CFPB · Single-product concentration

Zero Parallel, LLC

2 CFPB complaints · 100% in "Payday loan, title loan, or personal loan" · top issue Received a loan you didn't apply for.

2 CFPB complaints

Zero Parallel, LLC: 100% of 2 CFPB complaints sit in "Payday loan, title loan, or personal loan". Timely 50% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • 0% filings 2018 to 2022

CFPB relief outcome brief

CCDB company zero-parallel-llc

0% relief · 50% timely · 2 filings · Payday loan, title loan, or personal loan

Nearest relief peer: Kashia Services (0% relief)

Zero Parallel, LLC (this)0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Zero Parallel, LLC and nearest filing-volume peers

Zero Parallel, LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Subscribe (RSS)
Timely response rate 50.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Zero Parallel, LLC complaint mix by product

Total complaints: 2

Zero Parallel, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 2 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Payday loan,: 2 complaints (100.0%), resolution 0.0% Payday loan, 100.0%
  • Payday loan, 2 100.0% 0% relief

How Zero Parallel, LLC's 2 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Payday loan, title loan, or personal loan 2

Concentrated filing states for Zero Parallel, LLC

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
KY
50% of this company's filings
KY1CA1

Zero Parallel, LLC complaints by year

Annual filing volume from the CFPB public database

Trend in view
2022
1
0% vs 2018
1 20182022 1

Top States

State Complaints
KY 1
CA 1

Top Issues

Issue Complaints
Received a loan you didn't apply for 2

Yearly Trend

Year Complaints Timely
2018 1 100%
2022 1 0%

Source: CFPB Consumer Complaint Database

Zero Parallel, LLC filings cluster in one product

Zero Parallel, LLC's 2 logged complaints stay concentrated: only 2 states show a filing. 50% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2018 through 2022-07-12.

Zero Parallel, LLC answers 50% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Payday loan, title loan, or personal loan" draws the most filings, most often for "Received a loan you didn't apply for."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Zero Parallel, LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Zero Parallel, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Zero Parallel, LLC (50% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration