CFPB · Single-product concentration

Mar Joe Enterprises

159 CFPB complaints · 76.7% in "Debt collection" · top issue Attempts to collect debt not owed.

159 CFPB complaints

Mar Joe Enterprises: 76.7% of 159 CFPB complaints sit in "Debt collection". Timely 93.7% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • +100% filings 2014 to 2026

CFPB relief outcome brief

CCDB company mar-joe-enterprises

0% relief · 93.7% timely · 159 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

Mar Joe Enterprises (this)0%Beacon Financial Corporation23.3%FMS Inc.0%Kings Credit Services0%Ridge & Valley Realty, Inc.1.3%
Closed-with-relief % among Mar Joe Enterprises and nearest filing-volume peers

Mar Joe Enterprises closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Mar Joe Enterprises's 159 filings include narrative text

41.5% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 93.7%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Mar Joe Enterprises complaint mix by product

Total complaints: 159

Mar Joe Enterprises complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 159 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 122 complaints (76.7%), resolution 0.0% Debt collection 76.7% Credit reporting,: 30 complaints (18.9%), resolution 0.0% Credit reporting, 18.9% Credit reporting: 7 complaints (4.4%), resolution 0.0%
  • Debt collection 122 76.7% 0% relief
  • Credit reporting, 30 18.9% 0% relief
  • Credit reporting 7 4.4% 0% relief

How Mar Joe Enterprises's 159 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 122
Credit reporting, credit repair services, or other personal consumer reports 30
Credit reporting or other personal consumer reports 7

Where Mar Joe Enterprises complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
TN
37.1% of this company's filings
TN59SC20VA10IL9MS7CA6OH5FL4

Mar Joe Enterprises rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
14
+100% vs 2014
010203040 2014201620182020202220242026 14

Top States

State Complaints
TN 59
SC 20
VA 10
IL 9
MS 7
CA 6
OH 5
FL 4
IN 3
GA 3
TX 3
MI 3
AR 3
WA 3
NC 3
AL 2
MD 2
SD 2
LA 2
OK 2

Top Issues

Issue Complaints
Attempts to collect debt not owed 53
Incorrect information on your report 25
Written notification about debt 23
Communication tactics 17
False statements or representation 11
Cont'd attempts collect debt not owed 8
Problem with a credit reporting company's investigation into an existing problem 7
Disclosure verification of debt 4
Problem with a company's investigation into an existing problem 3
Improper use of your report 2
Took or threatened to take negative or legal action 2
Threatened to contact someone or share information improperly 2
Electronic communications 1
Improper contact or sharing of info 1

Yearly Trend

Year Complaints Timely
2014 7 57.1%
2015 4 25%
2016 2 0%
2017 15 93.3%
2018 16 100%
2019 11 100%
2020 19 100%
2021 35 100%
2022 11 100%
2023 6 83.3%
2024 8 100%
2025 11 100%
2026 14 100%

Source: CFPB Consumer Complaint Database

Mar Joe Enterprises filings cluster in one product

Mar Joe Enterprises's 159 logged complaints stay concentrated: only 25 states show a filing. 41.5% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2014 through 2026-06-25.

Mar Joe Enterprises answers 93.7% of complaints inside the CFPB's tracked window and closes 91.8% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Mar Joe Enterprises.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Mar Joe Enterprises: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Mar Joe Enterprises (93.7% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration