CFPB · Single-product concentration

WestGen Lending, a DBA of Beckam Funding

18 CFPB complaints · 83.3% in "Mortgage" · top issue Trouble during payment process.

18 CFPB complaints

WestGen Lending, a DBA of Beckam Funding: 83.3% of 18 CFPB complaints sit in "Mortgage". Timely 100% · relief 5.6%. Allegations, not findings.

  • Single-product concentration
  • 0% filings 2020 to 2026

CFPB relief outcome brief

CCDB company westgen-lending-a-dba-of-beckam-funding

5.6% relief · 100% timely · 18 filings · Mortgage

Nearest relief peer: Flagstar Bank, N.A. (5.6% relief)

WestGen Lending, a DBA ofBeckam Funding (this)5.6%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among WestGen Lending, a DBA of Beckam Funding and nearest filing-volume peers

WestGen Lending, a DBA of Beckam Funding closes 5.6% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

WestGen Lending, a DBA of Beckam Funding scores strongest on timely response (100/100 percentile-benchmarked) and weakest on relief provided (26/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

64 /100 grade C

Relief provided

26 / 100 percentile-benchmarked

5.6% of complaints closed with relief to the consumer

Timely response

100 / 100 percentile-benchmarked

100% of complaints answered inside the CFPB 15-day window

Closed with explanation

90 / 100 percentile-benchmarked

94.4% of complaints closed with an explanation to the consumer

Most of WestGen Lending, a DBA of Beckam Funding's 18 filings include narrative text

83.3% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 5.6%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

WestGen Lending, a DBA of Beckam Funding complaint mix by product

Total complaints: 18

WestGen Lending, a DBA of Beckam Funding complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 18 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 15 complaints (83.3%), resolution 6.7% Mortgage 83.3% Credit reporting: 3 complaints (16.7%), resolution 0.0% Credit reporting 16.7%
  • Mortgage 15 83.3% – 7% relief
  • Credit reporting 3 16.7% – 0% relief

How WestGen Lending, a DBA of Beckam Funding's 18 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 15
Credit reporting or other personal consumer reports 3

Where WestGen Lending, a DBA of Beckam Funding complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
CA
22.2% of this company's filings
CA4TX3GA3KS2MA1MI1OR1CT1

WestGen Lending, a DBA of Beckam Funding complaints by year

Annual filing volume from the CFPB public database

Trend in view
2026
1
0% vs 2020
051015 20202022202420252026 1

Top States

State Complaints
CA 4
TX 3
GA 3
KS 2
MA 1
MI 1
OR 1
CT 1
IL 1
SC 1

Top Issues

Issue Complaints
Trouble during payment process 10
Incorrect information on your report 3
Applying for a mortgage or refinancing an existing mortgage 2
Problem with a company's investigation into an existing problem 2
Closing on a mortgage 1

Yearly Trend

Year Complaints Timely
2020 1 100%
2022 1 100%
2024 3 100%
2025 12 100%
2026 1 100%

Source: CFPB Consumer Complaint Database

WestGen Lending, a DBA of Beckam Funding filings cluster in one product

WestGen Lending, a DBA of Beckam Funding's 18 logged complaints stay concentrated: only 10 states show a filing. 83.3% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2020 through 2026-01-07.

WestGen Lending, a DBA of Beckam Funding answers 100% of complaints inside the CFPB's tracked window and closes 94.4% with a written explanation. 5.6% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Trouble during payment process."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about WestGen Lending, a DBA of Beckam Funding.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for WestGen Lending, a DBA of Beckam Funding: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for WestGen Lending, a DBA of Beckam Funding (100% timely; 5.6% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration