CFPB · Single-product concentration
Oceanside Mortgage Company
53 CFPB complaints · 86.8% in "Mortgage" · top issue Trouble during payment process.
Oceanside Mortgage Company: 86.8% of 53 CFPB complaints sit in "Mortgage". Timely 83% · relief 9.4%. Allegations, not findings.
- Single-product concentration
- 0% filings 2015 to 2024
CFPB relief outcome brief
CCDB company oceanside-mortgage-company
9.4% relief · 83% timely · 53 filings · Mortgage
Same-product relief peers
Nearest relief peer: Impac Mortgage Holdings, Inc. (9.6% relief)
Oceanside Mortgage Company closes 9.4% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Oceanside Mortgage Company's 53 filings include narrative text
49.1% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Oceanside Mortgage Company complaint mix by product
- Mortgage 46 86.8% – 9% relief
- Credit reporting, 5 9.4% – 20% relief
- Credit reporting 2 3.8% – 0% relief
How Oceanside Mortgage Company's 53 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Mortgage | 46 |
| Credit reporting, credit repair services, or other personal consumer reports | 5 |
| Credit reporting or other personal consumer reports | 2 |
Where Oceanside Mortgage Company complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- FL
- 17% of this company's filings
Oceanside Mortgage Company complaints by year
Annual filing volume from the CFPB public database
- 2024
- 2
- 0% vs 2015
Top States
| State | Complaints |
|---|---|
| FL | 9 |
| GA | 8 |
| TX | 5 |
| VA | 4 |
| IL | 3 |
| IN | 3 |
| CT | 2 |
| NJ | 2 |
| MD | 2 |
| CA | 2 |
| RI | 2 |
| AZ | 2 |
| SC | 2 |
| KS | 1 |
| MA | 1 |
| AR | 1 |
| PA | 1 |
| NC | 1 |
| LA | 1 |
| OH | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Trouble during payment process | 24 |
| Struggling to pay mortgage | 8 |
| Incorrect information on your report | 4 |
| Closing on a mortgage | 4 |
| Applying for a mortgage or refinancing an existing mortgage | 3 |
| Improper use of your report | 2 |
| Loan servicing, payments, escrow account | 2 |
| Application, originator, mortgage broker | 2 |
| Problem with a credit reporting company's investigation into an existing problem | 2 |
| Settlement process and costs | 1 |
| Credit decision / Underwriting | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 2 | 50% |
| 2016 | 3 | 100% |
| 2017 | 3 | 66.7% |
| 2018 | 6 | 100% |
| 2019 | 8 | 100% |
| 2020 | 5 | 100% |
| 2021 | 11 | 72.7% |
| 2022 | 10 | 80% |
| 2023 | 3 | 33.3% |
| 2024 | 2 | 100% |
Source: CFPB Consumer Complaint Database
Oceanside Mortgage Company filings cluster in one product
Oceanside Mortgage Company's 53 logged complaints stay concentrated: only 20 states show a filing. 49.1% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2024-11-03.
Oceanside Mortgage Company answers 83% of complaints inside the CFPB's tracked window and closes 90.6% with a written explanation. 9.4% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Trouble during payment process."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Oceanside Mortgage Company.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Oceanside Mortgage Company: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 53.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 83%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Oceanside Mortgage Company (83% timely; 9.4% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration