United Guaranty Corporation
63 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
United Guaranty Corporation complaint mix by product
- Mortgage 32 50.8% – 0% relief
- Debt collection 19 30.2% – 0% relief
- Student loan 11 17.5% – 0% relief
- Bank account 1 1.6% – 0% relief
How United Guaranty Corporation's 63 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Mortgage | 32 |
| Debt collection | 19 |
| Student loan | 11 |
| Bank account or service | 1 |
Top States
| State | Complaints |
|---|---|
| FL | 12 |
| CA | 8 |
| CO | 3 |
| MN | 3 |
| MD | 3 |
| SC | 3 |
| NC | 3 |
| MI | 3 |
| WI | 2 |
| NY | 2 |
| TX | 2 |
| WA | 2 |
| GA | 2 |
| IL | 2 |
| NV | 2 |
| PA | 2 |
| NJ | 1 |
| OR | 1 |
| CT | 1 |
| MO | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Loan modification,collection,foreclosure | 15 |
| Loan servicing, payments, escrow account | 6 |
| Cont'd attempts collect debt not owed | 6 |
| Dealing with my lender or servicer | 4 |
| Repaying your loan | 3 |
| Taking/threatening an illegal action | 3 |
| Struggling to pay mortgage | 3 |
| Communication tactics | 2 |
| Disclosure verification of debt | 2 |
| Application, originator, mortgage broker | 2 |
| Problems when you are unable to pay | 2 |
| Applying for a mortgage or refinancing an existing mortgage | 2 |
| Attempts to collect debt not owed | 2 |
| Closing on a mortgage | 2 |
| Written notification about debt | 2 |
| Can't repay my loan | 1 |
| Improper contact or sharing of info | 1 |
| Account opening, closing, or management | 1 |
| False statements or representation | 1 |
| Improper use of your report | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2012 | 6 | 83.3% |
| 2013 | 6 | 83.3% |
| 2014 | 10 | 100% |
| 2015 | 10 | 90% |
| 2016 | 12 | 91.7% |
| 2017 | 9 | 100% |
| 2018 | 4 | 100% |
| 2019 | 2 | 100% |
| 2020 | 4 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About United Guaranty Corporation
United Guaranty Corporation's 63 logged complaints stay concentrated: only 25 states show a filing on record. Only 23.8% of filings carry a written consumer narrative, so most of this record is coded categories rather than the verbatim complaint text. Records run from 2012 through 2020-11-30.
United Guaranty Corporation answers 93.7% of complaints inside the CFPB's tracked window and closes 95.2% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Loan modification,collection,foreclosure."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about United Guaranty Corporation.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does United Guaranty Corporation have?
63, per the CFPB's public complaint count for this company (see the full breakdown above).
Does United Guaranty Corporation respond to complaints on time?
93.7% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about United Guaranty Corporation?
"Loan modification,collection,foreclosure", filed under the "Mortgage" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.