CFPB · Diversified product mix
Risecredit, LLC
825 CFPB complaints · diversified mix (top product 27.2%) · top issue Incorrect information on your report.
Risecredit, LLC: top product "Debt collection" is only 27.2% of 825 - multi-bucket mix. Timely 93.7% · relief 0.5%. Allegations, not findings.
- Diversified product mix
- +1600% filings 2013 to 2026
CFPB relief outcome brief
CCDB company risecredit-llc
0.5% relief · 93.7% timely · 825 filings · Debt collection
Same-product relief peers
Nearest relief peer: Enova International, Inc. (0.5% relief)
Risecredit, LLC closes 0.5% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Risecredit, LLC's 825 filings include narrative text
51% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Risecredit, LLC complaint mix by product
- Debt collection 224 27.9% – 0% relief
- Payday loan, 184 22.9% – 1% relief
- Credit reporting, 164 20.4% – 1% relief
- Consumer Loan 121 15.0% – 0% relief
- Payday loan 74 9.2% – 0% relief
- Credit reporting 23 2.9% – 0% relief
- Payday loan, 14 1.7% – 0% relief
How Risecredit, LLC's 825 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 224 |
| Payday loan, title loan, or personal loan | 184 |
| Credit reporting, credit repair services, or other personal consumer reports | 164 |
| Consumer Loan | 121 |
| Payday loan | 74 |
| Credit reporting or other personal consumer reports | 23 |
| Payday loan, title loan, personal loan, or advance loan | 14 |
| Credit reporting | 10 |
| Bank account or service | 6 |
| Credit card | 3 |
| Money transfer, virtual currency, or money service | 2 |
Nationwide filing states for Risecredit, LLC
Top states by attributed CFPB complaint volume for this company
- Leading state
- CA
- 24.7% of this company's filings
Risecredit, LLC rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 17
- +1600% vs 2013
Top States
| State | Complaints |
|---|---|
| CA | 204 |
| TX | 107 |
| OH | 74 |
| SC | 66 |
| AL | 45 |
| WI | 44 |
| GA | 43 |
| MO | 41 |
| IL | 28 |
| MS | 19 |
| UT | 17 |
| TN | 16 |
| DE | 13 |
| NM | 12 |
| KS | 11 |
| LA | 10 |
| FL | 9 |
| ID | 8 |
| NC | 7 |
| ND | 4 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 141 |
| Attempts to collect debt not owed | 84 |
| Charged fees or interest you didn't expect | 61 |
| Communication tactics | 49 |
| Managing the loan or lease | 44 |
| Struggling to pay your loan | 43 |
| Problem with a credit reporting company's investigation into an existing problem | 39 |
| Improper use of your report | 37 |
| Problems when you are unable to pay | 32 |
| Charged fees or interest I didn't expect | 32 |
| Taking out the loan or lease | 30 |
| Cont'd attempts collect debt not owed | 22 |
| False statements or representation | 19 |
| Written notification about debt | 16 |
| Received a loan I didn't apply for | 15 |
| Problem when making payments | 14 |
| Took or threatened to take negative or legal action | 14 |
| Problem with the payoff process at the end of the loan | 14 |
| Shopping for a loan or lease | 9 |
| Improper contact or sharing of info | 9 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 1 | 100% |
| 2014 | 67 | 89.6% |
| 2015 | 96 | 93.8% |
| 2016 | 89 | 76.4% |
| 2017 | 103 | 92.2% |
| 2018 | 110 | 100% |
| 2019 | 106 | 98.1% |
| 2020 | 68 | 97.1% |
| 2021 | 62 | 100% |
| 2022 | 27 | 100% |
| 2023 | 34 | 100% |
| 2024 | 23 | 78.3% |
| 2025 | 22 | 95.5% |
| 2026 | 17 | 100% |
Source: CFPB Consumer Complaint Database
Risecredit, LLC spreads across product buckets
Risecredit, LLC's 825 logged complaints reach a nationwide footprint - 40 states have at least one filing. 51% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2026-06-25.
Risecredit, LLC answers 93.7% of complaints inside the CFPB's tracked window and closes 97.5% with a written explanation. 0.5% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Risecredit, LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Risecredit, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 825.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 93.7%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Risecredit, LLC (93.7% timely; 0.5% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix