CFPB · Single-product concentration

Western Benefits Group, LLC

18 CFPB complaints · 72.2% in "Student loan" · top issue Dealing with your lender or servicer.

18 CFPB complaints

Western Benefits Group, LLC: 72.2% of 18 CFPB complaints sit in "Student loan". Timely 100% · relief 61.1%. Allegations, not findings.

  • Single-product concentration
  • 0% filings 2018 to 2022

CFPB relief outcome brief

CCDB company western-benefits-group-llc

61.1% relief · 100% timely · 18 filings · Student loan

Nearest relief peer: Brelvis Consulting, LLC (44.9% relief)

Western Benefits Group, LLC(this)61.1%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Western Benefits Group, LLC and nearest filing-volume peers

Western Benefits Group, LLC closes 61.1% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Western Benefits Group, LLC scores strongest on relief provided (100/100 percentile-benchmarked) and weakest on closed with explanation (0/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

75 /100 grade B

Relief provided

100 / 100 percentile-benchmarked

61.1% of complaints closed with relief to the consumer

Timely response

100 / 100 percentile-benchmarked

100% of complaints answered inside the CFPB 15-day window

Closed with explanation

0 / 100 percentile-benchmarked

38.9% of complaints closed with an explanation to the consumer

How 18 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

Subscribe (RSS)
Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 61.1%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Western Benefits Group, LLC complaint mix by product

Total complaints: 18

Western Benefits Group, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 18 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Student loan: 13 complaints (72.2%), resolution 53.8% Student loan 72.2% Money transfer,: 5 complaints (27.8%), resolution 80.0% Money transfer, 27.8%
  • Student loan 13 72.2% – 54% relief
  • Money transfer, 5 27.8% – 80% relief

How Western Benefits Group, LLC's 18 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Student loan 13
Money transfer, virtual currency, or money service 5

Where Western Benefits Group, LLC complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
FL
11.1% of this company's filings
FL2IL2VA1CA1PA1MA1AZ1MD1

Western Benefits Group, LLC complaints by year

Annual filing volume from the CFPB public database

Trend in view
2022
2
0% vs 2018
0246810 20182019202020212022 2

Top States

State Complaints
FL 2
IL 2
VA 1
CA 1
PA 1
MA 1
AZ 1
MD 1
OH 1
OK 1
NC 1
DE 1
GA 1

Top Issues

Issue Complaints
Dealing with your lender or servicer 10
Fraud or scam 4
Struggling to repay your loan 3
Problem with customer service 1

Yearly Trend

Year Complaints Timely
2018 2 100%
2019 9 100%
2020 4 100%
2021 1 100%
2022 2 100%

Source: CFPB Consumer Complaint Database

Western Benefits Group, LLC filings cluster in one product

Western Benefits Group, LLC's 18 logged complaints stay concentrated: only 13 states show a filing. Only 27.8% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2018 through 2022-05-12.

Western Benefits Group, LLC answers 100% of complaints inside the CFPB's tracked window and closes 38.9% with a written explanation. 61.1% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Student loan" draws the most filings, most often for "Dealing with your lender or servicer."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Western Benefits Group, LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Western Benefits Group, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Western Benefits Group, LLC (100% timely; 61.1% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration