Total complaints
115
Filed since 2015
115 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
115 consumer complaints filed with the CFPB
This profile shows Auto Now Financial Services, Inc., Phoenix, AZ Branch's complaint history from CFPB public records. 115 consumers have filed complaints since 2015. The company has a 95.7% timely response rate and has provided relief in 1.7% of cases.
Total complaints
115
Filed since 2015
Timely response
95.7%
CFPB-tracked response window
Relief rate
1.7%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How Auto Now Financial Services, Inc., Phoenix, AZ Branch's 115 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| Vehicle loan or lease | 55 |
| Debt collection | 33 |
| Credit reporting or other personal consumer reports | 14 |
| Credit reporting, credit repair services, or other personal consumer reports | 8 |
| Consumer Loan | 5 |
| State | Complaints |
|---|---|
| AZ | 95 |
| TX | 4 |
| CA | 3 |
| IL | 3 |
| GA | 2 |
| OH | 2 |
| IN | 2 |
| CT | 1 |
| NC | 1 |
| WA | 1 |
| FL | 1 |
| Issue | Complaints |
|---|---|
| Managing the loan or lease | 18 |
| Repossession | 16 |
| Incorrect information on your report | 16 |
| Took or threatened to take negative or legal action | 15 |
| Struggling to pay your loan | 12 |
| Attempts to collect debt not owed | 11 |
| Getting a loan or lease | 5 |
| Written notification about debt | 5 |
| Problem with a company's investigation into an existing problem | 4 |
| Problem with a credit reporting company's investigation into an existing problem | 2 |
| Problems at the end of the loan or lease | 2 |
| Problems when you are unable to pay | 2 |
| Improper use of your report | 2 |
| Communication tactics | 2 |
| Taking out the loan or lease | 1 |
| Confusing or misleading advertising or marketing | 1 |
| Can't stop charges to bank account | 1 |
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 2 | 100% |
| 2016 | 2 | 100% |
| 2017 | 3 | 66.7% |
| 2018 | 3 | 100% |
| 2019 | 3 | 100% |
| 2020 | 5 | 40% |
| 2021 | 6 | 83.3% |
| 2022 | 10 | 100% |
| 2023 | 11 | 100% |
| 2024 | 15 | 100% |
| 2025 | 42 | 100% |
| 2026 | 13 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
Auto Now Financial Services, Inc., Phoenix, AZ Branch has accumulated 115 consumer complaints in the CFPB public database, with filings active across 11 U.S. states. Of those submissions, 47 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2015, and the most recent logged activity is 2026-03-18, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, Auto Now Financial Services, Inc., Phoenix, AZ Branch reports a 95.7% timely-response rate and has closed 97.4% of cases with a written explanation to the consumer. 1.7% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 2.6% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Vehicle loan or lease", and the single most common underlying issue is "Managing the loan or lease".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Auto Now Financial Services, Inc., Phoenix, AZ Branch: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Auto Now Financial Services, Inc., Phoenix, AZ Branch has received 115 consumer complaints filed with the Consumer Financial Protection Bureau.
Auto Now Financial Services, Inc., Phoenix, AZ Branch has a 95.7% timely response rate to CFPB complaints.
The most common issue reported against Auto Now Financial Services, Inc., Phoenix, AZ Branch is "Managing the loan or lease" in the "Vehicle loan or lease" product category.
Read our methodology — how this data is sourced, computed, and verified.