Total complaints
7
Filed since 2014
2026 data Public-data reference. official source
J. Scott Watson
7 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
7 consumer complaints filed with the CFPB
This profile shows J. Scott Watson's complaint history from CFPB public records. 7 consumers have filed complaints since 2014. The company has a 14.3% timely response rate and has provided relief in 0% of cases.
7
Total Complaints
14.3%
Timely Response
14.3%
Disputed
0%
Relief Provided
4
States Active
2014
Since
Timely response
14.3%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 14.3%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
J. Scott Watson complaint mix by product
- Debt collection 6 85.7% – 0% relief
- Mortgage 1 14.3% – 0% relief
How J. Scott Watson's 7 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 6 |
| Mortgage | 1 |
Top States
| State | Complaints |
|---|---|
| PA | 4 |
| SC | 1 |
| FL | 1 |
| NY | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Disclosure verification of debt | 2 |
| Applying for a mortgage or refinancing an existing mortgage | 1 |
| Written notification about debt | 1 |
| Took or threatened to take negative or legal action | 1 |
| Cont'd attempts collect debt not owed | 1 |
| Communication tactics | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 1 | 0% |
| 2015 | 1 | 0% |
| 2016 | 1 | 0% |
| 2019 | 2 | 50% |
| 2024 | 1 | 0% |
| 2025 | 1 | 0% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About J. Scott Watson
J. Scott Watson has accumulated 7 consumer complaints in the CFPB public database, with filings active across 4 U.S. states. Of those submissions, 3 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2014, and the most recent logged activity is 2025-08-26, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, J. Scott Watson reports a 14.3% timely-response rate and has closed 57.1% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 14.3% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Disclosure verification of debt".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating J. Scott Watson: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does J. Scott Watson have?
J. Scott Watson has received 7 consumer complaints filed with the Consumer Financial Protection Bureau.
Does J. Scott Watson respond to complaints on time?
J. Scott Watson has a 14.3% timely response rate to CFPB complaints.
What is the most common complaint about J. Scott Watson?
The most common issue reported against J. Scott Watson is "Disclosure verification of debt" in the "Debt collection" product category.
Read our methodology — how this data is sourced, computed, and verified.
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