CFPB · Single-product concentration
January Technologies, Inc
741 CFPB complaints · 83.5% in "Debt collection" · top issue Attempts to collect debt not owed.
January Technologies, Inc: 83.5% of 741 CFPB complaints sit in "Debt collection". Timely 99.5% · relief 0%. Allegations, not findings.
- Single-product concentration
- +441.7% filings 2022 to 2026
CFPB relief outcome brief
CCDB company january-technologies-inc
0% relief · 99.5% timely · 741 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
January Technologies, Inc closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 741 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
January Technologies, Inc complaint mix by product
- Debt collection 619 83.6% – 0% relief
- Credit reporting 93 12.6% – 0% relief
- Credit reporting, 16 2.2% – 0% relief
- Credit card 6 0.8% – 0% relief
- Debt or 4 0.5% – 0% relief
- Credit card 1 0.1% – 0% relief
- Money transfer, 1 0.1% – 0% relief
How January Technologies, Inc's 741 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 619 |
| Credit reporting or other personal consumer reports | 93 |
| Credit reporting, credit repair services, or other personal consumer reports | 16 |
| Credit card | 6 |
| Debt or credit management | 4 |
| Credit card or prepaid card | 1 |
| Money transfer, virtual currency, or money service | 1 |
| Checking or savings account | 1 |
Nationwide filing states for January Technologies, Inc
Top states by attributed CFPB complaint volume for this company
- Leading state
- TX
- 11.7% of this company's filings
January Technologies, Inc rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 195
- +441.7% vs 2022
Top States
| State | Complaints |
|---|---|
| TX | 87 |
| FL | 76 |
| CA | 71 |
| GA | 50 |
| NY | 36 |
| IL | 32 |
| PA | 30 |
| OH | 28 |
| NJ | 25 |
| NC | 25 |
| VA | 24 |
| MI | 23 |
| TN | 21 |
| SC | 20 |
| MD | 20 |
| AL | 14 |
| AZ | 14 |
| MN | 13 |
| NV | 12 |
| CT | 11 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 252 |
| False statements or representation | 101 |
| Electronic communications | 96 |
| Written notification about debt | 88 |
| Incorrect information on your report | 47 |
| Communication tactics | 38 |
| Took or threatened to take negative or legal action | 31 |
| Improper use of your report | 31 |
| Problem with a company's investigation into an existing problem | 25 |
| Threatened to contact someone or share information improperly | 13 |
| Problem with a credit reporting company's investigation into an existing problem | 4 |
| Didn't provide services promised | 3 |
| Getting a credit card | 2 |
| Credit monitoring or identity theft protection services | 2 |
| Other features, terms, or problems | 1 |
| Problem when making payments | 1 |
| Fraud or scam | 1 |
| Problem with fraud alerts or security freezes | 1 |
| Problem caused by your funds being low | 1 |
| Advertising and marketing, including promotional offers | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2022 | 36 | 97.2% |
| 2023 | 58 | 100% |
| 2024 | 162 | 100% |
| 2025 | 290 | 99% |
| 2026 | 195 | 100% |
Source: CFPB Consumer Complaint Database
January Technologies, Inc filings cluster in one product
January Technologies, Inc's 741 logged complaints reach a nationwide footprint - 44 states have at least one filing. Only 36.3% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2022 through 2026-06-25.
January Technologies, Inc answers 99.5% of complaints inside the CFPB's tracked window and closes 98.4% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about January Technologies, Inc.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for January Technologies, Inc: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 741.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 99.5%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for January Technologies, Inc (99.5% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration