CFPB · Single-product concentration

Aspire Financial Inc.

22 CFPB complaints · 95.5% in "Mortgage" · top issue Application, originator, mortgage broker.

22 CFPB complaints

Aspire Financial Inc.: 95.5% of 22 CFPB complaints sit in "Mortgage". Timely 72.7% · relief 18.2%. Allegations, not findings.

  • Single-product concentration
  • -80% filings 2013 to 2022

CFPB relief outcome brief

CCDB company aspire-financial-inc

18.2% relief · 72.7% timely · 22 filings · Mortgage

Nearest relief peer: Academy Mortgage Corporation (18.2% relief)

Aspire Financial Inc. (this)18.2%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Aspire Financial Inc. and nearest filing-volume peers

Aspire Financial Inc. closes 18.2% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Aspire Financial Inc.'s 22 filings include narrative text

54.5% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 72.7%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 18.2%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Aspire Financial Inc. complaint mix by product

Total complaints: 22

Aspire Financial Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 22 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 21 complaints (95.5%), resolution 19.0% Mortgage 95.5% Credit reporting,: 1 complaints (4.5%), resolution 0.0%
  • Mortgage 21 95.5% 19% relief
  • Credit reporting, 1 4.5% 0% relief

How Aspire Financial Inc.'s 22 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 21
Credit reporting, credit repair services, or other personal consumer reports 1

Concentrated filing states for Aspire Financial Inc.

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
TX
90.9% of this company's filings
TX20NY1TN1

Aspire Financial Inc. falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2022
1
-80% vs 2013
0123456 201320142015201620172019202020212022 1

Top States

State Complaints
TX 20
NY 1
TN 1

Top Issues

Issue Complaints
Application, originator, mortgage broker 7
Applying for a mortgage or refinancing an existing mortgage 4
Credit decision / Underwriting 3
Settlement process and costs 3
Improper use of your report 2
Closing on a mortgage 2
Loan modification,collection,foreclosure 1

Yearly Trend

Year Complaints Timely
2013 5 100%
2014 2 0%
2015 3 100%
2016 2 100%
2017 4 50%
2019 2 0%
2020 1 100%
2021 2 100%
2022 1 100%

Source: CFPB Consumer Complaint Database

Aspire Financial Inc. filings cluster in one product

Aspire Financial Inc.'s 22 logged complaints stay concentrated: only 3 states show a filing. 54.5% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2022-09-12.

Aspire Financial Inc. answers 72.7% of complaints inside the CFPB's tracked window and closes 81.8% with a written explanation. 18.2% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Application, originator, mortgage broker."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Aspire Financial Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Aspire Financial Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Aspire Financial Inc. (72.7% timely; 18.2% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration