CFPB · Narrative-heavy record

Bci Financial Group, Inc.

69 CFPB complaints · 44.9% with narratives · top issue Managing an account.

69 CFPB complaints

Bci Financial Group, Inc.: 44.9% of 69 filings include consumer narratives. Timely 100% · relief 17.4% · top product Checking or savings account. Allegations, not findings.

  • Narrative-heavy record
  • -42.9% filings 2019 to 2026

CFPB relief outcome brief

CCDB company bci-financial-group-inc

17.4% relief · 100% timely · 69 filings · Checking or savings account

Nearest relief peer: Bank of the West (17.4% relief)

Bci Financial Group, Inc. (t…17.4%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Bci Financial Group, Inc. and nearest filing-volume peers

Bci Financial Group, Inc. closes 17.4% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Bci Financial Group, Inc.'s 69 filings include narrative text

44.9% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

Subscribe (RSS)
Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 17.4%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Bci Financial Group, Inc. complaint mix by product

Total complaints: 69

Bci Financial Group, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 69 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Checking or: 32 complaints (47.1%), resolution 15.6% Checking or 47.1% Mortgage: 23 complaints (33.8%), resolution 13.0% Mortgage 33.8% Money transfer,: 7 complaints (10.3%), resolution 28.6% Money transfer, 10.3% Credit reporting: 3 complaints (4.4%), resolution 0.0% Payday loan,: 1 complaints (1.5%), resolution 0.0% Vehicle loan: 1 complaints (1.5%), resolution 0.0% Credit reporting,: 1 complaints (1.5%), resolution 100.0%
  • Checking or 32 47.1% 16% relief
  • Mortgage 23 33.8% 13% relief
  • Money transfer, 7 10.3% 29% relief
  • Credit reporting 3 4.4% 0% relief
  • Payday loan, 1 1.5% 0% relief
  • Vehicle loan 1 1.5% 0% relief
  • Credit reporting, 1 1.5% 100% relief

How Bci Financial Group, Inc.'s 69 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Checking or savings account 32
Mortgage 23
Money transfer, virtual currency, or money service 7
Credit reporting or other personal consumer reports 3
Payday loan, title loan, personal loan, or advance loan 1
Vehicle loan or lease 1
Credit reporting, credit repair services, or other personal consumer reports 1
Credit card or prepaid card 1

Concentrated filing states for Bci Financial Group, Inc.

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
FL
68.1% of this company's filings
FL47WA3NC2MA2CA2TX2NY2MD1

Bci Financial Group, Inc. falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2026
4
-42.9% vs 2019
24681012 20192020202120222023202420252026 4

Top States

State Complaints
FL 47
WA 3
NC 2
MA 2
CA 2
TX 2
NY 2
MD 1
IL 1
HI 1
SC 1
LA 1
GA 1
CO 1

Top Issues

Issue Complaints
Managing an account 16
Trouble during payment process 15
Opening an account 9
Struggling to pay mortgage 6
Closing an account 6
Incorrect information on your report 4
Fraud or scam 4
Unauthorized transactions or other transaction problem 2
Applying for a mortgage or refinancing an existing mortgage 1
Getting a line of credit 1
Problem with a lender or other company charging your account 1
Problem with customer service 1
Managing the loan or lease 1
Problem with a credit reporting company's investigation into an existing problem 1
Problem with a purchase shown on your statement 1

Yearly Trend

Year Complaints Timely
2019 7 100%
2020 7 100%
2021 10 100%
2022 10 100%
2023 11 100%
2024 9 100%
2025 11 100%
2026 4 100%

Source: CFPB Consumer Complaint Database

Bci Financial Group, Inc.'s narrative-rich complaint ledger

Bci Financial Group, Inc.'s 69 logged complaints stay concentrated: only 14 states show a filing. 44.9% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2019 through 2026-05-26.

Bci Financial Group, Inc. answers 100% of complaints inside the CFPB's tracked window and closes 82.6% with a written explanation. 17.4% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Checking or savings account" draws the most filings, most often for "Managing an account."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Bci Financial Group, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Bci Financial Group, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Bci Financial Group, Inc. (100% timely; 17.4% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record