CFPB · Single-product concentration
Wholesale Tradelines
4 CFPB complaints · 75% in "Credit reporting, credit repair services, or other personal consumer reports" · top issue Fraud or scam.
Wholesale Tradelines: 75% of 4 CFPB complaints sit in "Credit reporting, credit repair services, or other personal consumer reports". Timely 75% · relief 50%. Allegations, not findings.
- Single-product concentration
- -66.7% filings 2020 to 2023
CFPB relief outcome brief
CCDB company wholesale-tradelines
50% relief · 75% timely · 4 filings · Credit reporting, credit repair services, or other personal consumer reports
Same-product relief peers
Nearest relief peer: Accurate Background (39.8% relief)
Wholesale Tradelines closes 50% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Response Quality Score
Wholesale Tradelines has 4 filings on record, below the 10-complaint threshold this score requires for a stable percentage. A single additional filing can swing a rate by 10+ points at this volume, so no score is shown rather than an unstable one.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Wholesale Tradelines complaint mix by product
- Credit reporting, 3 75.0% – 67% relief
- Credit reporting 1 25.0% – 0% relief
How Wholesale Tradelines's 4 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit reporting, credit repair services, or other personal consumer reports | 3 |
| Credit reporting or other personal consumer reports | 1 |
Concentrated filing states for Wholesale Tradelines
Top states by attributed CFPB complaint volume for this company
- Leading state
- TX
- 50% of this company's filings
Wholesale Tradelines falling annual filings
Annual filing volume from the CFPB public database
- 2023
- 1
- -66.7% vs 2020
Top States
| State | Complaints |
|---|---|
| TX | 2 |
| NC | 1 |
| LA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Fraud or scam | 3 |
| Credit monitoring or identity theft protection services | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2020 | 3 | 100% |
| 2023 | 1 | 0% |
Source: CFPB Consumer Complaint Database
Wholesale Tradelines filings cluster in one product
Wholesale Tradelines's 4 logged complaints stay concentrated: only 3 states show a filing. 50% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2020 through 2023-09-02.
Wholesale Tradelines answers 75% of complaints inside the CFPB's tracked window and closes 25% with a written explanation. 50% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting, credit repair services, or other personal consumer reports" draws the most filings, most often for "Fraud or scam."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Wholesale Tradelines.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Wholesale Tradelines: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 4.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 75%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Wholesale Tradelines (75% timely; 50% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration