Total complaints
9
Filed since 2022
2026 data Public-data reference. official source
American Credit - Credit Repair Centers
9 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
9 consumer complaints filed with the CFPB
This profile shows American Credit - Credit Repair Centers's complaint history from CFPB public records. 9 consumers have filed complaints since 2022. The company has a 100% timely response rate and has provided relief in 100% of cases.
9
Total Complaints
100%
Timely Response
0%
Disputed
100%
Relief Provided
4
States Active
2022
Since
Timely response
100%
CFPB-tracked response window
Relief rate
100%
Closed with monetary or non-monetary relief
Timely response rate 100.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 100.0%
Industry median
Share closed with monetary or non-monetary relief.
American Credit - Credit Repair Centers complaint mix by product
- Credit reporting, 4 44.4% – 100% relief
- Credit reporting 2 22.2% – 100% relief
- Debt or 2 22.2% – 100% relief
- Debt collection 1 11.1% – 100% relief
How American Credit - Credit Repair Centers's 9 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit reporting, credit repair services, or other personal consumer reports | 4 |
| Credit reporting or other personal consumer reports | 2 |
| Debt or credit management | 2 |
| Debt collection | 1 |
Top States
| State | Complaints |
|---|---|
| CA | 6 |
| GA | 1 |
| IN | 1 |
| NJ | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Confusing or misleading advertising or marketing | 4 |
| Problem with a company's investigation into an existing problem | 1 |
| Took or threatened to take negative or legal action | 1 |
| Excessive fees | 1 |
| Fraud or scam | 1 |
| Incorrect information on your report | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2022 | 3 | 100% |
| 2023 | 2 | 100% |
| 2024 | 1 | 100% |
| 2025 | 2 | 100% |
| 2026 | 1 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About American Credit - Credit Repair Centers
American Credit - Credit Repair Centers has accumulated 9 consumer complaints in the CFPB public database, with filings active across 4 U.S. states. Of those submissions, 3 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2022, and the most recent logged activity is 2026-03-25, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, American Credit - Credit Repair Centers reports a 100% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 100% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Credit reporting, credit repair services, or other personal consumer reports", and the single most common underlying issue is "Confusing or misleading advertising or marketing".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating American Credit - Credit Repair Centers: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does American Credit - Credit Repair Centers have?
American Credit - Credit Repair Centers has received 9 consumer complaints filed with the Consumer Financial Protection Bureau.
Does American Credit - Credit Repair Centers respond to complaints on time?
American Credit - Credit Repair Centers has a 100% timely response rate to CFPB complaints.
What is the most common complaint about American Credit - Credit Repair Centers?
The most common issue reported against American Credit - Credit Repair Centers is "Confusing or misleading advertising or marketing" in the "Credit reporting, credit repair services, or other personal consumer reports" product category.
Read our methodology — how this data is sourced, computed, and verified.
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