CFPB · Single-product concentration
A.R.M. Solutions, Inc.
362 CFPB complaints · 99.4% in "Debt collection" · top issue Attempts to collect debt not owed.
A.R.M. Solutions, Inc.: 99.4% of 362 CFPB complaints sit in "Debt collection". Timely 97.8% · relief 0.3%. Allegations, not findings.
- Single-product concentration
- +114.3% filings 2013 to 2026
CFPB relief outcome brief
CCDB company a-r-m-solutions-inc
0.3% relief · 97.8% timely · 362 filings · Debt collection
Same-product relief peers
Nearest relief peer: Populus Financial Group, Inc. (F/K/A Ace Cash Express) (0.3% relief)
A.R.M. Solutions, Inc. closes 0.3% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of A.R.M. Solutions, Inc.'s 362 filings include narrative text
44.2% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
A.R.M. Solutions, Inc. complaint mix by product
- Debt collection 360 99.4% – 0% relief
- Credit reporting 2 0.6% – 0% relief
How A.R.M. Solutions, Inc.'s 362 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 360 |
| Credit reporting or other personal consumer reports | 2 |
Where A.R.M. Solutions, Inc. complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- CA
- 26.8% of this company's filings
A.R.M. Solutions, Inc. rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 15
- +114.3% vs 2013
Top States
| State | Complaints |
|---|---|
| CA | 97 |
| FL | 51 |
| TX | 32 |
| NC | 17 |
| VA | 15 |
| GA | 14 |
| IL | 14 |
| MD | 12 |
| WA | 11 |
| NY | 11 |
| CT | 9 |
| SC | 7 |
| NJ | 7 |
| PA | 6 |
| AL | 5 |
| TN | 4 |
| CO | 4 |
| AZ | 4 |
| MN | 3 |
| OH | 3 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 190 |
| Cont'd attempts collect debt not owed | 49 |
| False statements or representation | 36 |
| Written notification about debt | 31 |
| Communication tactics | 23 |
| Took or threatened to take negative or legal action | 13 |
| Disclosure verification of debt | 6 |
| Electronic communications | 5 |
| Threatened to contact someone or share information improperly | 3 |
| Improper use of your report | 2 |
| Improper contact or sharing of info | 2 |
| Taking/threatening an illegal action | 2 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 7 | 100% |
| 2014 | 14 | 92.9% |
| 2015 | 16 | 87.5% |
| 2016 | 21 | 90.5% |
| 2017 | 30 | 96.7% |
| 2018 | 28 | 100% |
| 2019 | 18 | 100% |
| 2020 | 18 | 100% |
| 2021 | 24 | 100% |
| 2022 | 51 | 100% |
| 2023 | 38 | 100% |
| 2024 | 43 | 97.7% |
| 2025 | 39 | 97.4% |
| 2026 | 15 | 100% |
Source: CFPB Consumer Complaint Database
A.R.M. Solutions, Inc. filings cluster in one product
A.R.M. Solutions, Inc.'s 362 logged complaints stay concentrated: only 38 states show a filing. 44.2% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2026-06-22.
A.R.M. Solutions, Inc. answers 97.8% of complaints inside the CFPB's tracked window and closes 98.6% with a written explanation. 0.3% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about A.R.M. Solutions, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for A.R.M. Solutions, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 362.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 97.8%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for A.R.M. Solutions, Inc. (97.8% timely; 0.3% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration