2026 data Public-data reference. official source

UNITED GUARANTY CORPORATION

57 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

57 consumer complaints filed with the CFPB

This profile shows UNITED GUARANTY CORPORATION's complaint history from CFPB public records. 57 consumers have filed complaints since 2012. The company has a 93% timely response rate and has provided relief in 0% of cases.

57
Total Complaints
93%
Timely Response
24.6%
Disputed
0%
Relief Provided
25
States Active
2012
Since

Total complaints

57

Filed since 2012

Timely response

93%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 93.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

UNITED GUARANTY CORPORATION complaint mix by product

Total complaints: 57

UNITED GUARANTY CORPORATION complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 57 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 29 complaints (50.9%), resolution 0.0% Mortgage 50.9% Debt collection: 16 complaints (28.1%), resolution 0.0% Debt collection 28.1% Student loan: 11 complaints (19.3%), resolution 0.0% Student loan 19.3% Bank account: 1 complaints (1.8%), resolution 0.0%
  • Mortgage 29 50.9% 0% relief
  • Debt collection 16 28.1% 0% relief
  • Student loan 11 19.3% 0% relief
  • Bank account 1 1.8% 0% relief

How UNITED GUARANTY CORPORATION's 57 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 29
Debt collection 16
Student loan 11
Bank account or service 1

Top States

State Complaints
CA 8
FL 8
MD 3
MN 3
MI 3
SC 3
CO 3
NC 3
NV 2
GA 2
TX 2
PA 2
IL 2
NY 2
MO 1
TN 1
WI 1
DC 1
CT 1
OR 1

Top Issues

Issue Complaints
Loan modification,collection,foreclosure 15
Loan servicing, payments, escrow account 6
Cont'd attempts collect debt not owed 5
Dealing with my lender or servicer 4
Repaying your loan 3
Problems when you are unable to pay 2
Written notification about debt 2
Taking/threatening an illegal action 2
Communication tactics 2
Disclosure verification of debt 2
Application, originator, mortgage broker 2
Struggling to pay mortgage 2
Closing on a mortgage 1
Dealing with your lender or servicer 1
Attempts to collect debt not owed 1
Account opening, closing, or management 1
Improper use of your report 1
Can't repay my loan 1
Trouble during payment process 1
Applying for a mortgage or refinancing an existing mortgage 1

Yearly Trend

Year Complaints Timely
2012 7 85.7%
2013 6 83.3%
2014 10 100%
2015 8 87.5%
2016 12 91.7%
2017 6 100%
2018 3 100%
2019 2 100%
2020 3 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About UNITED GUARANTY CORPORATION

UNITED GUARANTY CORPORATION has accumulated 57 consumer complaints in the CFPB public database, with filings active across 25 U.S. states. Of those submissions, 8 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2012, and the most recent logged activity is 2020-11-14, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, UNITED GUARANTY CORPORATION reports a 93% timely-response rate and has closed 94.7% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 24.6% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Mortgage", and the single most common underlying issue is "Loan modification,collection,foreclosure".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating UNITED GUARANTY CORPORATION: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does UNITED GUARANTY CORPORATION have?

UNITED GUARANTY CORPORATION has received 57 consumer complaints filed with the Consumer Financial Protection Bureau.

Does UNITED GUARANTY CORPORATION respond to complaints on time?

UNITED GUARANTY CORPORATION has a 93% timely response rate to CFPB complaints.

What is the most common complaint about UNITED GUARANTY CORPORATION?

The most common issue reported against UNITED GUARANTY CORPORATION is "Loan modification,collection,foreclosure" in the "Mortgage" product category.

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