January Technologies, Inc
741 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
January Technologies, Inc complaint mix by product
- Debt collection 619 83.6% – 0% relief
- Credit reporting 93 12.6% – 0% relief
- Credit reporting, 16 2.2% – 0% relief
- Credit card 6 0.8% – 0% relief
- Debt or 4 0.5% – 0% relief
- Credit card 1 0.1% – 0% relief
- Money transfer, 1 0.1% – 0% relief
How January Technologies, Inc's 741 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 619 |
| Credit reporting or other personal consumer reports | 93 |
| Credit reporting, credit repair services, or other personal consumer reports | 16 |
| Credit card | 6 |
| Debt or credit management | 4 |
| Credit card or prepaid card | 1 |
| Money transfer, virtual currency, or money service | 1 |
| Checking or savings account | 1 |
Top States
| State | Complaints |
|---|---|
| TX | 87 |
| FL | 76 |
| CA | 71 |
| GA | 50 |
| NY | 36 |
| IL | 32 |
| PA | 30 |
| OH | 28 |
| NJ | 25 |
| NC | 25 |
| VA | 24 |
| MI | 23 |
| TN | 21 |
| SC | 20 |
| MD | 20 |
| AL | 14 |
| AZ | 14 |
| MN | 13 |
| NV | 12 |
| CT | 11 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 252 |
| False statements or representation | 101 |
| Electronic communications | 96 |
| Written notification about debt | 88 |
| Incorrect information on your report | 47 |
| Communication tactics | 38 |
| Took or threatened to take negative or legal action | 31 |
| Improper use of your report | 31 |
| Problem with a company's investigation into an existing problem | 25 |
| Threatened to contact someone or share information improperly | 13 |
| Problem with a credit reporting company's investigation into an existing problem | 4 |
| Didn't provide services promised | 3 |
| Getting a credit card | 2 |
| Credit monitoring or identity theft protection services | 2 |
| Other features, terms, or problems | 1 |
| Problem when making payments | 1 |
| Fraud or scam | 1 |
| Problem with fraud alerts or security freezes | 1 |
| Problem caused by your funds being low | 1 |
| Advertising and marketing, including promotional offers | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2022 | 36 | 97.2% |
| 2023 | 58 | 100% |
| 2024 | 162 | 100% |
| 2025 | 290 | 99% |
| 2026 | 195 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About January Technologies, Inc
January Technologies, Inc's 741 logged complaints reach a nationwide footprint - 44 states have at least one filing on record. Only 36.3% of filings carry a written consumer narrative, so most of this record is coded categories rather than the verbatim complaint text. Records run from 2022 through 2026-06-25.
January Technologies, Inc answers 99.5% of complaints inside the CFPB's tracked window and closes 98.4% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about January Technologies, Inc.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does January Technologies, Inc have?
741, per the CFPB's public complaint count for this company (see the full breakdown above).
Does January Technologies, Inc respond to complaints on time?
99.5% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about January Technologies, Inc?
"Attempts to collect debt not owed", filed under the "Debt collection" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.