2026 data Public-data reference. official source

Advance America, Cash Advance Centers, Inc.

932 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

932 consumer complaints filed with the CFPB

This profile shows Advance America, Cash Advance Centers, Inc.'s complaint history from CFPB public records. 932 consumers have filed complaints since 2013. The company has a 97.9% timely response rate and has provided relief in 2.9% of cases.

932
Total Complaints
97.9%
Timely Response
4.9%
Disputed
2.9%
Relief Provided
46
States Active
2013
Since

Total complaints

932

Filed since 2013

Timely response

97.9%

CFPB-tracked response window

Relief rate

2.9%

Closed with monetary or non-monetary relief

Timely response rate 97.9%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 2.9%
Industry median

Share closed with monetary or non-monetary relief.

Advance America, Cash Advance Centers, Inc. complaint mix by product

Total complaints: 932

Advance America, Cash Advance Centers, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 932 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 400 complaints (43.6%), resolution 2.5% Debt collection 43.6% Payday loan,: 182 complaints (19.8%), resolution 0.5% Payday loan, 19.8% Payday loan: 138 complaints (15.0%), resolution 8.0% Payday loan 15.0% Payday loan,: 122 complaints (13.3%), resolution 1.6% Payday loan, 13.3% Credit reporting: 42 complaints (4.6%), resolution 2.4% Credit reporting,: 18 complaints (2.0%), resolution 0.0% Consumer Loan: 15 complaints (1.6%), resolution 6.7%
  • Debt collection 400 43.6% 3% relief
  • Payday loan, 182 19.8% 1% relief
  • Payday loan 138 15.0% 8% relief
  • Payday loan, 122 13.3% 2% relief
  • Credit reporting 42 4.6% 2% relief
  • Credit reporting, 18 2.0% 0% relief
  • Consumer Loan 15 1.6% 7% relief

How Advance America, Cash Advance Centers, Inc.'s 932 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 400
Payday loan, title loan, or personal loan 182
Payday loan 138
Payday loan, title loan, personal loan, or advance loan 122
Credit reporting or other personal consumer reports 42
Credit reporting, credit repair services, or other personal consumer reports 18
Consumer Loan 15
Checking or savings account 6
Money transfer, virtual currency, or money service 4
Vehicle loan or lease 3
Other financial service 1
Debt or credit management 1

Top States

State Complaints
CA 152
TX 113
FL 90
OH 74
SC 52
AL 46
MI 42
TN 39
KS 29
IN 28
MO 27
LA 24
MS 21
VA 19
NV 16
WI 16
GA 12
CO 12
OK 12
NC 11

Top Issues

Issue Complaints
Communication tactics 94
Struggling to pay your loan 78
Taking/threatening an illegal action 63
Attempts to collect debt not owed 58
Took or threatened to take negative or legal action 46
Charged fees or interest you didn't expect 46
Incorrect information on your report 35
Improper contact or sharing of info 34
Charged fees or interest I didn't expect 33
False statements or representation 32
Can't stop charges to bank account 31
Received a loan you didn't apply for 28
Can't contact lender 28
Improper use of your report 27
Problem with the payoff process at the end of the loan 25
Written notification about debt 24
Cont'd attempts collect debt not owed 22
Problem when making payments 18
Can't contact lender or servicer 17
Loan payment wasn't credited to your account 17

Yearly Trend

Year Complaints Timely
2013 32 100%
2014 116 100%
2015 82 100%
2016 95 100%
2017 98 100%
2018 54 100%
2019 65 100%
2020 31 100%
2021 32 71.9%
2022 31 83.9%
2023 90 98.9%
2024 77 100%
2025 98 99%
2026 31 87.1%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Advance America, Cash Advance Centers, Inc.

Advance America, Cash Advance Centers, Inc. has accumulated 932 consumer complaints in the CFPB public database, with filings active across 46 U.S. states. Of those submissions, 340 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2026-03-26, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Advance America, Cash Advance Centers, Inc. reports a 97.9% timely-response rate and has closed 95% of cases with a written explanation to the consumer. 2.9% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 4.9% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Communication tactics".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Advance America, Cash Advance Centers, Inc.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Advance America, Cash Advance Centers, Inc. have?

Advance America, Cash Advance Centers, Inc. has received 932 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Advance America, Cash Advance Centers, Inc. respond to complaints on time?

Advance America, Cash Advance Centers, Inc. has a 97.9% timely response rate to CFPB complaints.

What is the most common complaint about Advance America, Cash Advance Centers, Inc.?

The most common issue reported against Advance America, Cash Advance Centers, Inc. is "Communication tactics" in the "Debt collection" product category.

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