CFPB · Single-product concentration

Law Offices of Robert J. Colclough, III

192 CFPB complaints · 81.3% in "Debt collection" · top issue Attempts to collect debt not owed.

192 CFPB complaints

Law Offices of Robert J. Colclough, III: 81.3% of 192 CFPB complaints sit in "Debt collection". Timely 66.1% · relief 10.4%. Allegations, not findings.

  • Single-product concentration
  • -42.9% filings 2014 to 2026

CFPB relief outcome brief

CCDB company law-offices-of-robert-j-colclough-iii

10.4% relief · 66.1% timely · 192 filings · Debt collection

Nearest relief peer: Pinnacle Recovery, Inc. (10.4% relief)

Law Offices of Robert J. Col…10.4%American Financial Resources…2.6%Collections USA, Inc.0%Lewis, McDonnell & Associates0%Collectech Diversified, Inc.0%
Closed-with-relief % among Law Offices of Robert J. Colclough, III and nearest filing-volume peers

Law Offices of Robert J. Colclough, III closes 10.4% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Law Offices of Robert J. Colclough, III's 192 filings include narrative text

46.9% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 66.1%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 10.4%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Law Offices of Robert J. Colclough, III complaint mix by product

Total complaints: 192

Law Offices of Robert J. Colclough, III complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 192 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 156 complaints (81.3%), resolution 12.8% Debt collection 81.3% Credit reporting: 18 complaints (9.4%), resolution 0.0% Credit reporting 9.4% Credit reporting,: 15 complaints (7.8%), resolution 0.0% Credit reporting, 7.8% Credit card: 2 complaints (1.0%), resolution 0.0% Debt or: 1 complaints (0.5%), resolution 0.0%
  • Debt collection 156 81.3% 13% relief
  • Credit reporting 18 9.4% 0% relief
  • Credit reporting, 15 7.8% 0% relief
  • Credit card 2 1.0% 0% relief
  • Debt or 1 0.5% 0% relief

How Law Offices of Robert J. Colclough, III's 192 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 156
Credit reporting or other personal consumer reports 18
Credit reporting, credit repair services, or other personal consumer reports 15
Credit card or prepaid card 2
Debt or credit management 1

Concentrated filing states for Law Offices of Robert J. Colclough, III

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
CA
67.7% of this company's filings
CA130FL8TX7NY7NJ6NV4GA3AZ2

Law Offices of Robert J. Colclough, III falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2026
8
-42.9% vs 2014
010203040 2014201620182020202220242026 8

Top States

State Complaints
CA 130
FL 8
TX 7
NY 7
NJ 6
NV 4
GA 3
AZ 2
PA 2
AL 2
MD 2
MA 2
HI 2
NC 2
MI 2
TN 2
OR 1
DC 1
IL 1
VA 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 64
Written notification about debt 24
False statements or representation 21
Incorrect information on your report 16
Took or threatened to take negative or legal action 16
Cont'd attempts collect debt not owed 11
Improper use of your report 8
Disclosure verification of debt 8
Problem with a company's investigation into an existing problem 7
Communication tactics 7
Taking/threatening an illegal action 3
Improper contact or sharing of info 2
Problem with a credit reporting company's investigation into an existing problem 2
Didn't provide services promised 1
Struggling to pay your bill 1
Problem when making payments 1

Yearly Trend

Year Complaints Timely
2014 14 100%
2015 13 100%
2016 4 50%
2017 9 100%
2018 11 90.9%
2019 18 61.1%
2020 16 37.5%
2021 16 56.3%
2022 12 66.7%
2023 14 100%
2024 24 79.2%
2025 33 18.2%
2026 8 75%

Source: CFPB Consumer Complaint Database

Law Offices of Robert J. Colclough, III filings cluster in one product

Law Offices of Robert J. Colclough, III's 192 logged complaints stay concentrated: only 25 states show a filing. 46.9% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2014 through 2026-05-12.

Law Offices of Robert J. Colclough, III answers 66.1% of complaints inside the CFPB's tracked window and closes 85.9% with a written explanation. 10.4% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Law Offices of Robert J. Colclough, III.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Law Offices of Robert J. Colclough, III: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Law Offices of Robert J. Colclough, III (66.1% timely; 10.4% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration