CFPB · Mid-pack CFPB posture
Universal Envoy Corporation
17 CFPB complaints · 3 states · top issue Took or threatened to take negative or legal action.
Universal Envoy Corporation has 17 consumer complaints in the CFPB public database. Timely response is 82.4%; 11.8% closed with relief; top product Debt collection. Allegations, not regulatory findings.
- Mid-pack CFPB posture
- -80% filings 2021 to 2026
CFPB relief outcome brief
CCDB company universal-envoy-corporation
11.8% relief · 82.4% timely · 17 filings · Debt collection
Same-product relief peers
Nearest relief peer: Vision Financial Corp. (11.9% relief)
Universal Envoy Corporation closes 11.8% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 17 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Universal Envoy Corporation complaint mix by product
- Debt collection 10 58.8% – 0% relief
- Credit reporting 4 23.5% – 50% relief
- Credit reporting, 3 17.6% – 0% relief
How Universal Envoy Corporation's 17 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 10 |
| Credit reporting or other personal consumer reports | 4 |
| Credit reporting, credit repair services, or other personal consumer reports | 3 |
Concentrated filing states for Universal Envoy Corporation
Top states by attributed CFPB complaint volume for this company
- Leading state
- MD
- 76.5% of this company's filings
Universal Envoy Corporation falling annual filings
Annual filing volume from the CFPB public database
- 2026
- 1
- -80% vs 2021
Top States
| State | Complaints |
|---|---|
| MD | 13 |
| TN | 3 |
| FL | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Took or threatened to take negative or legal action | 4 |
| Incorrect information on your report | 3 |
| Problem with a credit reporting company's investigation into an existing problem | 3 |
| Attempts to collect debt not owed | 3 |
| Problem with a company's investigation into an existing problem | 1 |
| Electronic communications | 1 |
| Written notification about debt | 1 |
| False statements or representation | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2021 | 5 | 100% |
| 2022 | 1 | 100% |
| 2023 | 8 | 100% |
| 2025 | 2 | 0% |
| 2026 | 1 | 0% |
Source: CFPB Consumer Complaint Database
What the CFPB record shows about Universal Envoy Corporation
Universal Envoy Corporation's 17 logged complaints stay concentrated: only 3 states show a filing. Only 29.4% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2021 through 2026-03-10.
Universal Envoy Corporation answers 82.4% of complaints inside the CFPB's tracked window and closes 70.6% with a written explanation. 11.8% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Took or threatened to take negative or legal action."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Universal Envoy Corporation.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Universal Envoy Corporation: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 17.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 82.4%.
- U.S. Auto Sales Inc. Δ 0.1 pts · 212 complaints 82.5%timely
- Professional Bureau of Collections of Maryland, Inc., GREENWOOD VILLAGE, CO Branch Δ 0.2 pts · 356 complaints 82.6%timely
- Collins Asset Group, LLC Δ 0.2 pts · 242 complaints 82.6%timely
- Collection Consultants of California Δ 0.2 pts · 297 complaints 82.2%timely
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Universal Envoy Corporation (82.4% timely; 11.8% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Mid-pack CFPB posture