corporation.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Beal Financial Corporation: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Beal Financial Corporation (100% timely; 9.5% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Mid-pack CFPB posture