Total complaints
932
Filed since 2013
932 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
932 consumer complaints filed with the CFPB
This profile shows Advance America, Cash Advance Centers, Inc.'s complaint history from CFPB public records. 932 consumers have filed complaints since 2013. The company has a 97.9% timely response rate and has provided relief in 2.9% of cases.
Total complaints
932
Filed since 2013
Timely response
97.9%
CFPB-tracked response window
Relief rate
2.9%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How Advance America, Cash Advance Centers, Inc.'s 932 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| Debt collection | 400 |
| Payday loan, title loan, or personal loan | 182 |
| Payday loan | 138 |
| Payday loan, title loan, personal loan, or advance loan | 122 |
| Credit reporting or other personal consumer reports | 42 |
| Credit reporting, credit repair services, or other personal consumer reports | 18 |
| Consumer Loan | 15 |
| Checking or savings account | 6 |
| Money transfer, virtual currency, or money service | 4 |
| Vehicle loan or lease | 3 |
| Other financial service | 1 |
| Debt or credit management | 1 |
| State | Complaints |
|---|---|
| CA | 152 |
| TX | 113 |
| FL | 90 |
| OH | 74 |
| SC | 52 |
| AL | 46 |
| MI | 42 |
| TN | 39 |
| KS | 29 |
| IN | 28 |
| MO | 27 |
| LA | 24 |
| MS | 21 |
| VA | 19 |
| NV | 16 |
| WI | 16 |
| GA | 12 |
| CO | 12 |
| OK | 12 |
| NC | 11 |
| Issue | Complaints |
|---|---|
| Communication tactics | 94 |
| Struggling to pay your loan | 78 |
| Taking/threatening an illegal action | 63 |
| Attempts to collect debt not owed | 58 |
| Took or threatened to take negative or legal action | 46 |
| Charged fees or interest you didn't expect | 46 |
| Incorrect information on your report | 35 |
| Improper contact or sharing of info | 34 |
| Charged fees or interest I didn't expect | 33 |
| False statements or representation | 32 |
| Can't stop charges to bank account | 31 |
| Received a loan you didn't apply for | 28 |
| Can't contact lender | 28 |
| Improper use of your report | 27 |
| Problem with the payoff process at the end of the loan | 25 |
| Written notification about debt | 24 |
| Cont'd attempts collect debt not owed | 22 |
| Problem when making payments | 18 |
| Can't contact lender or servicer | 17 |
| Loan payment wasn't credited to your account | 17 |
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 32 | 100% |
| 2014 | 116 | 100% |
| 2015 | 82 | 100% |
| 2016 | 95 | 100% |
| 2017 | 98 | 100% |
| 2018 | 54 | 100% |
| 2019 | 65 | 100% |
| 2020 | 31 | 100% |
| 2021 | 32 | 71.9% |
| 2022 | 31 | 83.9% |
| 2023 | 90 | 98.9% |
| 2024 | 77 | 100% |
| 2025 | 98 | 99% |
| 2026 | 31 | 87.1% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
Advance America, Cash Advance Centers, Inc. has accumulated 932 consumer complaints in the CFPB public database, with filings active across 46 U.S. states. Of those submissions, 340 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2026-03-26, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, Advance America, Cash Advance Centers, Inc. reports a 97.9% timely-response rate and has closed 95% of cases with a written explanation to the consumer. 2.9% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 4.9% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Communication tactics".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Advance America, Cash Advance Centers, Inc.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Advance America, Cash Advance Centers, Inc. has received 932 consumer complaints filed with the Consumer Financial Protection Bureau.
Advance America, Cash Advance Centers, Inc. has a 97.9% timely response rate to CFPB complaints.
The most common issue reported against Advance America, Cash Advance Centers, Inc. is "Communication tactics" in the "Debt collection" product category.
Read our methodology — how this data is sourced, computed, and verified.