CFPB · Single-product concentration

Wvh, LLC

26 CFPB complaints · 88.5% in "Debt collection" · top issue Attempts to collect debt not owed.

26 CFPB complaints

Wvh, LLC: 88.5% of 26 CFPB complaints sit in "Debt collection". Timely 96.2% · relief 26.9%. Allegations, not findings.

  • Single-product concentration
  • +100% filings 2018 to 2026

CFPB relief outcome brief

CCDB company wvh-llc

26.9% relief · 96.2% timely · 26 filings · Debt collection

Nearest relief peer: Credit Bureau Systems, Inc., Paducah, KY Branch (26.6% relief)

Wvh, LLC (this)26.9%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Wvh, LLC and nearest filing-volume peers

Wvh, LLC closes 26.9% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Wvh, LLC scores strongest on relief provided (100/100 percentile-benchmarked) and weakest on closed with explanation (50/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

86 /100 grade A

Relief provided

100 / 100 percentile-benchmarked

26.9% of complaints closed with relief to the consumer

Timely response

93 / 100 percentile-benchmarked

96.2% of complaints answered inside the CFPB 15-day window

Closed with explanation

50 / 100 percentile-benchmarked

73.1% of complaints closed with an explanation to the consumer

Most of Wvh, LLC's 26 filings include narrative text

46.2% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 96.2%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 26.9%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Wvh, LLC complaint mix by product

Total complaints: 26

Wvh, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 26 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 23 complaints (88.5%), resolution 26.1% Debt collection 88.5% Credit reporting: 2 complaints (7.7%), resolution 0.0% Credit reporting 7.7% Credit reporting,: 1 complaints (3.8%), resolution 100.0%
  • Debt collection 23 88.5% – 26% relief
  • Credit reporting 2 7.7% – 0% relief
  • Credit reporting, 1 3.8% – 100% relief

How Wvh, LLC's 26 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 23
Credit reporting or other personal consumer reports 2
Credit reporting, credit repair services, or other personal consumer reports 1

Concentrated filing states for Wvh, LLC

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
CA
50% of this company's filings
CA13UT5AZ3CO3MI1

Wvh, LLC rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
4
+100% vs 2018
0246810 20182020202120222023202420252026 4

Top States

State Complaints
CA 13
UT 5
AZ 3
CO 3
MI 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 7
False statements or representation 6
Took or threatened to take negative or legal action 6
Written notification about debt 4
Incorrect information on your report 2
Problem with a company's investigation into an existing problem 1

Yearly Trend

Year Complaints Timely
2018 2 100%
2020 1 100%
2021 2 100%
2022 2 100%
2023 4 100%
2024 2 100%
2025 9 88.9%
2026 4 100%

Source: CFPB Consumer Complaint Database

Wvh, LLC filings cluster in one product

Wvh, LLC's 26 logged complaints stay concentrated: only 5 states show a filing. 46.2% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2018 through 2026-05-11.

Wvh, LLC answers 96.2% of complaints inside the CFPB's tracked window and closes 73.1% with a written explanation. 26.9% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Wvh, LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Wvh, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Wvh, LLC (96.2% timely; 26.9% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration