Zenith Financial Network Inc
82 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Zenith Financial Network Inc complaint mix by product
- Debt collection 78 95.1% – 4% relief
- Credit reporting 1 1.2% – 0% relief
- Consumer Loan 1 1.2% – 100% relief
- Payday loan 1 1.2% – 0% relief
- Payday loan, 1 1.2% – 0% relief
How Zenith Financial Network Inc's 82 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 78 |
| Credit reporting or other personal consumer reports | 1 |
| Consumer Loan | 1 |
| Payday loan | 1 |
| Payday loan, title loan, or personal loan | 1 |
Top States
| State | Complaints |
|---|---|
| CA | 25 |
| TX | 10 |
| FL | 5 |
| CO | 5 |
| GA | 4 |
| SC | 3 |
| TN | 3 |
| KS | 2 |
| VA | 2 |
| MI | 2 |
| NC | 2 |
| NM | 2 |
| PA | 2 |
| AR | 1 |
| MO | 1 |
| MA | 1 |
| NJ | 1 |
| HI | 1 |
| MD | 1 |
| LA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Communication tactics | 28 |
| False statements or representation | 11 |
| Taking/threatening an illegal action | 8 |
| Improper contact or sharing of info | 7 |
| Threatened to contact someone or share information improperly | 5 |
| Cont'd attempts collect debt not owed | 5 |
| Disclosure verification of debt | 5 |
| Attempts to collect debt not owed | 3 |
| Took or threatened to take negative or legal action | 3 |
| Written notification about debt | 3 |
| Identity theft protection or other monitoring services | 1 |
| Problems when you are unable to pay | 1 |
| Can't contact lender | 1 |
| Problem with the payoff process at the end of the loan | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 1 | 100% |
| 2014 | 16 | 93.8% |
| 2015 | 16 | 93.8% |
| 2016 | 10 | 50% |
| 2017 | 12 | 58.3% |
| 2018 | 8 | 100% |
| 2019 | 4 | 100% |
| 2020 | 2 | 50% |
| 2021 | 2 | 50% |
| 2022 | 2 | 50% |
| 2023 | 9 | 0% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Zenith Financial Network Inc
Zenith Financial Network Inc's 82 logged complaints stay concentrated: only 27 states show a filing on record. 54.9% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2013 through 2023-11-20.
Zenith Financial Network Inc answers 70.7% of complaints inside the CFPB's tracked window and closes 81.7% with a written explanation. 4.9% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Communication tactics."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Zenith Financial Network Inc.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Zenith Financial Network Inc have?
82, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Zenith Financial Network Inc respond to complaints on time?
70.7% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Zenith Financial Network Inc?
"Communication tactics", filed under the "Debt collection" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.