CFPB · Single-product concentration
J. Scott Watson
7 CFPB complaints · 85.7% in "Debt collection" · top issue Disclosure verification of debt.
J. Scott Watson: 85.7% of 7 CFPB complaints sit in "Debt collection". Timely 14.3% · relief 0%. Allegations, not findings.
- Single-product concentration
- 0% filings 2014 to 2025
CFPB relief outcome brief
CCDB company j-scott-watson
0% relief · 14.3% timely · 7 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
J. Scott Watson closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
J. Scott Watson complaint mix by product
- Debt collection 6 85.7% – 0% relief
- Mortgage 1 14.3% – 0% relief
How J. Scott Watson's 7 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 6 |
| Mortgage | 1 |
Concentrated filing states for J. Scott Watson
Top states by attributed CFPB complaint volume for this company
- Leading state
- PA
- 57.1% of this company's filings
J. Scott Watson complaints by year
Annual filing volume from the CFPB public database
- 2025
- 1
- 0% vs 2014
Top States
| State | Complaints |
|---|---|
| PA | 4 |
| SC | 1 |
| FL | 1 |
| NY | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Disclosure verification of debt | 2 |
| Written notification about debt | 1 |
| Applying for a mortgage or refinancing an existing mortgage | 1 |
| Cont'd attempts collect debt not owed | 1 |
| Communication tactics | 1 |
| Took or threatened to take negative or legal action | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 1 | 0% |
| 2015 | 1 | 0% |
| 2016 | 1 | 0% |
| 2019 | 2 | 50% |
| 2024 | 1 | 0% |
| 2025 | 1 | 0% |
Source: CFPB Consumer Complaint Database
J. Scott Watson filings cluster in one product
J. Scott Watson's 7 logged complaints stay concentrated: only 4 states show a filing. 42.9% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2014 through 2025-08-26.
J. Scott Watson answers 14.3% of complaints inside the CFPB's tracked window and closes 57.1% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Disclosure verification of debt."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about J. Scott Watson.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for J. Scott Watson: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 7.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 14.3%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for J. Scott Watson (14.3% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration