2026 data Public-data reference. official source

Auto Now Financial Services, Inc., Phoenix, AZ Branch

115 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

115 consumer complaints filed with the CFPB

This profile shows Auto Now Financial Services, Inc., Phoenix, AZ Branch's complaint history from CFPB public records. 115 consumers have filed complaints since 2015. The company has a 95.7% timely response rate and has provided relief in 1.7% of cases.

115
Total Complaints
95.7%
Timely Response
2.6%
Disputed
1.7%
Relief Provided
11
States Active
2015
Since

Total complaints

115

Filed since 2015

Timely response

95.7%

CFPB-tracked response window

Relief rate

1.7%

Closed with monetary or non-monetary relief

Timely response rate 95.7%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 1.7%
Industry median

Share closed with monetary or non-monetary relief.

Auto Now Financial Services, Inc., Phoenix, AZ Branch complaint mix by product

Total complaints: 115

Auto Now Financial Services, Inc., Phoenix, AZ Branch complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 115 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Vehicle loan: 55 complaints (47.8%), resolution 1.8% Vehicle loan 47.8% Debt collection: 33 complaints (28.7%), resolution 0.0% Debt collection 28.7% Credit reporting: 14 complaints (12.2%), resolution 0.0% Credit reporting 12.2% Credit reporting,: 8 complaints (7.0%), resolution 0.0% Credit reporting, 7.0% Consumer Loan: 5 complaints (4.3%), resolution 20.0%
  • Vehicle loan 55 47.8% 2% relief
  • Debt collection 33 28.7% 0% relief
  • Credit reporting 14 12.2% 0% relief
  • Credit reporting, 8 7.0% 0% relief
  • Consumer Loan 5 4.3% 20% relief

How Auto Now Financial Services, Inc., Phoenix, AZ Branch's 115 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Vehicle loan or lease 55
Debt collection 33
Credit reporting or other personal consumer reports 14
Credit reporting, credit repair services, or other personal consumer reports 8
Consumer Loan 5

Top States

State Complaints
AZ 95
TX 4
CA 3
IL 3
GA 2
OH 2
IN 2
CT 1
NC 1
WA 1
FL 1

Top Issues

Issue Complaints
Managing the loan or lease 18
Repossession 16
Incorrect information on your report 16
Took or threatened to take negative or legal action 15
Struggling to pay your loan 12
Attempts to collect debt not owed 11
Getting a loan or lease 5
Written notification about debt 5
Problem with a company's investigation into an existing problem 4
Problem with a credit reporting company's investigation into an existing problem 2
Problems at the end of the loan or lease 2
Problems when you are unable to pay 2
Improper use of your report 2
Communication tactics 2
Taking out the loan or lease 1
Confusing or misleading advertising or marketing 1
Can't stop charges to bank account 1

Yearly Trend

Year Complaints Timely
2015 2 100%
2016 2 100%
2017 3 66.7%
2018 3 100%
2019 3 100%
2020 5 40%
2021 6 83.3%
2022 10 100%
2023 11 100%
2024 15 100%
2025 42 100%
2026 13 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Auto Now Financial Services, Inc., Phoenix, AZ Branch

Auto Now Financial Services, Inc., Phoenix, AZ Branch has accumulated 115 consumer complaints in the CFPB public database, with filings active across 11 U.S. states. Of those submissions, 47 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2015, and the most recent logged activity is 2026-03-18, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Auto Now Financial Services, Inc., Phoenix, AZ Branch reports a 95.7% timely-response rate and has closed 97.4% of cases with a written explanation to the consumer. 1.7% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 2.6% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Vehicle loan or lease", and the single most common underlying issue is "Managing the loan or lease".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Auto Now Financial Services, Inc., Phoenix, AZ Branch: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Auto Now Financial Services, Inc., Phoenix, AZ Branch have?

Auto Now Financial Services, Inc., Phoenix, AZ Branch has received 115 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Auto Now Financial Services, Inc., Phoenix, AZ Branch respond to complaints on time?

Auto Now Financial Services, Inc., Phoenix, AZ Branch has a 95.7% timely response rate to CFPB complaints.

What is the most common complaint about Auto Now Financial Services, Inc., Phoenix, AZ Branch?

The most common issue reported against Auto Now Financial Services, Inc., Phoenix, AZ Branch is "Managing the loan or lease" in the "Vehicle loan or lease" product category.

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