2026 data Public-data reference. official source

BANCORPSOUTH BANK

207 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

207 consumer complaints filed with the CFPB

This profile shows BANCORPSOUTH BANK's complaint history from CFPB public records. 207 consumers have filed complaints since 2011. The company has a 96.6% timely response rate and has provided relief in 17.9% of cases.

207
Total Complaints
96.6%
Timely Response
4.3%
Disputed
17.9%
Relief Provided
16
States Active
2011
Since

Total complaints

207

Filed since 2011

Timely response

96.6%

CFPB-tracked response window

Relief rate

17.9%

Closed with monetary or non-monetary relief

Timely response rate 96.6%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 17.9%
Industry median

Share closed with monetary or non-monetary relief.

BANCORPSOUTH BANK complaint mix by product

Total complaints: 207

BANCORPSOUTH BANK complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 207 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 66 complaints (33.2%), resolution 12.1% Mortgage 33.2% Bank account: 59 complaints (29.6%), resolution 18.6% Bank account 29.6% Checking or: 50 complaints (25.1%), resolution 26.0% Checking or 25.1% Credit card: 7 complaints (3.5%), resolution 14.3% Credit card: 6 complaints (3.0%), resolution 50.0% Credit reporting,: 6 complaints (3.0%), resolution 0.0% Consumer Loan: 5 complaints (2.5%), resolution 0.0%
  • Mortgage 66 33.2% 12% relief
  • Bank account 59 29.6% 19% relief
  • Checking or 50 25.1% 26% relief
  • Credit card 7 3.5% 14% relief
  • Credit card 6 3.0% 50% relief
  • Credit reporting, 6 3.0% 0% relief
  • Consumer Loan 5 2.5% 0% relief

How BANCORPSOUTH BANK's 207 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 66
Bank account or service 59
Checking or savings account 50
Credit card or prepaid card 7
Credit card 6
Credit reporting, credit repair services, or other personal consumer reports 6
Consumer Loan 5
Payday loan, title loan, or personal loan 3
Money transfer, virtual currency, or money service 2
Prepaid card 1
Debt collection 1
Student loan 1

Top States

State Complaints
MS 62
TN 33
TX 30
LA 17
AR 16
AL 15
CA 8
MO 6
FL 3
NV 2
MN 2
MD 2
MI 2
NY 2
CT 1
OK 1

Top Issues

Issue Complaints
Managing an account 27
Deposits and withdrawals 24
Account opening, closing, or management 22
Loan modification,collection,foreclosure 13
Trouble during payment process 12
Loan servicing, payments, escrow account 11
Problems caused by my funds being low 10
Applying for a mortgage or refinancing an existing mortgage 9
Problem caused by your funds being low 8
Problem with a lender or other company charging your account 7
Application, originator, mortgage broker 7
Incorrect information on your report 6
Closing on a mortgage 5
Struggling to pay mortgage 5
Closing an account 4
Opening an account 4
Credit decision / Underwriting 3
Closing your account 3
Problem with a purchase shown on your statement 2
Making/receiving payments, sending money 2

Yearly Trend

Year Complaints Timely
2011 1 0%
2012 10 70%
2013 22 100%
2014 17 94.1%
2015 20 100%
2016 23 91.3%
2017 26 100%
2018 16 100%
2019 22 100%
2020 15 100%
2021 35 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About BANCORPSOUTH BANK

BANCORPSOUTH BANK has accumulated 207 consumer complaints in the CFPB public database, with filings active across 16 U.S. states. Of those submissions, 28 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2011, and the most recent logged activity is 2021-12-10, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, BANCORPSOUTH BANK reports a 96.6% timely-response rate and has closed 81.6% of cases with a written explanation to the consumer. 17.9% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 4.3% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Mortgage", and the single most common underlying issue is "Managing an account".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating BANCORPSOUTH BANK: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does BANCORPSOUTH BANK have?

BANCORPSOUTH BANK has received 207 consumer complaints filed with the Consumer Financial Protection Bureau.

Does BANCORPSOUTH BANK respond to complaints on time?

BANCORPSOUTH BANK has a 96.6% timely response rate to CFPB complaints.

What is the most common complaint about BANCORPSOUTH BANK?

The most common issue reported against BANCORPSOUTH BANK is "Managing an account" in the "Mortgage" product category.

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