CFPB · Single-product concentration

Commercial Recovery Systems

207 CFPB complaints · 98.6% in "Debt collection" · top issue Cont'd attempts collect debt not owed.

207 CFPB complaints

Commercial Recovery Systems: 98.6% of 207 CFPB complaints sit in "Debt collection". Timely 47.8% · relief 1%. Allegations, not findings.

  • Single-product concentration
  • -73.2% filings 2013 to 2021

CFPB relief outcome brief

CCDB company commercial-recovery-systems

1% relief · 47.8% timely · 207 filings · Debt collection

Nearest relief peer: TekCollect Inc. (1% relief)

Commercial Recovery Systems …1%D2 Management LLC0%Primelending, a Plainscapita…6.8%Arivo Acceptance, LLC1%College Ave Student Loan Ser…2.4%
Closed-with-relief % among Commercial Recovery Systems and nearest filing-volume peers

Commercial Recovery Systems closes 1% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 207 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

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Timely response rate 47.8%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 1.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Commercial Recovery Systems complaint mix by product

Total complaints: 207

Commercial Recovery Systems complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 207 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 204 complaints (98.6%), resolution 1.0% Debt collection 98.6% Credit card: 1 complaints (0.5%), resolution 0.0% Mortgage: 1 complaints (0.5%), resolution 0.0% Payday loan,: 1 complaints (0.5%), resolution 0.0%
  • Debt collection 204 98.6% 1% relief
  • Credit card 1 0.5% 0% relief
  • Mortgage 1 0.5% 0% relief
  • Payday loan, 1 0.5% 0% relief

How Commercial Recovery Systems's 207 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 204
Credit card 1
Mortgage 1
Payday loan, title loan, or personal loan 1

Where Commercial Recovery Systems complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
TX
12.6% of this company's filings
TX26CA22FL17NY12IL11OH9GA9VA7

Commercial Recovery Systems falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2021
11
-73.2% vs 2013
020406080100 201320142015201620172018201920202021 11

Top States

State Complaints
TX 26
CA 22
FL 17
NY 12
IL 11
OH 9
GA 9
VA 7
SC 6
MN 6
MA 5
AZ 5
NC 5
PA 5
OK 4
MI 4
NV 4
WI 4
MO 4
CO 4

Top Issues

Issue Complaints
Cont'd attempts collect debt not owed 58
Communication tactics 50
Taking/threatening an illegal action 24
Took or threatened to take negative or legal action 21
False statements or representation 16
Disclosure verification of debt 13
Improper contact or sharing of info 9
Threatened to contact someone or share information improperly 6
Written notification about debt 4
Attempts to collect debt not owed 3
Delinquent account 1
Settlement process and costs 1
Received a loan you didn't apply for 1

Yearly Trend

Year Complaints Timely
2013 41 75.6%
2014 91 71.4%
2015 13 23.1%
2016 7 0%
2017 15 0%
2018 12 0%
2019 16 0%
2020 1 0%
2021 11 0%

Source: CFPB Consumer Complaint Database

Commercial Recovery Systems filings cluster in one product

Commercial Recovery Systems's 207 logged complaints stay concentrated: only 39 states show a filing. Only 25.6% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2013 through 2021-06-17.

Commercial Recovery Systems answers 47.8% of complaints inside the CFPB's tracked window and closes 11.6% with a written explanation. 1% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Cont'd attempts collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Commercial Recovery Systems.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Commercial Recovery Systems: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Commercial Recovery Systems (47.8% timely; 1% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration