CFPB · Mid-pack CFPB posture
United Guaranty Corporation
63 CFPB complaints · 25 states · top issue Loan modification,collection,foreclosure.
United Guaranty Corporation has 63 consumer complaints in the CFPB public database. Timely response is 93.7%; 0% closed with relief; top product Mortgage. Allegations, not regulatory findings.
- Mid-pack CFPB posture
- -33.3% filings 2012 to 2020
CFPB relief outcome brief
CCDB company united-guaranty-corporation
0% relief · 93.7% timely · 63 filings · Mortgage
Same-product relief peers
Nearest relief peer: Rushmore Loan Management Services LLC (0% relief)
United Guaranty Corporation closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 63 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
United Guaranty Corporation complaint mix by product
- Mortgage 32 50.8% – 0% relief
- Debt collection 19 30.2% – 0% relief
- Student loan 11 17.5% – 0% relief
- Bank account 1 1.6% – 0% relief
How United Guaranty Corporation's 63 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Mortgage | 32 |
| Debt collection | 19 |
| Student loan | 11 |
| Bank account or service | 1 |
Where United Guaranty Corporation complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- FL
- 19% of this company's filings
United Guaranty Corporation falling annual filings
Annual filing volume from the CFPB public database
- 2020
- 4
- -33.3% vs 2012
Top States
| State | Complaints |
|---|---|
| FL | 12 |
| CA | 8 |
| CO | 3 |
| MN | 3 |
| MD | 3 |
| SC | 3 |
| NC | 3 |
| MI | 3 |
| WI | 2 |
| NY | 2 |
| TX | 2 |
| WA | 2 |
| GA | 2 |
| IL | 2 |
| NV | 2 |
| PA | 2 |
| NJ | 1 |
| OR | 1 |
| CT | 1 |
| MO | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Loan modification,collection,foreclosure | 15 |
| Loan servicing, payments, escrow account | 6 |
| Cont'd attempts collect debt not owed | 6 |
| Dealing with my lender or servicer | 4 |
| Repaying your loan | 3 |
| Taking/threatening an illegal action | 3 |
| Struggling to pay mortgage | 3 |
| Communication tactics | 2 |
| Disclosure verification of debt | 2 |
| Application, originator, mortgage broker | 2 |
| Problems when you are unable to pay | 2 |
| Applying for a mortgage or refinancing an existing mortgage | 2 |
| Attempts to collect debt not owed | 2 |
| Closing on a mortgage | 2 |
| Written notification about debt | 2 |
| Can't repay my loan | 1 |
| Improper contact or sharing of info | 1 |
| Account opening, closing, or management | 1 |
| False statements or representation | 1 |
| Improper use of your report | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2012 | 6 | 83.3% |
| 2013 | 6 | 83.3% |
| 2014 | 10 | 100% |
| 2015 | 10 | 90% |
| 2016 | 12 | 91.7% |
| 2017 | 9 | 100% |
| 2018 | 4 | 100% |
| 2019 | 2 | 100% |
| 2020 | 4 | 100% |
Source: CFPB Consumer Complaint Database
What the CFPB record shows about United Guaranty Corporation
United Guaranty Corporation's 63 logged complaints stay concentrated: only 25 states show a filing. Only 23.8% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2012 through 2020-11-30.
United Guaranty Corporation answers 93.7% of complaints inside the CFPB's tracked window and closes 95.2% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Loan modification,collection,foreclosure."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about United Guaranty Corporation.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for United Guaranty Corporation: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 63.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 93.7%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for United Guaranty Corporation (93.7% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Mid-pack CFPB posture