2026 data Public-data reference Official source

Risecredit, LLC

825 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

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825
Total Complaints
93.7%
Timely Response
0%
Disputed
0.5%
Relief Provided
40
States Active
2013
Since

Data updated June 2026

Timely response rate 93.7%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.5%
Industry median

Share closed with monetary or non-monetary relief.

Risecredit, LLC complaint mix by product

Total complaints: 825

Risecredit, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 825 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 224 complaints (27.9%), resolution 0.4% Debt collection 27.9% Payday loan,: 184 complaints (22.9%), resolution 1.1% Payday loan, 22.9% Credit reporting,: 164 complaints (20.4%), resolution 0.6% Credit reporting, 20.4% Consumer Loan: 121 complaints (15.0%), resolution 0.0% Consumer Loan 15.0% Payday loan: 74 complaints (9.2%), resolution 0.0% Payday loan 9.2% Credit reporting: 23 complaints (2.9%), resolution 0.0% Payday loan,: 14 complaints (1.7%), resolution 0.0%
  • Debt collection 224 27.9% – 0% relief
  • Payday loan, 184 22.9% – 1% relief
  • Credit reporting, 164 20.4% – 1% relief
  • Consumer Loan 121 15.0% – 0% relief
  • Payday loan 74 9.2% – 0% relief
  • Credit reporting 23 2.9% – 0% relief
  • Payday loan, 14 1.7% – 0% relief

How Risecredit, LLC's 825 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 224
Payday loan, title loan, or personal loan 184
Credit reporting, credit repair services, or other personal consumer reports 164
Consumer Loan 121
Payday loan 74
Credit reporting or other personal consumer reports 23
Payday loan, title loan, personal loan, or advance loan 14
Credit reporting 10
Bank account or service 6
Credit card 3
Money transfer, virtual currency, or money service 2

Top States

State Complaints
CA 204
TX 107
OH 74
SC 66
AL 45
WI 44
GA 43
MO 41
IL 28
MS 19
UT 17
TN 16
DE 13
NM 12
KS 11
LA 10
FL 9
ID 8
NC 7
ND 4

Top Issues

Issue Complaints
Incorrect information on your report 141
Attempts to collect debt not owed 84
Charged fees or interest you didn't expect 61
Communication tactics 49
Managing the loan or lease 44
Struggling to pay your loan 43
Problem with a credit reporting company's investigation into an existing problem 39
Improper use of your report 37
Problems when you are unable to pay 32
Charged fees or interest I didn't expect 32
Taking out the loan or lease 30
Cont'd attempts collect debt not owed 22
False statements or representation 19
Written notification about debt 16
Received a loan I didn't apply for 15
Problem when making payments 14
Took or threatened to take negative or legal action 14
Problem with the payoff process at the end of the loan 14
Shopping for a loan or lease 9
Improper contact or sharing of info 9

Yearly Trend

Year Complaints Timely
2013 1 100%
2014 67 89.6%
2015 96 93.8%
2016 89 76.4%
2017 103 92.2%
2018 110 100%
2019 106 98.1%
2020 68 97.1%
2021 62 100%
2022 27 100%
2023 34 100%
2024 23 78.3%
2025 22 95.5%
2026 17 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Risecredit, LLC

Risecredit, LLC's 825 logged complaints reach a nationwide footprint - 40 states have at least one filing on record. 51% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2013 through 2026-06-25.

Risecredit, LLC answers 93.7% of complaints inside the CFPB's tracked window and closes 97.5% with a written explanation. 0.5% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Incorrect information on your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Risecredit, LLC.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Risecredit, LLC have?

825, per the CFPB's public complaint count for this company (see the full breakdown above).

Does Risecredit, LLC respond to complaints on time?

93.7% of the time, measured against the CFPB's 15-calendar-day response window.

What is the most common complaint about Risecredit, LLC?

"Incorrect information on your report", filed under the "Debt collection" category - see the issues and products tables above for the full ranking.

Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.