CFPB · Single-product concentration

JDJ Investments, INC.

182 CFPB complaints · 80.2% in "Debt collection" · top issue Attempts to collect debt not owed.

182 CFPB complaints

JDJ Investments, INC.: 80.2% of 182 CFPB complaints sit in "Debt collection". Timely 96.2% · relief 2.7%. Allegations, not findings.

  • Single-product concentration
  • +1175% filings 2015 to 2026

CFPB relief outcome brief

CCDB company jdj-investments-inc

2.7% relief · 96.2% timely · 182 filings · Debt collection

Nearest relief peer: Duvera Billing Services, LLC (2.7% relief)

JDJ Investments, INC. (this)2.7%BCA Financial Services, Inc.0.5%BlockFi Inc0.5%Collection Services of Athen…0%YSA ARM LLC DBA Oxygen XL35%
Closed-with-relief % among JDJ Investments, INC. and nearest filing-volume peers

JDJ Investments, INC. closes 2.7% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 182 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

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Timely response rate 96.2%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 2.7%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

JDJ Investments, INC. complaint mix by product

Total complaints: 182

JDJ Investments, INC. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 182 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 146 complaints (80.2%), resolution 2.7% Debt collection 80.2% Credit reporting: 22 complaints (12.1%), resolution 0.0% Credit reporting 12.1% Credit reporting,: 11 complaints (6.0%), resolution 9.1% Credit reporting, 6.0% Debt or: 2 complaints (1.1%), resolution 0.0% Credit reporting: 1 complaints (0.5%), resolution 0.0%
  • Debt collection 146 80.2% 3% relief
  • Credit reporting 22 12.1% 0% relief
  • Credit reporting, 11 6.0% 9% relief
  • Debt or 2 1.1% 0% relief
  • Credit reporting 1 0.5% 0% relief

How JDJ Investments, INC.'s 182 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 146
Credit reporting or other personal consumer reports 22
Credit reporting, credit repair services, or other personal consumer reports 11
Debt or credit management 2
Credit reporting 1

Concentrated filing states for JDJ Investments, INC.

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
LA
79.7% of this company's filings
LA145TX16GA8WI4FL2AR1KY1IL1

JDJ Investments, INC. rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
51
+1175% vs 2015
0204060 201520162017201820192020202120222023202420252026 51

Top States

State Complaints
LA 145
TX 16
GA 8
WI 4
FL 2
AR 1
KY 1
IL 1
NE 1
CO 1
CA 1
MD 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 61
Written notification about debt 32
False statements or representation 24
Incorrect information on your report 19
Took or threatened to take negative or legal action 14
Problem with a credit reporting company's investigation into an existing problem 7
Communication tactics 4
Problem with a company's investigation into an existing problem 4
Cont'd attempts collect debt not owed 4
Improper use of your report 3
Improper contact or sharing of info 3
Disclosure verification of debt 2
Problem with customer service 1
Electronic communications 1
Charged upfront or unexpected fees 1
Incorrect information on credit report 1
Threatened to contact someone or share information improperly 1

Yearly Trend

Year Complaints Timely
2015 4 75%
2016 5 0%
2017 4 100%
2018 4 100%
2019 9 100%
2020 9 100%
2021 11 100%
2022 11 100%
2023 19 100%
2024 17 100%
2025 38 97.4%
2026 51 100%

Source: CFPB Consumer Complaint Database

JDJ Investments, INC. filings cluster in one product

JDJ Investments, INC.'s 182 logged complaints stay concentrated: only 12 states show a filing. Only 34.1% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2015 through 2026-06-25.

JDJ Investments, INC. answers 96.2% of complaints inside the CFPB's tracked window and closes 95.6% with a written explanation. 2.7% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about JDJ Investments, INC..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for JDJ Investments, INC.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for JDJ Investments, INC. (96.2% timely; 2.7% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration