CFPB · Single-product concentration

Western Ohio Mortgage

3 CFPB complaints · 100% in "Mortgage" · top issue Applying for a mortgage or refinancing an existing mortgage.

3 CFPB complaints

Western Ohio Mortgage: 100% of 3 CFPB complaints sit in "Mortgage". Timely 66.7% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • 0% filings 2018 to 2026

CFPB relief outcome brief

CCDB company western-ohio-mortgage

0% relief · 66.7% timely · 3 filings · Mortgage

Nearest relief peer: Rushmore Loan Management Services LLC (0% relief)

Western Ohio Mortgage (this)0%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Western Ohio Mortgage and nearest filing-volume peers

Western Ohio Mortgage closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Western Ohio Mortgage has 3 filings on record, below the 10-complaint threshold this score requires for a stable percentage. A single additional filing can swing a rate by 10+ points at this volume, so no score is shown rather than an unstable one.

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Timely response rate 66.7%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Western Ohio Mortgage complaint mix by product

Total complaints: 3

Western Ohio Mortgage complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 3 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 3 complaints (100.0%), resolution 0.0% Mortgage 100.0%
  • Mortgage 3 100.0% – 0% relief

How Western Ohio Mortgage's 3 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 3

Where Western Ohio Mortgage complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
CA
33.3% of this company's filings
CA1OH1KY1

Western Ohio Mortgage complaints by year

Annual filing volume from the CFPB public database

Trend in view
2026
1
0% vs 2018
1 201820232026 1

Top States

State Complaints
CA 1
OH 1
KY 1

Top Issues

Issue Complaints
Applying for a mortgage or refinancing an existing mortgage 2
Closing on a mortgage 1

Yearly Trend

Year Complaints Timely
2018 1 100%
2023 1 100%
2026 1 0%

Source: CFPB Consumer Complaint Database

Western Ohio Mortgage filings cluster in one product

Western Ohio Mortgage's 3 logged complaints stay concentrated: only 3 states show a filing. 66.7% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2018 through 2026-05-01.

Western Ohio Mortgage answers 66.7% of complaints inside the CFPB's tracked window and closes 66.7% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Applying for a mortgage or refinancing an existing mortgage."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Western Ohio Mortgage.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Western Ohio Mortgage: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Western Ohio Mortgage (66.7% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration