| a signed agreement | 3 | 0.0% | Equifax |
| a signed consumer agreement | 1 | 0.0% | I sent Jefferson Capital Systems a written dispute |
| a signed contract they offered | 1 | 0.0% | a representative on XXXX of my calls to make a payment stated that any overage on my payment would be immediately applied to my principal. XXXX different versions. Who do I believe? None of them. Suppose you recall the sewage backup in my home during the loan modification |
| a SIGNED hardship letter | 1 | 0.0% | Last Sunday night/Monday morning I emailed another batch of requested documents. As I stated in my previous email |
| A signed Rental Lease Agreement The following accounts are in fact fraudulent identity theft accounts | 3 | 0.0% | XXXX |
| a significant 30-point drop. | 1 | 0.0% | I contacted XXXX to inquire about my credit score decrease. On XX/XX/year> |
| a significant amount of unlawful debt. Bear to repeat | 1 | 0.0% | total {$1300.00} or {$110.00} p/m ; {$590.00} property insurance or {$50.00} p/m ; and {$1100.00} FEMA Flood Insurance |
| a significantly less convenient way for the customer to make his/her regular payments. ) On XX/XX/XXXX | 1 | 0.0% | I called Bank of America Home Loans customer number and |
| a similar offer can still be accessed publicly | 1 | 0.0% | US Bank now claims ( as of XX/XX/XXXX ) that the offer was targeted and my address did not qualify. This contradicts the terms of the offer and the information provided by multiple representatives. I have screenshots and video evidence of the offer |
| a simple payment issue | 1 | 0.0% | XX/XX/XXXX Registered letters to Shellpoints XXXX |
| a simple XXXX search and linked in search would have sufficed at locating the defendant | 1 | 0.0% | and proof is shown. Here |
| a single parent | 1 | 0.0% | I have done since Hurricane Irma is to try to keep my house. As referenced above my mortgage was current until I entered into the eight months forbearance agreement due to hardship because of the storm. If I thought that Seterus Inc. was not going to help me with the forbearance payment through a repayment plan or a modification |
| a single person that works a full time job and is also a XXXX | 1 | 0.0% | I have a defective product I purchased. I have repeatedly asked about my options |
| a situation that has caused not only personal distress but also financial instability. | 2 | 0.0% | my personal observations and experiences with the child support system have led me to question its operational ethics and priorities |
| a situation that is highly deceptive | 1 | 0.0% | Navy Federal Credit Union allowed a third-party debt collector |
| a six ( 6 ) page document that resembles the disputed debt form '' we completed for XXXX five ( 5 ) years previously. | 1 | 0.0% | approximately five ( 5 ) years later |
| a slew of charges that had been pending on my account since the previous week cleared my account. I would like to note that none of these charges were made by me after I made my deposit at XXXX on XXXX/XXXX/2016. At that time | 1 | 0.0% | my cash deposit did not clear my account until XXXX/XXXX/2016 ( essentially late last night ). I have been told in the past that cash deposits are available immediately |
| a small credit line on a card I never heard of | 1 | 0.0% | along with a credit line from XXXX being opened of {$700.00} which are being removed |
| a snippet for that transaction : XXXX.png ''. | 1 | 0.0% | attached XXXX receipt contains my name on it |
| a sofa | 1 | 0.0% | she said |
| a solo female traveler | 1 | 0.0% | 2025 ) : - Despite having an active travel alert |
| a solution should be possible. Our points are valuable and we'd like to use our benefit to transfer to another airline. Please help!,,CAPITAL ONE FINANCIAL CORPORATION,,XXXXX,,Consent provided,Web,2024-04-02,Closed with explanation,Yes,N/A,8674945 | 1 | 0.0% | XX/XX/XXXX |
| a sophisticated lender | 1 | 0.0% | and laughed at him when he complained ; then sent a foreclosure notice basednona nullity.Bank conspired to conceal the true nature of the recast ; as in legalizing a series of fraudulent actions to raise interest rates on the account ; taking unfair advantage of a senior customer in violation of statutes that protect seniors from unfair and exploitative actions.Ms. XXXX |
| a sort of duplicate payment if you will | 1 | 0.0% | I called Capital One to see what had happened |
| a sort of scam to charge more interest | 1 | 0.0% | giving the consumer the wrong impression of how a credit card should work. Had I known they would keep charging me interest on any balance on the card |
| a specialist | 1 | 0.0% | it requested giving more personal information such as my driver 's license ID # and copies verifying my address |
| a Specified GSE or an entity established or guaranteed by a Specified GSE shall not constitute an issuing entity. | 1 | 0.0% | but are not limited to |
| a spokesman for New York-based J.P. Morgan | 1 | 0.0% | XXXX XXXX. XXXX XXXX said Friday she would seek to sever city ties to the firm. XXXX said she would present evidence of founder XXXX XXXX Morgans onetime commerce with industries built on slave labor Wednesday to the City Council and ask the council to revoke city contracts with the firm. If the City Council fails to do that |
| A SPRUCE FINANCE COMPANY,CA,94115,,Consent provided,Web,2023-03-29,Closed with explanation,Yes,N/A,6760219 | 1 | 0.0% | and if not |
| a staff member from Automated Collection | 1 | 0.0% | this account has changed from XXXX to XXXX to Automated Collections to the current holder |
| a staff member from XXXX XXXX | 1 | 0.0% | this account has changed from XXXX to XXXX to XXXX to the current holder |
| a stamp | 1 | 0.0% | and while I have one of your assistants dealing with me |
| a standard verification '' process is insufficient. I demand a comprehensive investigation into the origination of these accounts | 1 | 0.0% | which I now believe has materialized on my credit report. The presence of the following accounts is alarming and |
| a standard satisfaction of mortgage and lien release ASAP. This has been nothing short of trickery | 1 | 0.0% | as illustrated with the attachment. Kindly close out this erroneous modification agreement |
| a standard that has been clearly breached in this case. | 3 | 0.0% | furnishers of information are required to investigate disputes regarding the accuracy of information they provide. The failure to accurately report the status of the account and correct this charge-off violates my rights under the FCRA. Furthermore |
| a standard that has not been met in this case. | 1 | 0.0% | and as per the SEC registration |
| a State | 1 | 0.0% | agency |
| a state court judge in XXXX called XXXX foreclosure filing from the XXXX firm incredible | 1 | 0.0% | and |
| a State Law is not inconsistent with this title if the protection such law affords any consumer is greater than the protection provided by this title.,,AUSSRQ Holdings | 1 | 0.0% | alter |
| a State Law is not inconsistent with this title if the protection such law affords any consumer is greater than the protection provided by this title.,,Resurgent Capital Services L.P.,FL,33573,,Consent provided,Web,2024-07-31,Closed with explanation,Yes,N/A,9662832 | 1 | 0.0% | alter |
| a State Law is not inconsistent with this title if the protection such law affords any consumer is greater than the protection provided by this title.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 | 0.0% | alter |
| a statement regarding when interest begins to accrue on noncash deposits | 1 | 0.0% | which would include both the annual percentage yield and the interest rate |
| A statement that | 1 | 0.0% | my understanding is that debt collector must send me a written notice containing the following information within five ( 5 ) days of the initial communication : The amount of the debt |
| a statement that account terms are being changed | 4 | 0.0% | as defined by the CFPBs rules |
| a statement that if the consumer notifies the debt collector in writing within the 30-day period that the debt | 3 | 0.0% | which is generally called a debt validation notice |
| A statement that if the consumer notifies the debt collector in writing within the XXXX day day period that the debt | 1 | 0.0% | a debt collector shall |
| a step I am reluctant to take but will do so if necessary. | 1 | 0.0% | I specifically requested the following information : the final loan balance owed on the date of repossession |
| a subdivision in XXXX XXXX | 1 | 0.0% | assign |
| a subordination agreement was not obtained by the servicer of your existing loan at the time of origination in order for this new loan to obtain first lien position on subject property. As such the existing loan referenced in your correspondence | 1 | 0.0% | showing no understanding of the issues and without our permission |
| a subpoena issued in connection with proceedings before a Federal grand jury | 2 | 0.0% | each agency or authority described in section 6805 ( a ) of this title |